3711 SW 27th Ter

Miami, FL 33134 · multi_family · For Sale · 265 days on market
Asking price$1,825,000
6 beds 4 baths 2,428 sqft
View on Realtor.com →
Listed by Alejandro Infante Vidal · Premium Estates Realty Corp
Typemulti_family
Built1947
Price / sqft$752
Est. value (own analysis)$1,931,199
Rent estimate (building total, own analysis)$9,235/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2025-12-12
Removed date
MLSMiamiMLS #A11928889
Coordinates25.74079, -80.25472
Address3711 SW 27th Ter
CityMiami
StateFL
Zip33134
Listing ID5620595920
Sourceus-real-estate-listings, cached 2026-08-30

ZIP market snapshot (33134)

Typical home value (ZHVI)$887,965
Typical rent (ZORI)$3,095/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$1,825,000
Down payment (20.0%)$365,000
Loan amount$1,460,000
Closing costs (5.0%)$91,250
Total cash to close$456,250
Rent (estimate)$9,235$110,824
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$110,824
Vacancy rate (assumption) assumption8.0%

$110,824 × 8.0% = $8,866

Effective gross income$8,497$101,958
Property tax (placeholder 1.9% of price)$2,890$34,675
Insurance (placeholder 0.8% of price)$1,217$14,600
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$462$5,541
Total operating expenses$4,568$54,816
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$101,958
Total operating expenses derived$54,816

$101,958 − $54,816 = $47,142

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$1,460,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$1,460,000 amortized at 6.7% over 30 years = $9,382/mo

CapEx reserve (5.0% of GSR)$462$5,541
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$47,142
Annual debt service derived$112,588
Annual CapEx reserve assumption$5,541
Annual PMI assumption$0

($47,142 − $112,588 − $5,541 − $0) ÷ 12 = -$5,916

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$47,142
Purchase price data$1,825,000

$47,142 ÷ $1,825,000 = 2.6%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$70,987
Total cash to close derived$456,250

-$70,987 ÷ $456,250 = -15.6%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$47,142
Annual debt service derived$112,588

$47,142 ÷ $112,588 = 0.42

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$110,824
Purchase price data$1,825,000

($110,824 ÷ 12) ÷ $1,825,000 = 0.5%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$1,825,000
Gross scheduled rent (annual) comp$110,824

$1,825,000 ÷ $110,824 = 16.5

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$54,816
Effective gross income derived$101,958

$54,816 ÷ $101,958 = 53.8%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$54,816
Annual debt service derived$112,588
Annual PMI assumption$0
Gross scheduled rent (annual) comp$110,824

($54,816 + $112,588 + $0) ÷ $110,824 = 151.1%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

No active rental listings cached yet for this bedroom count.

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
135 Zamora Avemulti_family663,600$1,900,0002025-11-06
406 Valencia Avemulti_family665,029$4,000,0002025-09-19
414 Valencia Avemulti_family663,900$4,000,0002025-09-19

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
2862 SW 38th Ctmulti_family653,212$1,195,000
1107 Alhambra Cirsingle_family632,965$1,600,000
1021 N Greenway Drsingle_family665,561$4,975,000
36 Phoenetia Avemulti_family663,128$2,500,000
1253 Sorolla Avesingle_family676,492$5,992,000
1228 Alhambra Cirsingle_family654,319$5,699,000
1241 Mariola Ctsingle_family676,412$11,995,000
3300 Segovia Stmulti_family643,129$3,000,000

10-year hold projection

IRR-0.4%
Equity multiple0.94x
Total return (10yr)$211,735
YearProperty valueNOICash flowLoan balanceEquity
1$1,879,750$47,142-$70,987$1,444,170$435,580
2$1,936,143$48,830-$69,438$1,427,254$508,889
3$1,994,227$50,576-$67,834$1,409,175$585,051
4$2,054,054$52,381-$66,174$1,389,856$664,198
5$2,115,675$54,248-$64,457$1,369,209$746,466
6$2,179,145$56,178-$62,680$1,347,145$832,001
7$2,244,520$58,173-$60,841$1,323,565$920,954
8$2,311,855$60,236-$58,939$1,298,367$1,013,489
9$2,381,211$62,369-$56,970$1,271,438$1,109,774
10$2,452,647$64,574-$54,934$1,242,659$1,209,988
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.