2558 NE 206th Ter
Miami, FL 33180 · single_family · For Sale · 20 days on market
Asking price$1,269,000
3 beds 3 baths 2,053 sqft
Suggested offer$1,221,400$47,600 above the est. market value of $1,221,400.
View on Realtor.com →Listed by Steven K. · beycome.com
Typesingle_family
Built—
Price / sqft$618
Est. value (Realtor.com)$1,221,400
Rent estimate (own analysis)$7,400/mo
HOA$447/mo
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Statusfor_sale
Listed date2026-08-13
Removed date—
MLSMiamiMLS #A12070732
Coordinates25.96620, -80.15041
Address2558 NE 206th Ter
CityMiami
StateFL
Zip33180
Listing ID5679289017
Sourcerealtor, cached 2026-08-21
ZIP market snapshot (33180)
Typical home value (ZHVI)$463,036
Typical rent (ZORI)$3,210/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $1,269,000 |
| Down payment (20.0%) | $253,800 |
| Loan amount | $1,015,200 |
| Closing costs (5.0%) | $63,450 |
| Total cash to close | $317,250 |
| Income | |
| Rent (comp-derived) | $7,400$88,800 |
| Vacancy loss (8.0%) | |
| Effective gross income | $6,808$81,696 |
| Operating expenses | |
| Property tax (real MLS tax bill, from Realtor Search) | $1,110$13,321 |
| Insurance (placeholder 0.8% of price) | $846$10,152 |
| HOA dues | $447$5,364 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $370$4,440 |
| Total operating expenses | $2,773$33,277 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $370$4,440 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 3 | 3 | 2,053 | $7,500 | 2026-06-03 | — | |
| single_family | 3 | 2 | 1,987 | $10,000 | 2026-02-09 | — | |
| single_family | 3 | 3 | 2,115 | $9,500 | 2025-05-06 | — | |
| single_family | 3 | 3 | 2,330 | $7,400 | 2026-04-20 | — | |
| single_family | 3 | 3 | 2,038 | $6,450 | 2026-06-18 | — | |
| single_family | 3 | 2 | 2,338 | $8,490 | 2026-07-14 | — | |
| single_family | 3 | 3 | 2,433 | $10,995 | 2026-06-16 | — | |
| single_family | 3 | 2 | 1,380 | $3,000 | — | — | |
| single_family | 3 | 3 | 1,365 | $3,850 | — | — | |
| single_family | 3 | 3 | 1,714 | $6,500 | — | — | |
| single_family | 3 | 3 | 2,256 | $7,000 | 2026-09-01 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 21140 NE 26th Ave | single_family | 3 | 2 | 1,395 | $710,000 | 2026-08-18 |
| 3699 NE 208th Ter | single_family | 3 | 3 | 2,740 | $1,770,000 | 2026-08-17 |
| 20740 NE 32nd Pl | single_family | 3 | 3 | 2,392 | $1,475,000 | 2026-07-29 |
| 3710 NE 208th Ter | single_family | 3 | 3 | 2,740 | $1,800,000 | 2026-07-06 |
| 21012 NE 34th Ct | single_family | 3 | 3 | 1,780 | $925,000 | 2026-06-24 |
| 19651 NE 22nd Ave | single_family | 3 | 3 | 2,429 | $1,625,000 | 2026-06-02 |
| 3525 Magellan Cir | single_family | 3 | 3 | 1,723 | $665,000 | 2026-05-05 |
| 20820 NE 30th Pl | single_family | 3 | 3 | 2,494 | $1,260,000 | 2026-05-01 |
| 3015 NE 208th St | single_family | 3 | 2 | 2,330 | $1,300,200 | 2026-04-24 |
| 2350 NE 194th St | single_family | 3 | 3 | 1,769 | $1,450,000 | 2026-04-10 |
| 2632 NE 214th St | single_family | 3 | 2 | 1,139 | $422,500 | 2026-03-23 |
| 2811 NE 185th St | single_family | 3 | 2 | 1,481 | $490,000 | 2026-03-20 |
| 2628 NE 214th St | single_family | 3 | 1 | 905 | $304,000 | 2026-03-13 |
| 2555 NE 207th Ter | single_family | 3 | 2 | 1,385 | $400,000 | 2026-02-26 |
| 2255 NE 207th St | single_family | 3 | 2 | 2,151 | $1,350,000 | 2026-02-25 |
| 3024 NE 210th St | single_family | 3 | 3 | 2,315 | $1,414,250 | 2026-02-20 |
| 2371 NE 193rd St | single_family | 3 | 3 | 2,198 | $1,182,000 | 2026-02-19 |
| 3172 NE 211th St | single_family | 3 | 3 | 2,540 | $1,400,000 | 2026-02-05 |
| 21130 NE 26th Ave | single_family | 3 | 2 | 1,425 | $540,000 | 2026-01-28 |
| 21120 NE 25th Ct | single_family | 3 | 2 | 1,625 | $900,000 | 2026-01-08 |
| 20130 NE 25th Ct | single_family | 3 | 2 | 1,610 | $948,000 | 2025-12-26 |
| 21330 NE 25th Ct | single_family | 3 | 3 | 2,669 | $1,120,000 | 2025-10-16 |
| 2350 NE 193rd St | single_family | 3 | 2 | 1,809 | $1,800,000 | 2025-10-14 |
| 21025 NE 31st Ave | single_family | 3 | 2 | 2,246 | $1,010,000 | 2025-09-30 |
| 2505 NE 214th St | single_family | 3 | 2 | 1,694 | $920,000 | 2025-09-19 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 20950 NE 25th Ct | single_family | 3 | 2 | 1,800 | $1,790,000 | — |
| 2450 NE 209th Ter | single_family | 3 | 3 | 1,609 | $1,345,000 | — |
| 2535 NE 193rd St Unit 3104 | condos | 3 | 3 | 1,275 | $465,000 | — |
| 2505 NE 193rd St Unit 4108 | condo_townhome_rowhome_coop | 3 | 3 | 1,309 | $495,000 | — |
| 2501 NE 209th Ter | single_family | 3 | 2 | 1,375 | $1,350,000 | — |
| 19440 NE 26th Ave Unit 52B | townhomes | 3 | 3 | 1,688 | $480,000 | — |
| 19220 NE 25th Ave Unit 274B | townhomes | 3 | 3 | 1,688 | $488,180 | — |
| 2841 NE 185th St Apt 514 | townhomes | 3 | 2 | 1,450 | $505,000 | — |
10-year hold projection
IRR3.0%
Equity multiple1.48x
Total return (10yr)$318,678
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $1,307,070 | $48,419 | -$34,308 | $1,004,193 | $302,877 |
| 2 | $1,346,282 | $50,038 | -$32,800 | $992,430 | $353,852 |
| 3 | $1,386,671 | $51,710 | -$31,243 | $979,859 | $406,811 |
| 4 | $1,428,271 | $53,436 | -$29,633 | $966,425 | $461,845 |
| 5 | $1,471,119 | $55,218 | -$27,970 | $952,069 | $519,050 |
| 6 | $1,515,252 | $57,058 | -$26,253 | $936,727 | $578,526 |
| 7 | $1,560,710 | $58,958 | -$24,478 | $920,331 | $640,379 |
| 8 | $1,607,531 | $60,920 | -$22,645 | $902,809 | $704,722 |
| 9 | $1,655,757 | $62,945 | -$20,752 | $884,084 | $771,673 |
| 10 | $1,705,430 | $65,036 | -$18,796 | $864,073 | $841,357 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.