545 San Antonio Ave
Coral Gables, FL 33146 · single_family · For Sale · 79 days on market
Asking price$13,790,000
8 beds 10 baths 7,772 sqft
Suggested offer$7,712,791$6,077,209 above the est. market value of $7,712,791.
View on Realtor.com →Listed by Saddy Abaunza Delgado · One Sotheby's International Realty
Typesingle_family
Built2024
Price / sqft$1774
Est. value (own analysis)$7,712,791
Rent estimate (Zillow ZIP avg)$3,608/mo
HOANone
1 / 49
Show every detail
Statusfor_sale
Listed date2026-06-16
Removed date—
MLSMiamiMLS #A12030425
Coordinates25.73384, -80.26577
Address545 San Antonio Ave
CityCoral Gables
StateFL
Zip33146
Listing ID5668255149
Sourceus-real-estate-listings, cached 2026-08-31
ZIP market snapshot (33146)
Typical home value (ZHVI)$1,955,688
Typical rent (ZORI)$3,608/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $13,790,000 |
| Down payment (20.0%) | $2,758,000 |
| Loan amount | $11,032,000 |
| Closing costs (5.0%) | $689,500 |
| Total cash to close | $3,447,500 |
| Income | |
| Rent (ZIP avg, ZORI — not bedroom-specific) | $3,608$43,299 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,320$39,835 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $21,834$262,010 |
| Insurance (placeholder 0.8% of price) | $9,193$110,320 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $180$2,165 |
| Total operating expenses | $31,208$374,495 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $180$2,165 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
No active rental listings cached yet for this bedroom count.
Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 548 Vilabella Ave | single_family | 4 | 2 | 2,079 | $2,000,000 | 2026-08-31 |
| 1505 Zoreta Ave | single_family | 3 | 2 | 1,454 | $1,000,000 | 2026-08-21 |
| 1409 Bird Rd | single_family | 3 | 2 | 1,650 | $1,180,000 | 2026-08-12 |
| 4000 Alhambra Cir | single_family | 4 | 2 | 2,612 | $1,555,000 | 2026-07-31 |
| 434 Loretto Ave | single_family | 3 | 2 | 1,518 | $1,500,000 | 2026-07-31 |
| 5510 Orduna Dr | single_family | 3 | 2 | 1,633 | $2,375,000 | 2026-07-24 |
| 1431 Ancona Ave | single_family | 3 | 2 | 1,720 | $1,292,000 | 2026-07-22 |
| 1431 Certosa Ave | single_family | 4 | 4 | 3,050 | $3,900,000 | 2026-07-16 |
| 6825 Riviera Dr | single_family | 5 | 4 | 3,401 | $2,675,000 | 2026-07-14 |
| 6809 Mentone St | single_family | 3 | 3 | 1,996 | $2,080,000 | 2026-07-02 |
| 515 Daroco Ave | single_family | 3 | 2 | 2,195 | $2,475,000 | 2026-06-29 |
| 1426 Robbia Ave | single_family | 5 | 3 | 2,912 | $3,200,000 | 2026-06-17 |
| 1551 Ancona Ave | single_family | 3 | 2 | 1,892 | $1,400,000 | 2026-06-15 |
| 6510 Castaneda St | single_family | 4 | 3 | 4,015 | $3,700,000 | 2026-06-10 |
| 1233 Alegriano Ave | single_family | 4 | 3 | 3,055 | $3,450,000 | 2026-06-10 |
| 6509 Riviera Dr | single_family | 3 | 3 | 3,268 | $2,550,000 | 2026-06-09 |
| 725 Vilabella Ave | single_family | 4 | 4 | 3,372 | $4,000,000 | 2026-06-05 |
| 424 Sansovino Ave | single_family | 2 | 2 | 1,418 | $1,700,000 | 2026-06-04 |
| 1515 Urbino Ave | single_family | 5 | 7 | 4,111 | $5,100,000 | 2026-05-29 |
| 4187 S Le Jeune Rd | single_family | 3 | 2 | 1,540 | $1,950,000 | 2026-05-27 |
| 1400 Siena Ave | single_family | 4 | 3 | 2,494 | $2,475,000 | 2026-05-26 |
| 1230 Bird Rd | single_family | 3 | 3 | 2,307 | $1,370,000 | 2026-05-21 |
| 449 Miller Rd | single_family | 4 | 4 | 2,587 | $3,190,000 | 2026-05-20 |
| 5106 S Le Jeune Rd | single_family | 3 | 2 | 1,464 | $1,200,000 | 2026-05-15 |
| 466 Loretto Ave | single_family | 2 | 2 | 1,210 | $1,165,000 | 2026-05-12 |
| 6345 Maynada St | single_family | 3 | 4 | 2,978 | $1,900,000 | 2026-05-08 |
| 1561 Bird Rd | single_family | 3 | 2 | 1,679 | $905,000 | 2026-05-01 |
| 1530 Zuleta Ave | single_family | 3 | 2 | 1,531 | $1,845,000 | 2026-04-30 |
| 440 Rosaro Ave | single_family | 4 | 2 | 2,334 | $1,560,000 | 2026-04-27 |
| 4108 Palmarito St | single_family | 4 | 2 | 2,668 | $3,035,000 | 2026-04-27 |
| 4701 Santa Maria St | single_family | 4 | 3 | 2,485 | $3,000,000 | 2026-04-24 |
| 1551 Delgado Ave | single_family | 2 | 2 | 1,211 | $1,350,000 | 2026-04-22 |
| 4950 Riviera Dr | single_family | 3 | 4 | 2,330 | $3,500,000 | 2026-04-16 |
| 4819 University Dr | single_family | 5 | 4 | 3,451 | $3,850,000 | 2026-04-16 |
| 536 Jeronimo Dr | single_family | 3 | 4 | 2,498 | $4,250,000 | 2026-04-15 |
| 516 Gerona Ave | single_family | 3 | 2 | 1,812 | $1,600,000 | 2026-04-14 |
| 4311 Monserrate St | single_family | 4 | 2 | 3,365 | $4,300,000 | 2026-04-14 |
| 5211 Granada Blvd | single_family | 4 | 3 | 2,415 | $2,312,500 | 2026-04-07 |
| 510 Gerona Ave | single_family | 3 | 3 | 1,880 | $1,750,000 | 2026-04-06 |
| 4040 Palmarito St | single_family | 3 | 2 | 2,406 | $2,300,000 | 2026-04-06 |
| 6636 Riviera Dr | single_family | 5 | 6 | 6,299 | $8,000,000 | 2026-04-03 |
| 1439 Cecilia Ave | single_family | 3 | 2 | 1,607 | $1,125,000 | 2026-03-31 |
| 4315 Anderson Rd | single_family | 4 | 4 | 3,094 | $3,650,000 | 2026-03-31 |
| 1004 Cotorro Ave | single_family | 3 | 4 | 3,400 | $5,600,000 | 2026-03-27 |
| 5907 Riviera Dr | single_family | 4 | 3 | 3,060 | $3,450,000 | 2026-03-26 |
| 707 Vilabella Ave | single_family | 4 | 4 | — | $3,750,000 | 2026-03-18 |
| 6901 Altamira St | single_family | 3 | 2 | 1,780 | $2,281,002 | 2026-03-17 |
| 5533 Alhambra Cir | single_family | 3 | 2 | 1,838 | $1,800,000 | 2026-03-16 |
| 1416 Zuleta Ave | single_family | 2 | 2 | 1,377 | $1,000,000 | 2026-03-16 |
| 5523 Alhambra Cir | single_family | 6 | 5 | 7,212 | $5,300,000 | 2026-03-16 |
Widened to city-wide. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 641 Leucadendra Dr | single_family | 8 | 10 | 13,193 | $78,000,000 | — |
| 215 Sidonia Ave | multi_family | 8 | 4 | 3,600 | $1,695,000 | — |
10-year hold projection
IRR-12.9%
Equity multiple-1.23x
Total return (10yr)-$5,885,677
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $14,203,700 | -$334,660 | -$1,187,560 | $10,912,389 | $3,291,311 |
| 2 | $14,629,811 | -$342,827 | -$1,195,781 | $10,784,563 | $3,845,248 |
| 3 | $15,068,705 | -$351,193 | -$1,204,202 | $10,647,960 | $4,420,745 |
| 4 | $15,520,766 | -$359,761 | -$1,212,828 | $10,501,977 | $5,018,790 |
| 5 | $15,986,389 | -$368,538 | -$1,221,662 | $10,345,968 | $5,640,421 |
| 6 | $16,465,981 | -$377,527 | -$1,230,711 | $10,179,246 | $6,286,735 |
| 7 | $16,959,961 | -$386,734 | -$1,239,980 | $10,001,075 | $6,958,885 |
| 8 | $17,468,759 | -$396,165 | -$1,249,473 | $9,810,669 | $7,658,090 |
| 9 | $17,992,822 | -$405,824 | -$1,259,197 | $9,607,188 | $8,385,634 |
| 10 | $18,532,607 | -$415,717 | -$1,269,156 | $9,389,733 | $9,142,874 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.