5931 SW 14th St

West Miami, FL 33144 · single_family · For Sale · 254 days on market
Asking price$565,000
2 beds 1 baths 1,172 sqft
Suggested offer$537,336$27,664 above the est. market value of $537,336.
View on Realtor.com →
Typesingle_family
Built1946
Price / sqft$482
Est. value (own analysis)$537,336
Rent estimate (own analysis)$2,700/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2025-12-22
Removed date
MLSMiamiMLS #A11933254
Coordinates25.75795, -80.29251
Address5931 SW 14th St
CityWest Miami
StateFL
Zip33144
Listing ID5640767405
Sourceus-real-estate-listings, cached 2026-08-31

ZIP market snapshot (33144)

Typical home value (ZHVI)$626,128
Typical rent (ZORI)$2,322/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$565,000
Down payment (20.0%)$113,000
Loan amount$452,000
Closing costs (5.0%)$28,250
Total cash to close$141,250
Rent (comp-derived)$2,700$32,400
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$32,400
Vacancy rate (assumption) assumption8.0%

$32,400 × 8.0% = $2,592

Effective gross income$2,484$29,808
Property tax (placeholder 1.9% of price)$895$10,735
Insurance (placeholder 0.8% of price)$377$4,520
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$135$1,620
Total operating expenses$1,406$16,875
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$29,808
Total operating expenses derived$16,875

$29,808 − $16,875 = $12,933

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$452,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$452,000 amortized at 6.7% over 30 years = $2,905/mo

CapEx reserve (5.0% of GSR)$135$1,620
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$12,933
Annual debt service derived$34,856
Annual CapEx reserve assumption$1,620
Annual PMI assumption$0

($12,933 − $34,856 − $1,620 − $0) ÷ 12 = -$1,962

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$12,933
Purchase price data$565,000

$12,933 ÷ $565,000 = 2.3%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$23,543
Total cash to close derived$141,250

-$23,543 ÷ $141,250 = -16.7%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$12,933
Annual debt service derived$34,856

$12,933 ÷ $34,856 = 0.37

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$32,400
Purchase price data$565,000

($32,400 ÷ 12) ÷ $565,000 = 0.5%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$565,000
Gross scheduled rent (annual) comp$32,400

$565,000 ÷ $32,400 = 17.4

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$16,875
Effective gross income derived$29,808

$16,875 ÷ $29,808 = 56.6%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$16,875
Annual debt service derived$34,856
Annual PMI assumption$0
Gross scheduled rent (annual) comp$32,400

($16,875 + $34,856 + $0) ÷ $32,400 = 159.7%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family211,104$2,5002026-08-13
single_family21980$2,7002026-07-12
single_family21900$3,200
single_family221,072$2,7002026-08-26
single_family211,000$3,0002026-08-10

1221 SW 76th Ct

Miami, 33144 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage1,104
Listed2026-08-13
Days on market

Asking rent: $2,500

View on Zillow →

100 SW 58th Ave Unit 0

Miami, 33144 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage980
Listed2026-07-12
Days on market

Asking rent: $2,700

View on Zillow →

220 SW 80th Ave # 0

Miami, 33144 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage900
Listed
Days on market

Asking rent: $3,200

View on Zillow →

8336 SW 10th Ter Unit 8336

Miami, 33144 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,072
Listed2026-08-26
Days on market

Asking rent: $2,700

View on Zillow →

5810 SW 9th St

West Miami, 33144 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage1,000
Listed2026-08-10
Days on market

Asking rent: $3,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
1001 SW 72nd Ctsingle_family211,110$689,9002026-08-14
6741 SW 5th Tersingle_family211,020$490,0002026-08-07
50 SW 58th Ctsingle_family211,294$500,0002026-07-31
7311 SW 15th Stsingle_family21929$485,0002026-07-27
635 SW 64th Ctsingle_family211,048$573,0002026-07-21
6457 SW 10th Stsingle_family211,029$620,0002026-07-17
710 Tamiami Blvdsingle_family21967$440,0002026-07-15
444 SW 64th Avesingle_family211,611$820,0002026-07-14
6431 SW 4th Stsingle_family21910$325,0002026-07-10
6261 SW 6th Stsingle_family211,126$390,0002026-06-18
1081 SW 63rd Avesingle_family211,419$610,0002026-06-08
665 SW 64th Ctsingle_family21800$390,0002026-05-27
421 Florida Blvdsingle_family211,287$491,7382026-05-05
1000 SW 62nd Avesingle_family211,413$570,0002026-04-28
5942282477single_family211,205$530,0002026-04-21
7160 SW 15th Stsingle_family21774$525,0002026-04-10
830 SW 72nd Avesingle_family211,485$460,0002026-04-08
6830 SW 5th Tersingle_family211,050$652,0002026-03-12
5834 SW 4th Stsingle_family21936$500,0002026-03-09
1020 SW 72nd Avesingle_family221,319$580,0002026-02-09
55 SW 62nd Ctsingle_family211,460$536,1002026-01-27
6125 SW 2nd Stsingle_family211,156$530,0002025-11-26
110 SW 64th Ctsingle_family221,105$520,0002025-10-17

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
900 SW 84th Ave Unit 301Econdos22804$285,000
21 SW 59th Avesingle_family221,228$749,000
6820 W Flagler St Apt 407condos21726$235,000
5940 SW 2nd Stsingle_family21890$579,998
6820 W Flagler St Apt 207condos21726$250,000
6820 W Flagler St Apt 101condos22813$199,000
201 SW 62nd Avesingle_family221,221$669,900
6437 SW 10th Stsingle_family211,449$600,400

10-year hold projection

IRR-1.1%
Equity multiple0.81x
Total return (10yr)$47,547
YearProperty valueNOICash flowLoan balanceEquity
1$581,950$12,933-$23,543$447,099$134,851
2$599,409$13,405-$23,111$441,862$157,546
3$617,391$13,894-$22,664$436,265$181,125
4$635,912$14,399-$22,201$430,284$205,628
5$654,990$14,922-$21,722$423,892$231,098
6$674,640$15,463-$21,226$417,061$257,578
7$694,879$16,022-$20,712$409,762$285,117
8$715,725$16,601-$20,181$401,960$313,765
9$737,197$17,199-$19,631$393,623$343,573
10$759,313$17,818-$19,061$384,714$374,599
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.