| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $885,000 |
| Down payment (20.0%) | $177,000 |
| Loan amount | $708,000 |
| Closing costs (5.0%) | $44,250 |
| Total cash to close | $221,250 |
| Income | |
| Rent (comp-derived) | $4,000$48,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,680$44,160 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,401$16,815 |
| Insurance (placeholder 0.8% of price) | $590$7,080 |
| HOA dues | $13$156 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $200$2,400 |
| Total operating expenses | $2,204$26,451 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $200$2,400 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 4 | 3 | 2,179 | $3,645 | — | — | |
| single_family | 4 | 2 | 1,831 | $4,000 | 2026-08-07 | — | |
| single_family | 4 | 3 | 1,980 | $3,700 | — | — | |
| single_family | 4 | 3 | 2,556 | $4,630 | 2026-09-02 | — | |
| single_family | 4 | 3 | 1,648 | $5,000 | 2026-09-01 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 19150 S Saint Andrews Dr | single_family | 4 | 4 | 2,748 | $1,115,000 | 2026-08-24 |
| 18400 NW 84th Ave | single_family | 4 | 3 | 3,120 | $1,800,000 | 2026-08-03 |
| 20024 NW 64th Pl | single_family | 4 | 2 | 2,062 | $650,000 | 2026-07-29 |
| 17932 NW 78th Ave | single_family | 4 | 3 | 2,574 | $848,000 | 2026-07-22 |
| 20071 NW 77th Ct | single_family | 4 | 2 | 1,627 | $625,000 | 2026-07-20 |
| 7445 N Augusta Dr | single_family | 4 | 4 | 3,462 | $1,050,000 | 2026-07-15 |
| 7921 NW 178th St | single_family | 4 | 2 | 1,529 | $735,000 | 2026-07-06 |
| 19804 NW 67th Ct | single_family | 4 | 2 | 1,425 | $480,000 | 2026-06-25 |
| 20040 E Oakmont Dr | single_family | 4 | 3 | 2,714 | $810,000 | 2026-06-23 |
| 8242 NW 200th Ter | single_family | 4 | 2 | 2,071 | $717,000 | 2026-06-22 |
| 18101 NW 85th Ave | single_family | 4 | 3 | 3,136 | $1,375,000 | 2026-06-18 |
| 6890 Winged Foot Dr | single_family | 4 | 3 | 2,587 | $1,200,000 | 2026-06-10 |
| 19633 NW 62nd Pl | single_family | 4 | 2 | 1,886 | $779,000 | 2026-06-09 |
| 18160 NW 82nd Ave | single_family | 4 | 2 | 1,557 | $695,000 | 2026-06-04 |
| 6010 NW 201st Ln | single_family | 4 | 2 | 2,044 | $700,000 | 2026-06-01 |
| 19811 W Oakmont Dr | single_family | 4 | 2 | 2,704 | $840,000 | 2026-05-21 |
| 7929 NW 200th Ter | single_family | 4 | 2 | 1,653 | $640,000 | 2026-05-20 |
| 7635 NW 168th Ter | single_family | 4 | 3 | 1,366 | $645,000 | 2026-05-19 |
| 19444 NW 79th Ct | single_family | 4 | 2 | 2,168 | $640,000 | 2026-05-18 |
| 18550 NW 84th Ct | single_family | 4 | 2 | 1,802 | $660,000 | 2026-05-14 |
| 6636 NW 178th Ter | single_family | 4 | 3 | 1,990 | $560,000 | 2026-05-08 |
| 20031 NW 63rd Ave | single_family | 4 | 2 | 2,042 | $575,000 | 2026-05-04 |
| 7472 NW 167th St | single_family | 4 | 4 | 2,037 | $685,000 | 2026-05-01 |
| 7812 NW 198th St | single_family | 4 | 3 | 1,744 | $662,300 | 2026-04-29 |
| 6325 NW 200th St | single_family | 4 | 3 | 2,266 | $880,000 | 2026-04-24 |
| 20134 W Lake Dr | single_family | 4 | 4 | 1,880 | $657,000 | 2026-04-08 |
| 8313 NW 188th Ter | single_family | 4 | 3 | 2,134 | $700,000 | 2026-03-23 |
| 7825 NW 174th St | single_family | 4 | 2 | 1,750 | $695,000 | 2026-03-16 |
| 17820 NW 82nd Ave | single_family | 4 | 2 | 1,871 | $555,000 | 2026-03-16 |
| 17349 NW 62nd Pl S | single_family | 4 | 3 | 2,495 | $635,000 | 2026-03-06 |
| 7833 NW 192nd St | single_family | 4 | 2 | 1,980 | $600,000 | 2026-03-03 |
| 17931 NW 85th Ave | single_family | 4 | 3 | 1,940 | $950,000 | 2026-02-26 |
| 7856 NW 194th St | single_family | 4 | 3 | 2,553 | $689,000 | 2026-02-19 |
| 18910 W Oakmont Dr | single_family | 4 | 3 | 2,765 | $830,000 | 2026-02-19 |
| 8300 NW 201st St | single_family | 4 | 2 | 1,511 | $575,000 | 2026-02-18 |
| 19901 NW 77th Ct | single_family | 4 | 3 | 1,402 | $662,000 | 2026-02-05 |
| 7974 NW 186th Ter | single_family | 4 | 3 | 1,648 | $605,000 | 2026-01-27 |
| 19541 NW 57th Ct | single_family | 4 | 2 | 1,927 | $745,000 | 2026-01-23 |
| 8300 NW 193rd Ln | single_family | 4 | 2 | 1,651 | $520,000 | 2026-01-20 |
| 8249 NW 200th Ter | single_family | 4 | 3 | 2,050 | $580,000 | 2026-01-09 |
| 5861 NW 201st Ln | single_family | 4 | 2 | 2,217 | $740,000 | 2026-01-09 |
| 20045 NW 65th Ct | single_family | 4 | 2 | 2,065 | $770,000 | 2025-12-24 |
| 17353 NW 62nd Ct | single_family | 4 | 3 | 2,860 | $750,000 | 2025-12-23 |
| 7950 NW 174th Ter | single_family | 4 | 3 | 2,457 | $650,000 | 2025-12-23 |
| 7873 NW 191st St | single_family | 4 | 2 | 1,588 | $680,000 | 2025-12-22 |
| 7997 NW 199th Ter | single_family | 4 | 3 | 1,601 | $527,400 | 2025-12-19 |
| 17500 NW 82nd Ct | single_family | 4 | 2 | 1,988 | $1,100,000 | 2025-12-11 |
| 8279 NW 199th St | single_family | 4 | 3 | 2,011 | $665,000 | 2025-12-10 |
| 8000 NW 172nd St | single_family | 4 | 2 | 2,350 | $680,000 | 2025-12-05 |
| 18868 NW 83rd Pl | single_family | 4 | 3 | 2,134 | $648,750 | 2025-12-05 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 18146 NW 61st Pl | single_family | 4 | 3 | 1,881 | $699,000 | — |
| 7033 NW 169th St | single_family | 4 | 3 | 1,585 | $464,500 | — |
| 6799 Brookline Dr Unit 6797A | condos | 4 | 3 | 2,654 | $629,000 | — |
| 19240 NW 60th Ct | single_family | 4 | 2 | 1,998 | $650,000 | — |
| 17343 NW 66th Pl | townhomes | 4 | 3 | 1,990 | $580,000 | — |
| 7858 NW 171st St | single_family | 4 | 2 | 1,854 | $759,900 | — |
| 7125 NW 173rd Dr Apt 2401 | townhomes | 4 | 3 | 1,598 | $379,000 | — |
| 18318 NW 61st Ct | single_family | 4 | 3 | 1,812 | $635,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $911,550 | $17,709 | -$39,289 | $700,324 | $211,226 |
| 2 | $938,897 | $18,373 | -$38,685 | $692,120 | $246,776 |
| 3 | $967,063 | $19,059 | -$38,060 | $683,353 | $283,710 |
| 4 | $996,075 | $19,770 | -$37,412 | $673,985 | $322,091 |
| 5 | $1,025,958 | $20,506 | -$36,741 | $663,972 | $361,985 |
| 6 | $1,056,736 | $21,267 | -$36,046 | $653,273 | $403,464 |
| 7 | $1,088,438 | $22,054 | -$35,327 | $641,838 | $446,600 |
| 8 | $1,121,092 | $22,869 | -$34,581 | $629,619 | $491,473 |
| 9 | $1,154,724 | $23,713 | -$33,809 | $616,560 | $538,165 |
| 10 | $1,189,366 | $24,585 | -$33,010 | $602,604 | $586,762 |