76 W 14th St

Hialeah, FL 33010 · multi_family · For Sale · 44 days on market
Asking price$629,900
3 beds 2 baths 1,056 sqft
Suggested offer$363,327$266,573 above the est. market value of $363,327.
View on Realtor.com →
Listed by Nedys Di Mare · Supra Realty Services, LLC.
Typemulti_family
Built1939
Price / sqft$596
Est. value (own analysis)$363,327
Rent estimate (building total, own analysis)$2,640/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood3/10moderate$Air2/10MinorWildfire1/10Minimal
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-07-20
Removed date
MLSMiamiMLS #A12056410
Coordinates25.83415, -80.28331
Address76 W 14th St
CityHialeah
StateFL
Zip33010
Listing ID5700217956
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33010)

Typical home value (ZHVI)$536,631
Typical rent (ZORI)$2,166/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$629,900
Down payment (20.0%)$125,980
Loan amount$503,920
Closing costs (5.0%)$31,495
Total cash to close$157,475
Rent (estimate)$2,640$31,680
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$31,680
Vacancy rate (assumption) assumption8.0%

$31,680 × 8.0% = $2,534

Effective gross income$2,429$29,146
Property tax (placeholder 1.9% of price)$997$11,968
Insurance (est. scaled by flood & wind risk)$672$8,063
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$132$1,584
Total operating expenses$1,801$21,615
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$29,146
Total operating expenses derived$21,615

$29,146 − $21,615 = $7,531

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$503,920
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$503,920 amortized at 6.7% over 30 years = $3,238/mo

CapEx reserve (5.0% of GSR)$132$1,584
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$7,531
Annual debt service derived$38,860
Annual CapEx reserve assumption$1,584
Annual PMI assumption$0

($7,531 − $38,860 − $1,584 − $0) ÷ 12 = -$2,743

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$7,531
Purchase price data$629,900

$7,531 ÷ $629,900 = 1.2%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$32,913
Total cash to close derived$157,475

-$32,913 ÷ $157,475 = -20.9%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$7,531
Annual debt service derived$38,860

$7,531 ÷ $38,860 = 0.19

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$31,680
Purchase price data$629,900

($31,680 ÷ 12) ÷ $629,900 = 0.4%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$629,900
Gross scheduled rent (annual) comp$31,680

$629,900 ÷ $31,680 = 19.9

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$21,615
Effective gross income derived$29,146

$21,615 ÷ $29,146 = 74.2%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$21,615
Annual debt service derived$38,860
Annual PMI assumption$0
Gross scheduled rent (annual) comp$31,680

($21,615 + $38,860 + $0) ÷ $31,680 = 190.9%

Comparables

Widened to city-wide. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
multi_family32$3,600

508 E 23rd St Unit 508

Hialeah, 33013 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage
Listed
Days on market

Asking rent: $3,600

View on Zillow →

Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
233 E 7th Stmulti_family2,374$820,0002026-08-31
155 W 26th Stmulti_family1,627$447,5002026-07-19
2390 W 11th Avemulti_family642,110$618,7502026-07-13
351 E 14th Stmulti_family1,488$550,0002026-06-18
36 E 17th Stmulti_family2,364$590,0002026-06-05
59 E 14th Stmulti_family421,620$734,0002026-05-26
27 E 12th Stmulti_family1,508$620,0002026-04-21
65 E 8th Stmulti_family844,856$1,400,0002026-04-10
1166 W 24th Stmulti_family1,183$800,0002026-03-27
1168 W 24th Stmulti_family1,183$800,0002026-03-27
860 SE 9th Ctmulti_family622,403$800,0002026-03-18
615 E 2nd Avemulti_family643,490$504,3752026-03-04
643 E 2nd Avemulti_family643,490$676,5002026-03-04
6623363004multi_family2,429$890,0002026-02-11
990 E 2nd Stmulti_family1,529$603,0002026-02-02
432 E 16th Stmulti_family643,100$2,240,0002026-01-22
440 E 16th St # 436multi_family643,100$2,240,0002026-01-22
240 E 11th Stmulti_family622,588$550,0002026-01-09
74 W 11th Stmulti_family532,983$2,000,0002026-01-08
60 W 11th Stmulti_family773,821$2,000,0002026-01-08
2655 W 10th Ctmulti_family422,258$534,9002025-12-15
911 E 14th Plmulti_family2,780$745,0002025-12-05
145 W 12th Stmulti_family442,460$800,0002025-12-02
25 W 9th Stmulti_family552,772$950,0002025-11-20
190 E 16th Stmulti_family4,353$920,0002025-11-17
80 W 20th Stmulti_family2,054$845,0002025-10-31
938 SE 12th Stmulti_family1,912$750,0002025-10-10
22 W 11th Stmulti_family442,490$820,0002025-09-19
40 E 12th Stmulti_family642,750$850,0002025-09-16
1172 W 3rd Avemulti_family421,368$690,0002025-09-08

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
621 SE 4th Stsingle_family321,642$450,000
790 E 6th Plsingle_family31936$489,000
275 W 13th Stmulti_family342,339$849,999
831 E 10th Plsingle_family321,629$830,000
685 SE Park Drsingle_family321,000$509,000
580 SE 2nd Stsingle_family321,788$555,000
single_family321,186$529,900
300 E 4th St Unit 103condos321,050$450,000

10-year hold projection

IRR-4.0%
Equity multiple0.33x
Total return (10yr)-$22,734
YearProperty valueNOICash flowLoan balanceEquity
1$648,797$7,531-$32,913$498,456$150,341
2$668,261$7,865-$32,619$492,617$175,643
3$688,309$8,212-$32,313$486,378$201,931
4$708,958$8,571-$31,994$479,709$229,249
5$730,227$8,945-$31,663$472,583$257,644
6$752,134$9,333-$31,320$464,968$287,166
7$774,698$9,735-$30,962$456,829$317,869
8$797,938$10,152-$30,591$448,132$349,807
9$821,877$10,585-$30,205$438,837$383,040
10$846,533$11,034-$29,804$428,904$417,629
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.