2549 NE 190th St
Miami, FL 33180 · multi_family · For Sale · 18 days on market
Asking price$1,699,000
6 beds 4 baths 2,434 sqft
Suggested offer$463,036$1,235,964 above the est. market value of $463,036.
View on Realtor.com →Listed by SAMIR DICHY · Casa Usa Brokers
Typemulti_family
Built1934
Price / sqft$698
Est. value (Zillow ZIP avg)$463,036
Rent estimate (building total, own analysis)$7,430/mo
HOANone
1 / 5
Show every detail
Statusfor_sale
Listed date2026-08-15
Removed date—
MLSMiamiMLS #A12071900
Coordinates25.95140, -80.15007
Address2549 NE 190th St
CityMiami
StateFL
Zip33180
Listing ID5674659236
Sourceus-real-estate-listings, cached 2026-09-02
ZIP market snapshot (33180)
Typical home value (ZHVI)$463,036
Typical rent (ZORI)$3,210/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $1,699,000 |
| Down payment (20.0%) | $339,800 |
| Loan amount | $1,359,200 |
| Closing costs (5.0%) | $84,950 |
| Total cash to close | $424,750 |
| Income | |
| Rent (estimate) | $7,430$89,161 |
| Vacancy loss (8.0%) | |
| Effective gross income | $6,836$82,028 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $2,690$32,281 |
| Insurance (placeholder 0.8% of price) | $1,133$13,592 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $372$4,458 |
| Total operating expenses | $4,194$50,331 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $372$4,458 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
No active rental listings cached yet for this bedroom count.
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
No recent recorded sales cached yet for this ZIP.
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 20021 NE 25th Ave | single_family | 6 | 5 | 3,937 | $3,249,000 | — |
| 19231 NE 22nd Ave | single_family | 6 | 5 | 3,462 | $2,650,000 | — |
| 2380 NE 196th St | single_family | 6 | 7 | 5,187 | $5,749,900 | — |
| 2920 NE 207th St Ste 801 | condos | 6 | — | 1,151 | $1,399,000 | — |
| 19860 NE 24th Ct | single_family | 6 | 4 | 2,698 | $2,300,000 | — |
10-year hold projection
IRR-2.2%
Equity multiple0.63x
Total return (10yr)$65,040
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $1,749,970 | $31,697 | -$77,576 | $1,344,463 | $405,507 |
| 2 | $1,802,469 | $32,900 | -$76,485 | $1,328,714 | $473,755 |
| 3 | $1,856,543 | $34,145 | -$75,354 | $1,311,884 | $544,659 |
| 4 | $1,912,239 | $35,434 | -$74,182 | $1,293,898 | $618,341 |
| 5 | $1,969,607 | $36,768 | -$72,968 | $1,274,677 | $694,930 |
| 6 | $2,028,695 | $38,148 | -$71,711 | $1,254,136 | $774,559 |
| 7 | $2,089,556 | $39,578 | -$70,407 | $1,232,184 | $857,372 |
| 8 | $2,152,242 | $41,057 | -$69,058 | $1,208,725 | $943,517 |
| 9 | $2,216,810 | $42,588 | -$67,659 | $1,183,655 | $1,033,155 |
| 10 | $2,283,314 | $44,172 | -$66,211 | $1,156,863 | $1,126,451 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.