| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $330,000 |
| Down payment (20.0%) | $66,000 |
| Loan amount | $264,000 |
| Closing costs (5.0%) | $16,500 |
| Total cash to close | $82,500 |
| Income | |
| Rent (comp-derived) | $3,150$37,800 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,898$34,776 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $523$6,270 |
| Insurance (est. scaled by flood & wind risk) | $385$4,620 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $158$1,890 |
| Total operating expenses | $1,065$12,780 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $158$1,890 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 2 | 1 | 1,100 | $3,495 | 2026-08-06 | — | |
| single_family | 2 | 1 | 805 | $2,400 | 2026-08-11 | — | |
| single_family | 2 | 2 | 900 | $2,100 | 2026-07-12 | — | |
| single_family | 2 | 3 | 890 | $2,850 | 2026-01-11 | — | |
| single_family | 2 | 1 | 1,201 | $3,500 | 2026-07-14 | — | |
| single_family | 2 | 2 | 1,225 | $3,100 | 2026-06-02 | — | |
| single_family | 2 | 2 | 1,288 | $4,250 | 2026-08-04 | — | |
| single_family | 2 | 2 | 1,100 | $5,500 | 2026-08-13 | — | |
| single_family | 2 | 1 | 1,091 | $3,200 | 2026-07-28 | — | |
| single_family | 2 | 1 | 1,436 | $2,675 | 2026-08-30 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 1390 NE 129th St | single_family | 2 | 2 | 1,290 | $460,000 | 2026-08-31 |
| 101 NE 107th St | single_family | 2 | 1 | 1,253 | $975,000 | 2026-08-14 |
| 1008 NE 114th St | single_family | 2 | 1 | 992 | $4,500,000 | 2026-08-11 |
| 1315 NE 130th St | single_family | 2 | 1 | 1,330 | $619,900 | 2026-08-06 |
| 14 NE 108th St | single_family | 2 | 2 | 1,519 | $895,000 | 2026-07-27 |
| 936 NE 128th St | single_family | 2 | 2 | 1,623 | $975,000 | 2026-07-24 |
| 73 NE 110th St | single_family | 2 | 2 | 1,588 | $820,000 | 2026-07-22 |
| 530 NE 132nd Ter | single_family | 2 | 2 | 1,086 | $376,000 | 2026-07-08 |
| 10821 NE 5th Ave | single_family | 2 | 1 | 1,032 | $550,000 | 2026-07-07 |
| 11932 NE 8th Ave | single_family | 2 | 2 | 1,491 | $1,245,000 | 2026-07-06 |
| 470 NE 110th St | single_family | 2 | 1 | 1,192 | $690,000 | 2026-07-06 |
| 330 NE 108th St | single_family | 2 | 1 | 1,131 | $355,000 | 2026-06-22 |
| 334 NE 107th St | single_family | 2 | 1 | 1,064 | $790,000 | 2026-06-22 |
| 720 NE 143rd St | single_family | 2 | 1 | 1,536 | $490,000 | 2026-06-18 |
| 10860 NE 11th Ct | single_family | 2 | 2 | 1,235 | $350,000 | 2026-06-16 |
| 985 NE 121st St | single_family | 2 | 1 | 1,188 | $555,000 | 2026-06-11 |
| 13236 NE 4th Ave | single_family | 2 | 1 | 1,846 | $730,000 | 2026-06-08 |
| 610 NE 115th St | single_family | 2 | 1 | 1,386 | $1,062,000 | 2026-06-04 |
| 455 NE 111th St | single_family | 2 | 2 | 968 | $672,000 | 2026-05-27 |
| 1105 NE 112th St | single_family | 2 | 1 | 1,203 | $430,000 | 2026-05-21 |
| 500 NE 135th St | single_family | 2 | 1 | 1,497 | $225,000 | 2026-05-12 |
| 1007 NE 117th St | single_family | 2 | 1 | 1,201 | $900,000 | 2026-04-24 |
| 690 NE 118th St | single_family | 2 | 1 | 997 | $825,000 | 2026-04-06 |
| 1065 NE 119th St | single_family | 2 | 1 | 975 | $4,300,000 | 2026-03-31 |
| 114 NE 107th St | single_family | 2 | 1 | 1,382 | $880,000 | 2026-03-30 |
| 14745 N Spur Dr | single_family | 2 | 2 | 1,665 | $1,075,000 | 2026-03-19 |
| 505 NE 132nd Ter | single_family | 2 | 1 | 1,364 | $530,000 | 2026-03-03 |
| 1030 NE 132nd St | single_family | 2 | 1 | 1,391 | $545,000 | 2026-02-13 |
| 763 NE 140th St | single_family | 2 | 1 | 1,110 | $331,000 | 2026-02-13 |
| 1530 NE 132nd Rd | single_family | 2 | 1 | 890 | $330,000 | 2026-01-29 |
| 10825 Peachtree Dr | single_family | 2 | 2 | 1,503 | $840,000 | 2026-01-21 |
| 511 NE 133rd St | single_family | 2 | 1 | 1,270 | $369,000 | 2026-01-21 |
| 13751 NE 1st Ave | single_family | 2 | 1 | 1,929 | $800,000 | 2026-01-20 |
| 740 NE 121st St | single_family | 2 | 1 | 1,304 | $780,000 | 2026-01-15 |
| 811 NE 139th St | single_family | 2 | 1 | 1,100 | $325,000 | 2026-01-08 |
| 1580 NE 141st St | single_family | 2 | 1 | 858 | $380,000 | 2025-12-30 |
| 37 NE 110th St | single_family | 2 | 2 | 1,422 | $700,000 | 2025-12-23 |
| 1131 NE 129th St | single_family | 2 | 1 | 1,308 | $549,900 | 2025-12-22 |
| 11705 NE 11th Ave | single_family | 2 | 2 | 1,128 | $574,000 | 2025-12-02 |
| 13075 NE 4th Ave | single_family | 2 | 2 | 1,330 | $715,900 | 2025-12-02 |
| 138 NE 109th St | single_family | 2 | 3 | 1,628 | $950,000 | 2025-11-26 |
| 12845 NE 4th Ave | single_family | 2 | 1 | 832 | $450,000 | 2025-11-24 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 10860 NE 11th Ave | single_family | 2 | 1 | 1,021 | $825,000 | — |
| 1289 NE 146th St | single_family | 2 | 1 | 591 | $699,999 | — |
| 14241 Memorial Highway 9F | condos | 2 | 2 | 1,182 | $264,995 | — |
| 1350 NE 119th St Unit 135021 | condos | 2 | 2 | 952 | $165,000 | — |
| 1251 NE 108th St Apt 423 | condos | 2 | 2 | 1,010 | $250,000 | — |
| 274 NE 141st St Unit 3C | townhomes | 2 | 2 | 1,200 | $250,000 | — |
| 14225 Memorial Hwy # 1F | townhomes | 2 | 2 | 1,182 | $295,000 | — |
| 650 NE 149th St Apt 407A | condos | 2 | 1 | 860 | $155,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $339,900 | $21,996 | -$252 | $261,138 | $78,762 |
| 2 | $350,097 | $22,720 | $424 | $258,079 | $92,018 |
| 3 | $360,600 | $23,467 | $1,123 | $254,810 | $105,790 |
| 4 | $371,418 | $24,238 | $1,844 | $251,316 | $120,102 |
| 5 | $382,560 | $25,034 | $2,589 | $247,583 | $134,978 |
| 6 | $394,037 | $25,856 | $3,359 | $243,593 | $150,444 |
| 7 | $405,858 | $26,703 | $4,153 | $239,329 | $166,529 |
| 8 | $418,034 | $27,579 | $4,974 | $234,772 | $183,262 |
| 9 | $430,575 | $28,482 | $5,821 | $229,903 | $200,672 |
| 10 | $443,492 | $29,414 | $6,695 | $224,699 | $218,793 |