9712 SW 133rd Pl

Miami, FL 33186 · single_family · For Sale · 26 days on market
Asking price$780,000
4 beds 3 baths 1,550 sqft
Suggested offer$526,912$253,088 above the est. market value of $526,912.
View on Realtor.com →
Listed by Jose Pineda · Real Estate Empire Group, Inc.
Typesingle_family
Built1977
Price / sqft$503
Est. value (own analysis)$526,912
Rent estimate (own analysis)$4,600/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood3/10moderate$Air2/10MinorWildfire1/10Minimal
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Neighborhood

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Statusfor_sale
Listed date2026-08-07
Removed date
MLSMiamiMLS #A12062115
Coordinates25.67697, -80.41230
Address9712 SW 133rd Pl
CityMiami
StateFL
Zip33186
Listing ID5625159273
Sourceus-real-estate-listings, cached 2026-09-02

ZIP market snapshot (33186)

Typical home value (ZHVI)$523,583
Typical rent (ZORI)$2,574/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$780,000
Down payment (20.0%)$156,000
Loan amount$624,000
Closing costs (5.0%)$39,000
Total cash to close$195,000
Rent (comp-derived)$4,600$55,200
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$55,200
Vacancy rate (assumption) assumption8.0%

$55,200 × 8.0% = $4,416

Effective gross income$4,232$50,784
Property tax (placeholder 1.9% of price)$1,235$14,820
Insurance (est. scaled by flood & wind risk)$832$9,984
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$230$2,760
Total operating expenses$2,297$27,564
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$50,784
Total operating expenses derived$27,564

$50,784 − $27,564 = $23,220

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$624,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$624,000 amortized at 6.7% over 30 years = $4,010/mo

CapEx reserve (5.0% of GSR)$230$2,760
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$23,220
Annual debt service derived$48,120
Annual CapEx reserve assumption$2,760
Annual PMI assumption$0

($23,220 − $48,120 − $2,760 − $0) ÷ 12 = -$2,305

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$23,220
Purchase price data$780,000

$23,220 ÷ $780,000 = 3.0%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$27,660
Total cash to close derived$195,000

-$27,660 ÷ $195,000 = -14.2%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$23,220
Annual debt service derived$48,120

$23,220 ÷ $48,120 = 0.48

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$55,200
Purchase price data$780,000

($55,200 ÷ 12) ÷ $780,000 = 0.6%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$780,000
Gross scheduled rent (annual) comp$55,200

$780,000 ÷ $55,200 = 14.1

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$27,564
Effective gross income derived$50,784

$27,564 ÷ $50,784 = 54.3%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$27,564
Annual debt service derived$48,120
Annual PMI assumption$0
Gross scheduled rent (annual) comp$55,200

($27,564 + $48,120 + $0) ÷ $55,200 = 137.1%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family431,584$3,6002026-08-18
single_family421,930$4,3502026-08-13
single_family431,937$5,3002026-08-07
single_family431,922$3,5002026-08-07
single_family432,000$4,6002026-07-06
single_family431,468$5,2502026-08-04
single_family421,949$3,190
single_family422,073$6,9002025-04-02
single_family432,016$5,000
single_family431,771$4,650
single_family421,799$3,6002026-02-10

Miami, 33186 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,584
Listed2026-08-18
Days on market

Asking rent: $3,600

View on Zillow →

13971 SW 112th St Unit 13971

Miami, 33186 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,930
Listed2026-08-13
Days on market

Asking rent: $4,350

View on Zillow →

11728 SW 97th St

Miami, 33186 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,937
Listed2026-08-07
Days on market

Asking rent: $5,300

View on Zillow →

11759 SW 117th Pl

Miami, 33186 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,922
Listed2026-08-07
Days on market

Asking rent: $3,500

View on Zillow →

9515 SW 118th Ct

Miami, 33186 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,000
Listed2026-07-06
Days on market

Asking rent: $4,600

View on Zillow →

13325 SW 100th Ter

Miami, 33186 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,468
Listed2026-08-04
Days on market

Asking rent: $5,250

View on Zillow →

12684 SW 144th Ter

Miami, 33186 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,949
Listed
Days on market

Asking rent: $3,190

View on Zillow →

14517 SW 98th Ter

Miami, 33186 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage2,073
Listed2025-04-02
Days on market

Asking rent: $6,900

View on Zillow →

13912 SW 103rd Ln

Miami, 33186 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,016
Listed
Days on market

Asking rent: $5,000

View on Zillow →

14401 SW 114th St

Miami, 33186 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,771
Listed
Days on market

Asking rent: $4,650

View on Zillow →

10304 SW 139th Pl

Miami, 33186 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,799
Listed2026-02-10
Days on market

Asking rent: $3,600

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
10612 SW 128th Plsingle_family432,003$750,0002026-08-28
10241 SW 128th Avesingle_family431,968$760,0002026-08-28
14441 SW 108th Tersingle_family421,788$550,0002026-08-21
12687 SW 146th Stsingle_family421,900$500,0002026-08-20
13455 SW 104th Tersingle_family421,897$815,0002026-08-14
10615 SW 129th Ctsingle_family441,887$830,0002026-08-14
10940 SW 143rd Ctsingle_family421,645$625,0002026-07-31
14600 SW 124th Plsingle_family421,230$480,0002026-07-30
13348 SW 144th Tersingle_family422,174$730,0002026-07-24
12410 SW 106th Tersingle_family421,700$765,0002026-07-24
14756 SW 132nd Avesingle_family432,422$725,0002026-07-23
11031 SW 141st Avesingle_family422,166$650,0002026-07-20
14803 SW 132nd Avesingle_family432,399$650,0002026-07-17
13661 SW 119th Avesingle_family432,152$649,9902026-07-16
10520 SW 142nd Avesingle_family421,956$675,0002026-07-15
10180 SW 146th Avesingle_family421,765$600,0002026-07-14
11776 SW 90th Tersingle_family432,416$800,0002026-07-14
14759 SW 132nd Plsingle_family432,415$770,0002026-07-09
9356 SW 144th Ctsingle_family422,032$560,0002026-07-09
12423 SW 123rd Tersingle_family431,793$540,0002026-07-07
12024 SW 117th Tersingle_family421,679$658,0002026-07-02
13951 SW 109th Stsingle_family421,930$790,0002026-06-30
14543 SW 97th Stsingle_family421,755$580,0002026-06-29
9530 SW 143rd Plsingle_family432,214$671,9002026-06-23
11403 SW 129th Plsingle_family421,941$785,0002026-06-23
12735 SW 112th Tersingle_family422,612$900,0002026-06-22
11942 SW 126th Lnsingle_family432,959$825,0002026-06-19
10320 SW 132nd Avesingle_family422,403$930,0002026-06-18
14464 SW 96th Tersingle_family421,755$615,0002026-06-18
6108983004single_family421,780$675,0002026-06-16
9300 E Calusa Club Drsingle_family43$1,000,0002026-06-15
10230 SW 130th Avesingle_family432,121$740,0002026-06-15
14554 SW 96th Tersingle_family421,755$650,0002026-06-11
10510 SW 139th Avesingle_family422,063$625,0002026-06-09
14908 SW 143rd Plsingle_family432,493$720,0002026-06-08
10290 SW 145th Plsingle_family421,931$685,0002026-06-05
13560 SW 108th Street Cir Nsingle_family431,939$655,0002026-06-04
13911 SW 100th Lnsingle_family432,016$750,0002026-06-02
13505 SW 104th Tersingle_family432,294$805,0002026-06-01
13971 SW 109th Stsingle_family421,930$738,0002026-05-29
13518 SW 142nd Tersingle_family432,185$620,0002026-05-29
14354 SW 134th Ctsingle_family431,840$502,0002026-05-22
13830 SW 108th Stsingle_family431,913$675,0002026-05-20
14554 SW 97th Stsingle_family421,755$625,0002026-05-19
12702 SW 113th Lnsingle_family422,209$725,0002026-05-15
12200 SW 100th Stsingle_family422,618$1,275,0002026-05-13
12684 SW 145th Stsingle_family421,900$500,0002026-05-05
14604 SW 132nd Avesingle_family422,364$735,5002026-04-24
12283 SW 123rd Psgesingle_family432,074$573,0002026-04-17
5751938009single_family442,239$500,0002026-04-13

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
14452 SW 115th Stsingle_family421,775$655,000
14630 SW 132nd Ctsingle_family422,459$689,000
11723 SW 95th Tersingle_family422,405$925,000
12231 SW 103rd Tersingle_family432,289$1,399,999
14405 SW 124th Ctsingle_family431,927$589,900
12958 SW 135th Sttownhomes431,758$525,000
10311 SW 134th Avesingle_family432,037$825,000
15166 SW 142nd Ctsingle_family432,120$699,000

10-year hold projection

IRR0.6%
Equity multiple1.11x
Total return (10yr)$122,397
YearProperty valueNOICash flowLoan balanceEquity
1$803,400$23,220-$27,660$617,234$186,166
2$827,502$24,054-$26,894$610,004$217,498
3$852,327$24,917-$26,102$602,278$250,049
4$877,897$25,810-$25,282$594,021$283,876
5$904,234$26,732-$24,434$585,196$319,037
6$931,361$27,686-$23,556$575,766$355,595
7$959,302$28,673-$22,648$565,688$393,613
8$988,081$29,693-$21,708$554,919$433,162
9$1,017,723$30,748-$20,735$543,409$474,314
10$1,048,255$31,838-$19,729$531,109$517,145
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.