3690 SW 139th Ave
Miami, FL 33175 · single_family · For Sale · 89 days on market
Asking price$3,250,000
4 beds 4 baths 3,891 sqft
Suggested offer$1,576,806$1,673,194 above the est. market value of $1,576,806.
View on Realtor.com →Listed by Nancy Acosta · Vision Realty Of Miami
Typesingle_family
Built1993
Price / sqft$835
Est. value (own analysis)$1,576,806
Rent estimate (own analysis)$5,000/mo
HOANone
1 / 5
Show every detail
Statusfor_sale
Listed date2026-06-05
Removed date—
MLSMiamiMLS #A12031746
Coordinates25.73352, -80.42020
Address3690 SW 139th Ave
CityMiami
StateFL
Zip33175
Listing ID5654487081
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33175)
Typical home value (ZHVI)$628,459
Typical rent (ZORI)$3,232/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $3,250,000 |
| Down payment (20.0%) | $650,000 |
| Loan amount | $2,600,000 |
| Closing costs (5.0%) | $162,500 |
| Total cash to close | $812,500 |
| Income | |
| Rent (comp-derived) | $5,000$60,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $4,600$55,200 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $5,146$61,750 |
| Insurance (placeholder 0.8% of price) | $2,167$26,000 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $250$3,000 |
| Total operating expenses | $7,563$90,750 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $250$3,000 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 4 | 3 | 3,038 | $4,300 | 2026-07-15 | — | |
| single_family | 4 | 5 | 4,104 | $11,500 | 2026-07-15 | — | |
| single_family | 4 | 3 | 2,622 | $5,000 | 2026-08-24 | — | |
| single_family | 4 | 3 | 3,443 | $12,000 | 2025-12-02 | — | |
| single_family | 4 | 3 | 2,614 | $4,200 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 2675 SW 119th Ct | single_family | 4 | 3 | 1,883 | $699,900 | 2026-08-31 |
| 14061 SW 39th St | single_family | 4 | 2 | 1,884 | $795,000 | 2026-08-26 |
| 14332 SW 38th Ter | single_family | 4 | 2 | 2,643 | $920,000 | 2026-08-26 |
| 13911 SW 18th Ter | single_family | 4 | 3 | 2,332 | $849,000 | 2026-08-20 |
| 3190 SW 133rd Ct | single_family | 4 | 4 | 3,281 | $1,560,000 | 2026-08-19 |
| 1655 SW 145th Ave | single_family | 4 | 3 | 2,517 | $1,020,000 | 2026-08-14 |
| 12810 SW 18th St | single_family | 4 | 3 | 1,849 | $1,050,000 | 2026-08-13 |
| 12731 SW 47th Ter | single_family | 4 | 2 | 1,676 | $873,000 | 2026-08-12 |
| 12551 SW 35th St | single_family | 4 | 2 | 1,992 | $760,000 | 2026-08-10 |
| 2275 SW 143rd Ct | single_family | 4 | 3 | 2,261 | $1,029,000 | 2026-08-05 |
| 13931 SW 22nd St | single_family | 4 | 2 | 2,100 | $975,000 | 2026-07-29 |
| 3603 SW 138th Ct | single_family | 4 | 2 | 1,853 | $750,000 | 2026-07-27 |
| 3124 SW 139th Pl | single_family | 4 | 3 | 1,990 | $765,000 | 2026-07-24 |
| 12370 SW 41st St | single_family | 4 | 2 | 1,930 | $605,500 | 2026-07-21 |
| 3190 SW 133rd Pl | single_family | 4 | 3 | 2,410 | $1,135,000 | 2026-07-02 |
| 14251 SW 34th St | single_family | 4 | 3 | 2,133 | $855,000 | 2026-06-27 |
| 2927 SW 145th Ct | single_family | 4 | 3 | 1,861 | $715,000 | 2026-06-26 |
| 5040915198 | single_family | 4 | 3 | 2,407 | $1,050,000 | 2026-06-24 |
| 13320 SW 21st St | single_family | 4 | 2 | 2,104 | $880,000 | 2026-06-24 |
| 14005 SW 17th Ter | single_family | 4 | 3 | 2,176 | $970,000 | 2026-06-22 |
| 12820 SW 25th Ter | single_family | 4 | 2 | 2,163 | $385,000 | 2026-06-08 |
| 5285417047 | single_family | 4 | 2 | — | $710,000 | 2026-06-02 |
| 13284 SW 39th St | single_family | 4 | 2 | 2,108 | $800,000 | 2026-06-02 |
| 3122 SW 144th Pl | single_family | 4 | 3 | 2,086 | $885,000 | 2026-06-01 |
| 12310 SW 39th Ter | single_family | 4 | 3 | 2,236 | $860,000 | 2026-06-01 |
| 11751 SW 30th St | single_family | 4 | 3 | 1,810 | $710,000 | 2026-05-29 |
| 13841 SW 17th Ter | single_family | 4 | 3 | 2,029 | $820,000 | 2026-05-29 |
| 3097 SW 132nd Pl | single_family | 4 | 3 | 2,226 | $950,000 | 2026-05-29 |
| 14468 SW 16th St | single_family | 4 | 3 | 2,373 | $1,170,000 | 2026-05-28 |
| 14452 SW 43rd Ter | single_family | 4 | 2 | 2,198 | $835,000 | 2026-05-28 |
| 13737 SW 31st Ter | single_family | 4 | 3 | 2,118 | $775,000 | 2026-05-18 |
| 2340 SW 139th Ave | single_family | 4 | 3 | 2,817 | $1,552,000 | 2026-05-13 |
| 12225 SW 42nd St | single_family | 4 | 2 | 2,088 | $900,000 | 2026-05-11 |
| 14478 SW 21st St | single_family | 4 | 4 | 2,776 | $1,175,000 | 2026-05-08 |
| 13430 SW 25th St | single_family | 4 | 2 | 2,005 | $800,000 | 2026-05-08 |
| 13123 SW 26th Ter | single_family | 4 | 2 | 1,805 | $718,000 | 2026-04-29 |
| 2045 SW 142nd Pl | single_family | 4 | 3 | 2,283 | $1,100,000 | 2026-04-28 |
| 2791 Village Green Dr | single_family | 4 | 2 | 1,943 | $695,000 | 2026-04-24 |
| 12545 SW 31st Ter | single_family | 4 | 2 | 1,975 | $810,000 | 2026-04-22 |
| 12570 SW 45th St | single_family | 4 | 2 | 2,922 | $1,600,000 | 2026-04-21 |
| 11915 SW 25th Ter | single_family | 4 | 2 | 2,077 | $875,000 | 2026-04-17 |
| 13210 SW 21st St | single_family | 4 | 2 | 2,008 | $860,000 | 2026-04-14 |
| 14625 SW 17th St | single_family | 4 | 3 | 2,317 | $900,000 | 2026-04-14 |
| 14252 SW 30th St | single_family | 4 | 3 | 2,482 | $1,480,000 | 2026-04-14 |
| 5103 SW 128th Pl | single_family | 4 | 2 | 1,653 | $760,000 | 2026-04-14 |
| 2203 SW 139th Ave | single_family | 4 | 3 | 2,289 | $874,900 | 2026-04-06 |
| 13730 SW 30th St | single_family | 4 | 3 | 3,070 | $985,000 | 2026-03-31 |
| 14271 SW 34th St | single_family | 4 | 3 | 2,247 | $830,000 | 2026-03-27 |
| 3743 SW 133rd Pl | single_family | 4 | 3 | 2,359 | $850,000 | 2026-03-19 |
| 14242 SW 30th St | single_family | 4 | 3 | 2,528 | $1,400,000 | 2026-03-13 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 14211 SW 31st St | single_family | 4 | 3 | 2,101 | $1,275,000 | — |
| 3201 SW 129th Ave | single_family | 4 | 4 | 2,978 | $1,999,900 | — |
| 2851 SW 117th Ave | single_family | 4 | 3 | 2,925 | $1,499,517 | — |
| 14591 SW 30th St | single_family | 4 | 3 | 2,736 | $1,100,000 | — |
| 2902 SW 136th Ct | single_family | 4 | 3 | 1,763 | $749,999 | — |
| 13280 SW 40th Ter | single_family | 4 | 2 | 1,725 | $795,000 | — |
| 14332 SW 38th Ter | single_family | 4 | 2 | 2,643 | $920,000 | — |
| 14380 SW 36th St | single_family | 4 | 4 | 3,176 | $1,500,000 | — |
10-year hold projection
IRR-9.7%
Equity multiple-0.65x
Total return (10yr)-$917,732
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $3,347,500 | -$35,550 | -$239,050 | $2,571,810 | $775,690 |
| 2 | $3,447,925 | -$36,163 | -$239,737 | $2,541,685 | $906,240 |
| 3 | $3,551,363 | -$36,783 | -$240,434 | $2,509,490 | $1,041,872 |
| 4 | $3,657,904 | -$37,409 | -$241,140 | $2,475,085 | $1,182,818 |
| 5 | $3,767,641 | -$38,043 | -$241,854 | $2,438,317 | $1,329,323 |
| 6 | $3,880,670 | -$38,683 | -$242,577 | $2,399,025 | $1,481,645 |
| 7 | $3,997,090 | -$39,330 | -$243,309 | $2,357,034 | $1,640,056 |
| 8 | $4,117,003 | -$39,984 | -$244,050 | $2,312,159 | $1,804,844 |
| 9 | $4,240,513 | -$40,644 | -$244,799 | $2,264,203 | $1,976,310 |
| 10 | $4,367,728 | -$41,311 | -$245,557 | $2,212,954 | $2,154,774 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.