4863 SW 71st Pl

Miami, FL 33155 · townhomes · For Sale · 44 days on market
Asking price$775,000
2 beds 3 baths 1,552 sqft
Suggested offer$692,857$82,143 above the est. market value of $692,857.
View on Realtor.com →
Listed by Jorge Guanche · Compass Florida, LLC.
Typetownhomes
Built1978
Price / sqft$499
Est. value (own analysis)$692,857
Rent estimate (own analysis)$2,850/mo
HOA$450/mo
Wind10/10Extreme$Heat10/10ExtremeAir2/10MinorFlood1/10minimal$Wildfire1/10Minimal
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-07-20
Removed date
MLSMiamiMLS #A12056738
Coordinates25.72501, -80.31030
Address4863 SW 71st Pl
CityMiami
StateFL
Zip33155
Listing ID5694608468
Sourceus-real-estate-listings, cached 2026-08-31

ZIP market snapshot (33155)

Typical home value (ZHVI)$716,503
Typical rent (ZORI)$2,758/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$775,000
Down payment (20.0%)$155,000
Loan amount$620,000
Closing costs (5.0%)$38,750
Total cash to close$193,750
Rent (comp-derived)$2,850$34,200
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$34,200
Vacancy rate (assumption) assumption8.0%

$34,200 × 8.0% = $2,736

Effective gross income$2,622$31,464
Property tax (placeholder 1.9% of price)$1,227$14,725
Insurance (est. scaled by flood & wind risk)$775$9,300
HOA dues$450$5,400
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$143$1,710
Total operating expenses$2,595$31,135
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$31,464
Total operating expenses derived$31,135

$31,464 − $31,135 = $329

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$620,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$620,000 amortized at 6.7% over 30 years = $3,984/mo

CapEx reserve (5.0% of GSR)$143$1,710
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$329
Annual debt service derived$47,811
Annual CapEx reserve assumption$1,710
Annual PMI assumption$0

($329 − $47,811 − $1,710 − $0) ÷ 12 = -$4,099

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$329
Purchase price data$775,000

$329 ÷ $775,000 = 0.0%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$49,192
Total cash to close derived$193,750

-$49,192 ÷ $193,750 = -25.4%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$329
Annual debt service derived$47,811

$329 ÷ $47,811 = 0.01

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$34,200
Purchase price data$775,000

($34,200 ÷ 12) ÷ $775,000 = 0.4%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$775,000
Gross scheduled rent (annual) comp$34,200

$775,000 ÷ $34,200 = 22.7

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$31,135
Effective gross income derived$31,464

$31,135 ÷ $31,464 = 99.0%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$31,135
Annual debt service derived$47,811
Annual PMI assumption$0
Gross scheduled rent (annual) comp$34,200

($31,135 + $47,811 + $0) ÷ $34,200 = 230.8%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
townhomes231,007$2,8502026-08-18
townhomes231,000$2,3002026-08-17
townhomes231,000$2,7502026-08-13
townhomes231,000$2,9002026-08-12
townhomes231,007$3,0002026-08-11
townhomes231,007$3,0002026-08-09
townhomes231,000$2,9502026-08-07
townhomes231,007$2,8502026-07-25
townhomes221,000$2,5002026-06-01
townhomes231,000$2,8002026-08-03

5555 Ludlam Rd Unit 23

South Miami, 33155 · rent comp

Bedrooms / bathrooms2 bd / 3 ba
Square footage1,007
Listed2026-08-18
Days on market

Asking rent: $2,850

View on Zillow →

6870 SW 45th Ln Apt 230

Miami, 33155 · rent comp

Bedrooms / bathrooms2 bd / 3 ba
Square footage1,000
Listed2026-08-17
Days on market

Asking rent: $2,300

View on Zillow →

4530 SW 68th Court Cir Unit 32-6

Miami, 33155 · rent comp

Bedrooms / bathrooms2 bd / 3 ba
Square footage1,000
Listed2026-08-13
Days on market

Asking rent: $2,750

View on Zillow →

4500 SW 68th Court Cir Unit 5-3

Miami, 33155 · rent comp

Bedrooms / bathrooms2 bd / 3 ba
Square footage1,000
Listed2026-08-12
Days on market

Asking rent: $2,900

View on Zillow →

5555 Ludlam Rd # 46

Miami, 33155 · rent comp

Bedrooms / bathrooms2 bd / 3 ba
Square footage1,007
Listed2026-08-11
Days on market

Asking rent: $3,000

View on Zillow →

5555 Ludlam Rd Unit 46

South Miami, 33155 · rent comp

Bedrooms / bathrooms2 bd / 3 ba
Square footage1,007
Listed2026-08-09
Days on market

Asking rent: $3,000

View on Zillow →

6835 SW 45th Ln

Miami, 33155 · rent comp

Bedrooms / bathrooms2 bd / 3 ba
Square footage1,000
Listed2026-08-07
Days on market

Asking rent: $2,950

View on Zillow →

5555 Ludlam Rd Unit 106

South Miami, 33155 · rent comp

Bedrooms / bathrooms2 bd / 3 ba
Square footage1,007
Listed2026-07-25
Days on market

Asking rent: $2,850

View on Zillow →

4540 SW 68th Court Cir Unit 48-7

Miami, 33155 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,000
Listed2026-06-01
Days on market

Asking rent: $2,500

View on Zillow →

4520 SW 68th Court Cir Unit 25-5

Miami, 33155 · rent comp

Bedrooms / bathrooms2 bd / 3 ba
Square footage1,000
Listed2026-08-03
Days on market

Asking rent: $2,800

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
4255 SW 69th Avetownhomes221,020$515,0002026-06-04
7123 SW 53rd Lntownhomes221,837$699,0002026-05-15
4724 SW 67th Miami Ave Unit E10townhomes22$489,0002026-04-24
5570 SW 70th Pl Stownhomes231,456$650,0002026-03-20

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
7829 Miller Dr Apt B205condos21840$199,999
6387 SW 42nd Stsingle_family211,100$725,000
4600 SW 67th Ave Apt 243condos22988$339,000
6845 SW 45th Ln Apt 10condos231,000$435,000
6410 SW 39th Stsingle_family21928$650,000
5555 Ludlam Rd Unit 41condos231,007$499,900
6447 SW 32nd Stsingle_family211,330$650,000
6507 SW 39th Tersingle_family211,018$699,990

10-year hold projection

IRR-7.0%
Equity multiple-0.18x
Total return (10yr)-$126,559
YearProperty valueNOICash flowLoan balanceEquity
1$798,250$329-$49,192$613,278$184,972
2$822,198$495-$49,070$606,094$216,104
3$846,863$669-$48,939$598,417$248,447
4$872,269$853-$48,800$590,212$282,057
5$898,437$1,046-$48,653$581,445$316,993
6$925,391$1,249-$48,497$572,075$353,316
7$953,152$1,463-$48,332$562,062$391,091
8$981,747$1,687-$48,157$551,361$430,386
9$1,011,199$1,923-$47,972$539,925$471,274
10$1,041,535$2,170-$47,777$527,704$513,831
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.