10311 SW 134th Ave
Miami, FL 33186 · single_family · For Sale · 28 days on market
Asking price$825,000
4 beds 3 baths 2,037 sqft
Suggested offer$692,465$132,535 above the est. market value of $692,465.
View on Realtor.com →Listed by Joseph Amaya · Miami New Realty
Typesingle_family
Built1979
Price / sqft$405
Est. value (own analysis)$692,465
Rent estimate (own analysis)$4,300/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood2/10minor$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-08-05
Removed date—
MLSMiamiMLS #A12066253
Coordinates25.67127, -80.41204
Address10311 SW 134th Ave
CityMiami
StateFL
Zip33186
Listing ID5654599367
Sourceus-real-estate-listings, cached 2026-09-02
ZIP market snapshot (33186)
Typical home value (ZHVI)$523,583
Typical rent (ZORI)$2,574/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $825,000 |
| Down payment (20.0%) | $165,000 |
| Loan amount | $660,000 |
| Closing costs (5.0%) | $41,250 |
| Total cash to close | $206,250 |
| Income | |
| Rent (comp-derived) | $4,300$51,600 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,956$47,472 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,306$15,675 |
| Insurance (est. scaled by flood & wind risk) | $825$9,900 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $215$2,580 |
| Total operating expenses | $2,346$28,155 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $215$2,580 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 4 | 3 | 1,584 | $3,600 | 2026-08-18 | — | |
| single_family | 4 | 5 | 2,307 | $4,900 | 2026-08-18 | — | |
| single_family | 4 | 2 | 1,930 | $4,350 | 2026-08-13 | — | |
| single_family | 4 | 3 | 1,937 | $5,300 | 2026-08-07 | — | |
| single_family | 4 | 3 | 1,922 | $3,500 | 2026-08-07 | — | |
| single_family | 4 | 3 | 2,378 | $3,950 | 2026-07-20 | — | |
| single_family | 4 | 2 | 2,649 | $4,250 | 2026-07-15 | — | |
| single_family | 4 | 3 | 2,638 | $4,700 | 2026-07-07 | — | |
| single_family | 4 | 3 | 2,000 | $4,600 | 2026-07-06 | — | |
| single_family | 4 | 2 | 2,316 | $4,500 | 2026-07-01 | — | |
| single_family | 4 | 2 | 2,359 | $4,500 | 2026-06-29 | — | |
| single_family | 4 | 2 | 2,185 | $3,800 | 2026-05-22 | — | |
| single_family | 4 | 3 | 1,468 | $5,250 | 2026-08-04 | — | |
| single_family | 4 | 3 | 2,114 | $3,335 | — | — | |
| single_family | 4 | 2 | 1,949 | $3,190 | — | — | |
| single_family | 4 | 3 | 2,277 | $4,095 | — | — | |
| single_family | 4 | 3 | 2,625 | $3,995 | — | — | |
| single_family | 4 | 3 | 2,210 | $3,845 | — | — | |
| single_family | 4 | 2 | 2,073 | $6,900 | 2025-04-02 | — | |
| single_family | 4 | 3 | 2,290 | $3,575 | — | — | |
| single_family | 4 | 3 | 2,187 | $4,500 | — | — | |
| single_family | 4 | 3 | 2,016 | $5,000 | — | — | |
| single_family | 4 | 3 | 1,771 | $4,650 | — | — | |
| single_family | 4 | 2 | 2,416 | $4,200 | 2026-08-28 | — | |
| single_family | 4 | 2 | 1,799 | $3,600 | 2026-02-10 | — | |
| single_family | 4 | 3 | 2,310 | $4,499 | 2026-09-01 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 10612 SW 128th Pl | single_family | 4 | 3 | 2,003 | $750,000 | 2026-08-28 |
| 10241 SW 128th Ave | single_family | 4 | 3 | 1,968 | $760,000 | 2026-08-28 |
| 14441 SW 108th Ter | single_family | 4 | 2 | 1,788 | $550,000 | 2026-08-21 |
| 12687 SW 146th St | single_family | 4 | 2 | 1,900 | $500,000 | 2026-08-20 |
| 13455 SW 104th Ter | single_family | 4 | 2 | 1,897 | $815,000 | 2026-08-14 |
| 10615 SW 129th Ct | single_family | 4 | 4 | 1,887 | $830,000 | 2026-08-14 |
| 10940 SW 143rd Ct | single_family | 4 | 2 | 1,645 | $625,000 | 2026-07-31 |
| 14600 SW 124th Pl | single_family | 4 | 2 | 1,230 | $480,000 | 2026-07-30 |
| 13348 SW 144th Ter | single_family | 4 | 2 | 2,174 | $730,000 | 2026-07-24 |
| 12410 SW 106th Ter | single_family | 4 | 2 | 1,700 | $765,000 | 2026-07-24 |
| 14756 SW 132nd Ave | single_family | 4 | 3 | 2,422 | $725,000 | 2026-07-23 |
| 11031 SW 141st Ave | single_family | 4 | 2 | 2,166 | $650,000 | 2026-07-20 |
| 14803 SW 132nd Ave | single_family | 4 | 3 | 2,399 | $650,000 | 2026-07-17 |
| 13661 SW 119th Ave | single_family | 4 | 3 | 2,152 | $649,990 | 2026-07-16 |
| 10520 SW 142nd Ave | single_family | 4 | 2 | 1,956 | $675,000 | 2026-07-15 |
| 10180 SW 146th Ave | single_family | 4 | 2 | 1,765 | $600,000 | 2026-07-14 |
| 11776 SW 90th Ter | single_family | 4 | 3 | 2,416 | $800,000 | 2026-07-14 |
| 14759 SW 132nd Pl | single_family | 4 | 3 | 2,415 | $770,000 | 2026-07-09 |
| 9356 SW 144th Ct | single_family | 4 | 2 | 2,032 | $560,000 | 2026-07-09 |
| 12423 SW 123rd Ter | single_family | 4 | 3 | 1,793 | $540,000 | 2026-07-07 |
| 12024 SW 117th Ter | single_family | 4 | 2 | 1,679 | $658,000 | 2026-07-02 |
| 13951 SW 109th St | single_family | 4 | 2 | 1,930 | $790,000 | 2026-06-30 |
| 14543 SW 97th St | single_family | 4 | 2 | 1,755 | $580,000 | 2026-06-29 |
| 9530 SW 143rd Pl | single_family | 4 | 3 | 2,214 | $671,900 | 2026-06-23 |
| 11403 SW 129th Pl | single_family | 4 | 2 | 1,941 | $785,000 | 2026-06-23 |
| 12735 SW 112th Ter | single_family | 4 | 2 | 2,612 | $900,000 | 2026-06-22 |
| 11942 SW 126th Ln | single_family | 4 | 3 | 2,959 | $825,000 | 2026-06-19 |
| 10320 SW 132nd Ave | single_family | 4 | 2 | 2,403 | $930,000 | 2026-06-18 |
| 14464 SW 96th Ter | single_family | 4 | 2 | 1,755 | $615,000 | 2026-06-18 |
| 6108983004 | single_family | 4 | 2 | 1,780 | $675,000 | 2026-06-16 |
| 9300 E Calusa Club Dr | single_family | 4 | 3 | — | $1,000,000 | 2026-06-15 |
| 10230 SW 130th Ave | single_family | 4 | 3 | 2,121 | $740,000 | 2026-06-15 |
| 14554 SW 96th Ter | single_family | 4 | 2 | 1,755 | $650,000 | 2026-06-11 |
| 10510 SW 139th Ave | single_family | 4 | 2 | 2,063 | $625,000 | 2026-06-09 |
| 14908 SW 143rd Pl | single_family | 4 | 3 | 2,493 | $720,000 | 2026-06-08 |
| 10290 SW 145th Pl | single_family | 4 | 2 | 1,931 | $685,000 | 2026-06-05 |
| 13560 SW 108th Street Cir N | single_family | 4 | 3 | 1,939 | $655,000 | 2026-06-04 |
| 13911 SW 100th Ln | single_family | 4 | 3 | 2,016 | $750,000 | 2026-06-02 |
| 13505 SW 104th Ter | single_family | 4 | 3 | 2,294 | $805,000 | 2026-06-01 |
| 13971 SW 109th St | single_family | 4 | 2 | 1,930 | $738,000 | 2026-05-29 |
| 13518 SW 142nd Ter | single_family | 4 | 3 | 2,185 | $620,000 | 2026-05-29 |
| 14354 SW 134th Ct | single_family | 4 | 3 | 1,840 | $502,000 | 2026-05-22 |
| 13830 SW 108th St | single_family | 4 | 3 | 1,913 | $675,000 | 2026-05-20 |
| 14554 SW 97th St | single_family | 4 | 2 | 1,755 | $625,000 | 2026-05-19 |
| 12702 SW 113th Ln | single_family | 4 | 2 | 2,209 | $725,000 | 2026-05-15 |
| 12200 SW 100th St | single_family | 4 | 2 | 2,618 | $1,275,000 | 2026-05-13 |
| 12684 SW 145th St | single_family | 4 | 2 | 1,900 | $500,000 | 2026-05-05 |
| 14604 SW 132nd Ave | single_family | 4 | 2 | 2,364 | $735,500 | 2026-04-24 |
| 12283 SW 123rd Psge | single_family | 4 | 3 | 2,074 | $573,000 | 2026-04-17 |
| 5751938009 | single_family | 4 | 4 | 2,239 | $500,000 | 2026-04-13 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 14452 SW 115th St | single_family | 4 | 2 | 1,775 | $655,000 | — |
| 14630 SW 132nd Ct | single_family | 4 | 2 | 2,459 | $689,000 | — |
| 11723 SW 95th Ter | single_family | 4 | 2 | 2,405 | $925,000 | — |
| 12231 SW 103rd Ter | single_family | 4 | 3 | 2,289 | $1,399,999 | — |
| 14405 SW 124th Ct | single_family | 4 | 3 | 1,927 | $589,900 | — |
| 12958 SW 135th St | townhomes | 4 | 3 | 1,758 | $525,000 | — |
| 9712 SW 133rd Pl | single_family | 4 | 3 | 1,550 | $780,000 | — |
| 15166 SW 142nd Ct | single_family | 4 | 3 | 2,120 | $699,000 | — |
10-year hold projection
IRR-1.0%
Equity multiple0.83x
Total return (10yr)$72,898
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $849,750 | $19,317 | -$34,159 | $652,844 | $196,906 |
| 2 | $875,243 | $20,037 | -$33,503 | $645,197 | $230,046 |
| 3 | $901,500 | $20,783 | -$32,824 | $637,024 | $264,475 |
| 4 | $928,545 | $21,554 | -$32,120 | $628,291 | $300,254 |
| 5 | $956,401 | $22,352 | -$31,392 | $618,957 | $337,444 |
| 6 | $985,093 | $23,178 | -$30,637 | $608,983 | $376,110 |
| 7 | $1,014,646 | $24,033 | -$29,855 | $598,324 | $416,322 |
| 8 | $1,045,085 | $24,917 | -$29,046 | $586,932 | $458,153 |
| 9 | $1,076,438 | $25,832 | -$28,208 | $574,759 | $501,679 |
| 10 | $1,108,731 | $26,778 | -$27,340 | $561,749 | $546,982 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.