3125 Jackson Ave Unit 3125

Miami, FL 33133 · townhomes · Pending — under contract · 71 days on market
Asking price$1,950,000
3 beds 3 baths 2,410 sqft
Suggested offer$1,696,174$253,826 above the est. market value of $1,696,174.
View on Realtor.com →
Listed by Brett Eaglstein · COMPASS
Typetownhomes
Built1997
Price / sqft$809
Est. value (own analysis)$1,696,174
Rent estimate (own analysis)$9,985/mo
HOANone
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-06-23
Removed date
MLSMiamiMLS #A12039450
Coordinates25.73471, -80.24426
Address3125 Jackson Ave Unit 3125
CityMiami
StateFL
Zip33133
Listing ID5642936564
Sourceus-real-estate-listings, cached 2026-08-30

ZIP market snapshot (33133)

Typical home value (ZHVI)$1,352,044
Typical rent (ZORI)$3,793/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$1,950,000
Down payment (20.0%)$390,000
Loan amount$1,560,000
Closing costs (5.0%)$97,500
Total cash to close$487,500
Rent (comp-derived)$9,985$119,820
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$119,820
Vacancy rate (assumption) assumption8.0%

$119,820 × 8.0% = $9,586

Effective gross income$9,186$110,234
Property tax (placeholder 1.9% of price)$3,088$37,050
Insurance (placeholder 0.8% of price)$1,300$15,600
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$499$5,991
Total operating expenses$4,887$58,641
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$110,234
Total operating expenses derived$58,641

$110,234 − $58,641 = $51,593

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$1,560,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$1,560,000 amortized at 6.7% over 30 years = $10,025/mo

CapEx reserve (5.0% of GSR)$499$5,991
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$51,593
Annual debt service derived$120,300
Annual CapEx reserve assumption$5,991
Annual PMI assumption$0

($51,593 − $120,300 − $5,991 − $0) ÷ 12 = -$6,225

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$51,593
Purchase price data$1,950,000

$51,593 ÷ $1,950,000 = 2.6%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$74,697
Total cash to close derived$487,500

-$74,697 ÷ $487,500 = -15.3%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$51,593
Annual debt service derived$120,300

$51,593 ÷ $120,300 = 0.43

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$119,820
Purchase price data$1,950,000

($119,820 ÷ 12) ÷ $1,950,000 = 0.5%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$1,950,000
Gross scheduled rent (annual) comp$119,820

$1,950,000 ÷ $119,820 = 16.3

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$58,641
Effective gross income derived$110,234

$58,641 ÷ $110,234 = 53.2%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$58,641
Annual debt service derived$120,300
Annual PMI assumption$0
Gross scheduled rent (annual) comp$119,820

($58,641 + $120,300 + $0) ÷ $119,820 = 149.3%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
townhomes331,719$6,8002026-08-14
townhomes332,454$12,5002026-08-05
townhomes332,200$5,0002026-07-05
townhomes332,040$5,9002026-06-23
townhomes331,650$12,0002026-06-17
townhomes331,650$12,0002026-06-16
townhomes342,291$13,5002026-06-01
townhomes331,604$9,9852026-08-03
townhomes331,604$9,9852026-08-03
townhomes331,629$4,7002026-08-02
townhomes332,300$9,9982026-07-31
townhomes332,160$8,0002026-07-30
townhomes332,110$11,0002026-08-24

2869 W Trade Ave

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,719
Listed2026-08-14
Days on market

Asking rent: $6,800

View on Zillow →

2938 Catalina St

Coconut Grove, 33133 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,454
Listed2026-08-05
Days on market

Asking rent: $12,500

View on Zillow →

2782 SW 33rd Ave Unit 2782

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,200
Listed2026-07-05
Days on market

Asking rent: $5,000

View on Zillow →

2919 Virginia St

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,040
Listed2026-06-23
Days on market

Asking rent: $5,900

View on Zillow →

3125 Paola Dr Unit 15

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,650
Listed2026-06-17
Days on market

Asking rent: $12,000

View on Zillow →

3125 Paola Dr

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,650
Listed2026-06-16
Days on market

Asking rent: $12,000

View on Zillow →

3135 Ohio St Unit 3135

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 4 ba
Square footage2,291
Listed2026-06-01
Days on market

Asking rent: $13,500

View on Zillow →

3603 Thomas Ave

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,604
Listed2026-08-03
Days on market

Asking rent: $9,985

View on Zillow →

3620 Plaza St

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,604
Listed2026-08-03
Days on market

Asking rent: $9,985

View on Zillow →

2732 SW 26th St Unit 2732

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,629
Listed2026-08-02
Days on market

Asking rent: $4,700

View on Zillow →

3160 Matilda St Unit 3160

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,300
Listed2026-07-31
Days on market

Asking rent: $9,998

View on Zillow →

3067 Carter St

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,160
Listed2026-07-30
Days on market

Asking rent: $8,000

View on Zillow →

3068 Shipping Ave

Coconut Grove, 33133 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,110
Listed2026-08-24
Days on market

Asking rent: $11,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
2977 Bridgeport Avetownhomes342,802$2,520,0002026-07-31
3376 Day Ave Unit Btownhomes33$1,475,0002026-07-31
2721 SW 22nd Ave Unit Ctownhomes332,215$1,799,0002026-07-20
3374 Day Ave Unit Atownhomes33$1,575,0002026-07-17
2917 SW 30th Ct Unit 2917townhomes342,445$1,130,0002026-07-02
3318 Day Ave Unit 7townhomes332,577$1,575,0002026-06-29
3407 Day Ave Unit 3407townhomes332,522$1,775,0002026-06-16

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
3350 SW 27th Ave Apt 1802condos332,522$3,100,000
3 Grove Isle Dr Unit C410condos332,424$2,695,000
2678 Tigertail Ave Apt 401condos341,811$3,250,000
2901 S Bayshore Dr Apt 1Bcondos321,587$1,985,000
3431 SW 25th Stsingle_family321,296$740,000
2155 SW 25th Tersingle_family331,628$1,429,000
2678 Tigertail Ave Apt 1806condos342,058$3,995,000
2 Grove Isle Dr Unit B1109condos332,614$2,900,000

10-year hold projection

IRR-0.2%
Equity multiple0.97x
Total return (10yr)$239,484
YearProperty valueNOICash flowLoan balanceEquity
1$2,008,500$51,593-$74,697$1,543,086$465,414
2$2,068,755$53,434-$73,006$1,525,011$543,744
3$2,130,818$55,338-$71,256$1,505,694$625,123
4$2,194,742$57,306-$69,445$1,485,051$709,691
5$2,260,584$59,341-$67,572$1,462,990$797,594
6$2,328,402$61,445-$65,633$1,439,415$888,987
7$2,398,254$63,620-$63,627$1,414,220$984,034
8$2,470,202$65,869-$61,552$1,387,295$1,082,906
9$2,544,308$68,193-$59,406$1,358,522$1,185,786
10$2,620,637$70,596-$57,185$1,327,772$1,292,865
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.