13776 Kendale Lakes Dr
Miami, FL 33183 · condo_townhome_rowhome_coop · Pending — under contract · 65 days on market
Asking price$430,000
3 beds 2 baths 1,168 sqft
Suggested offer$286,651$143,349 above the est. market value of $286,651.
View on Realtor.com →Listed by Ernesto Rodriguez · EXP Realty, LLC
Typecondo_townhome_rowhome_coop
Built1972
Price / sqft$368
Est. value (own analysis)$286,651
Rent estimate (own analysis)$2,500/mo
HOA$90/mo
Wind10/10Extreme$Heat10/10ExtremeFlood7/10severe$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-06-30
Removed date—
MLSMiamiMLS #A12045421
Coordinates25.70226, -80.41623
Address13776 Kendale Lakes Dr
CityMiami
StateFL
Zip33183
Listing ID5645256988
Sourceus-real-estate-listings, cached 2026-09-02
ZIP market snapshot (33183)
Typical home value (ZHVI)$399,570
Typical rent (ZORI)$2,514/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $430,000 |
| Down payment (20.0%) | $86,000 |
| Loan amount | $344,000 |
| Closing costs (5.0%) | $21,500 |
| Total cash to close | $107,500 |
| Income | |
| Rent (comp-derived) | $2,500$30,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,300$27,600 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $681$8,170 |
| Insurance (est. scaled by flood & wind risk) | $559$6,708 |
| HOA dues | $90$1,080 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $125$1,500 |
| Total operating expenses | $1,455$17,458 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $125$1,500 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| condos | 3 | 3 | 1,220 | $2,400 | 2026-08-13 | — | |
| condos | 3 | 2 | 1,147 | $2,500 | 2026-08-11 | — | |
| condos | 3 | 3 | 1,220 | $2,550 | 2026-08-07 | — | |
| condos | 3 | 3 | 1,220 | $2,600 | 2026-07-25 | — | |
| condos | 3 | 2 | 1,262 | $2,700 | 2026-07-24 | — | |
| condos | 3 | 2 | 1,040 | $2,350 | 2026-07-23 | — | |
| condos | 3 | 2 | 1,040 | $2,250 | 2026-07-23 | — | |
| condos | 3 | 2 | 1,040 | $2,300 | 2026-07-21 | — | |
| apartment | 3 | 2 | 1,040 | $2,550 | 2026-08-29 | — | |
| condos | 3 | 2 | 1,328 | $2,500 | 2026-07-14 | — | |
| condos | 3 | 2 | 1,180 | $2,500 | 2026-07-10 | — | |
| condos | 3 | 2 | 1,040 | $2,525 | 2026-07-08 | — | |
| condos | 3 | 2 | 1,040 | $2,400 | 2026-07-08 | — | |
| condos | 3 | 3 | 1,220 | $2,600 | 2026-07-04 | — | |
| apartment | 3 | 2 | 1,040 | $2,500 | 2026-07-03 | — | |
| condos | 3 | 2 | 1,040 | $2,500 | 2026-06-29 | — | |
| apartment | 3 | 2 | 1,328 | $2,450 | 2026-06-19 | — | |
| condos | 3 | 2 | 1,040 | $2,600 | 2026-06-18 | — | |
| condos | 3 | 2 | 1,337 | $3,000 | 2026-06-17 | — | |
| condos | 3 | 3 | 1,220 | $2,645 | 2026-06-09 | — | |
| condos | 3 | 2 | 1,040 | $2,300 | 2026-05-30 | — | |
| condos | 3 | 3 | 1,561 | $3,250 | 2026-05-19 | — | |
| condos | 3 | 2 | 1,147 | $2,350 | 2026-05-19 | — | |
| condos | 3 | 2 | 1,040 | $2,600 | 2026-08-04 | — | |
| condos | 3 | 2 | 1,206 | $2,350 | 2026-04-06 | — | |
| condos | 3 | 3 | 1,220 | $2,500 | 2026-04-23 | — | |
| condos | 3 | 2 | 1,040 | $2,200 | 2025-10-29 | — | |
| condos | 3 | 2 | 1,040 | $2,400 | 2026-04-20 | — | |
| apartment | 3 | 2 | 1,147 | $2,350 | — | — | |
| condos | 3 | 2 | 1,262 | $2,500 | 2026-08-28 | — | |
| condos | 3 | 2 | 1,166 | $2,500 | 2026-08-27 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 6641 SW 137th Ct # 4D | condo | 3 | 2 | 1,200 | $417,000 | 2026-08-13 |
| 8650 SW 133rd Avenue Rd Apt 213 | condo | 3 | 2 | 1,040 | $275,000 | 2026-08-12 |
| 6315 SW 138th Ct Unit 6315-4 | condos | 3 | 3 | 1,165 | $340,000 | 2026-08-07 |
| 13045 SW 68th St Apt 111 | condos | 3 | 2 | 1,180 | $330,000 | 2026-08-07 |
| 6530 Kendale Lakes Dr Apt 1303 | condo | 3 | 2 | 1,936 | $472,500 | 2026-08-05 |
| 13522 SW 62nd St Unit H-W | condos | 3 | 2 | 1,167 | $508,000 | 2026-07-30 |
| 14230 SW 57th Ln # 1-206 | condo | 3 | 2 | 1,385 | $300,000 | 2026-07-29 |
| 6235 SW 135th Ave | condo_townhome_rowhome_coop | 3 | 2 | 1,167 | $515,000 | 2026-07-16 |
| 8400 SW 133rd Avenue Rd Apt 107 | condo | 3 | 2 | 1,040 | $235,000 | 2026-07-14 |
| 5900 SW 127th Ave Apt 3311 | condos | 3 | 3 | 1,580 | $320,000 | 2026-07-14 |
| 8650 SW 133rd Ave Rd Apt 213 | condos | 3 | 2 | 1,040 | $275,000 | 2026-07-10 |
| 8400 SW 133rd Ave Rd Apt 107 | condos | 3 | 2 | 1,040 | $235,000 | 2026-07-06 |
| 8540 SW 133rd Avenue Rd Apt 112 | condo | 3 | 2 | 1,040 | $285,000 | 2026-07-02 |
| 13700 SW 62nd St Apt 222 | condos | 3 | 2 | 1,262 | $310,000 | 2026-06-30 |
| 8650 SW 133rd Avenue Rd Apt 314 | condo | 3 | 2 | 1,040 | $255,000 | 2026-06-24 |
| 8400 SW 133rd Avenue Rd Apt 118 | condo | 3 | 2 | 1,040 | $237,000 | 2026-06-24 |
| 14175 SW 87th St Unit C211 | condos | 3 | 2 | 1,328 | $165,000 | 2026-06-23 |
| 6255 Kendale Lakes Cir Unit 128 | condos | 3 | 2 | 1,090 | $315,000 | 2026-06-22 |
| 8400 SW 133rd Ave Rd Apt 118 | condos | 3 | 2 | 1,040 | $237,000 | 2026-06-16 |
| 8540 SW 133rd Ave Rd Apt 112 | condos | 3 | 2 | 1,040 | $285,000 | 2026-06-15 |
| 8650 SW 133rd Ave Rd Apt 314 | condos | 3 | 2 | 1,040 | $255,000 | 2026-06-11 |
| 13700 SW 62nd St Apt 244 | condos | 3 | 2 | 1,262 | $305,000 | 2026-06-11 |
| 6417 SW 135th Ave | condo | 3 | 2 | 1,353 | $515,000 | 2026-05-18 |
| 8600 SW 133rd Avenue Rd Apt 413 | condo | 3 | 2 | 1,040 | $291,700 | 2026-05-06 |
| 6300 SW 138th Ct Apt 205 | condos | 3 | 2 | 1,600 | $335,000 | 2026-05-05 |
| 13521 SW 62nd Ln Unit B | condos | 3 | 2 | 1,395 | $480,000 | 2026-04-30 |
| 8540 SW 133rd Avenue Rd Apt 314 | condo | 3 | 2 | 1,040 | $251,000 | 2026-04-17 |
| 5912 SW 137th Ave Unit 2 | condos | 3 | 2 | 1,439 | $400,000 | 2026-04-01 |
| 14180 SW 84th St Apt 205G | condos | 3 | 2 | 1,166 | $240,000 | 2026-03-31 |
| 12736 SW 68th Ln | condo_townhome_rowhome_coop | 3 | 2 | 1,183 | $495,000 | 2026-03-27 |
| 5700 SW 127th Ave Apt 1304 | condos | 3 | 3 | 1,580 | $315,000 | 2026-03-11 |
| 13867 SW 62nd Ter | condos | 3 | 3 | 1,308 | $485,000 | 2026-03-11 |
| 8309 SW 142nd Ave Apt G112 | condos | 3 | 2 | 1,160 | $320,000 | 2026-03-09 |
| 6205 Kendale Lakes Cir Unit 279 | condos | 3 | 3 | 1,220 | $295,000 | 2026-02-18 |
| 8600 SW 133rd Avenue Rd Apt 107 | condo | 3 | 2 | 1,040 | $205,000 | 2026-02-17 |
| 13932 Kendale Lakes Dr | condo_townhome_rowhome_coop | 3 | 2 | 1,109 | $449,000 | 2026-02-17 |
| 13701 Kendale Lakes Cir Apt 111 | condo | 3 | 2 | 1,167 | $300,000 | 2026-02-11 |
| 8420 SW 133rd Avenue Rd Apt 418 | condo | 3 | 2 | 1,040 | $200,000 | 2026-02-10 |
| 8600 SW 133rd Ave Rd Apt 107 | condos | 3 | 2 | 1,040 | $205,000 | 2026-02-10 |
| 8400 SW 133rd Avenue Rd Apt 202 | condo | 3 | 2 | 1,040 | $230,000 | 2026-02-09 |
| 8540 SW 133rd Avenue Rd Apt 212 | condo | 3 | 2 | 1,040 | $280,000 | 2026-02-04 |
| 8400 SW 133rd Ave Rd Apt 202 | condos | 3 | 2 | 1,040 | $230,000 | 2026-02-03 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 14020 SW 83rd St | single_family | 3 | 2 | 1,472 | $815,000 | — |
| 6466 SW 130th Pl Apt 902 | townhomes | 3 | 2 | 1,150 | $367,000 | — |
| 13863 SW 62nd Ter | townhomes | 3 | 3 | 1,308 | $449,000 | — |
| 6834 SW 127th Pl | townhomes | 3 | 3 | 1,472 | $559,999 | — |
| 8351 SW 124th Ave Apt 106 | condos | 3 | 3 | 1,857 | $520,000 | — |
| 13517 SW 59th Ln | townhomes | 3 | 2 | 1,290 | $469,000 | — |
| 8520 SW 133rd Ave Rd Apt 406 | condos | 3 | 2 | 1,040 | $295,500 | — |
| 11969 SW 81st St | townhomes | 3 | 2 | 1,746 | $595,000 | — |
10-year hold projection
IRR-1.0%
Equity multiple0.83x
Total return (10yr)$37,826
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $442,900 | $10,142 | -$17,886 | $340,270 | $102,630 |
| 2 | $456,187 | $10,534 | -$17,532 | $336,284 | $119,903 |
| 3 | $469,873 | $10,939 | -$17,165 | $332,025 | $137,848 |
| 4 | $483,969 | $11,359 | -$16,784 | $327,473 | $156,496 |
| 5 | $498,488 | $11,794 | -$16,390 | $322,608 | $175,880 |
| 6 | $513,442 | $12,244 | -$15,981 | $317,409 | $196,033 |
| 7 | $528,846 | $12,710 | -$15,557 | $311,853 | $216,992 |
| 8 | $544,711 | $13,192 | -$15,118 | $305,916 | $238,795 |
| 9 | $561,052 | $13,692 | -$14,663 | $299,571 | $261,482 |
| 10 | $577,884 | $14,209 | -$14,192 | $292,790 | $285,094 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.