| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $1,825,000 |
| Down payment (20.0%) | $365,000 |
| Loan amount | $1,460,000 |
| Closing costs (5.0%) | $91,250 |
| Total cash to close | $456,250 |
| Income | |
| Rent (estimate) | $9,235$110,824 |
| Vacancy loss (8.0%) | |
| Effective gross income | $8,497$101,958 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $2,890$34,675 |
| Insurance (placeholder 0.8% of price) | $1,217$14,600 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $462$5,541 |
| Total operating expenses | $4,568$54,816 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $462$5,541 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
No active rental listings cached yet for this bedroom count.
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 135 Zamora Ave | multi_family | 6 | 6 | 3,600 | $1,900,000 | 2025-11-06 |
| 406 Valencia Ave | multi_family | 6 | 6 | 5,029 | $4,000,000 | 2025-09-19 |
| 414 Valencia Ave | multi_family | 6 | 6 | 3,900 | $4,000,000 | 2025-09-19 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 2862 SW 38th Ct | multi_family | 6 | 5 | 3,212 | $1,195,000 | — |
| 1107 Alhambra Cir | single_family | 6 | 3 | 2,965 | $1,600,000 | — |
| 1021 N Greenway Dr | single_family | 6 | 6 | 5,561 | $4,975,000 | — |
| 36 Phoenetia Ave | multi_family | 6 | 6 | 3,128 | $2,500,000 | — |
| 1253 Sorolla Ave | single_family | 6 | 7 | 6,492 | $5,992,000 | — |
| 1228 Alhambra Cir | single_family | 6 | 5 | 4,319 | $5,699,000 | — |
| 1241 Mariola Ct | single_family | 6 | 7 | 6,412 | $11,995,000 | — |
| 3300 Segovia St | multi_family | 6 | 4 | 3,129 | $3,000,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $1,879,750 | $47,142 | -$70,987 | $1,444,170 | $435,580 |
| 2 | $1,936,143 | $48,830 | -$69,438 | $1,427,254 | $508,889 |
| 3 | $1,994,227 | $50,576 | -$67,834 | $1,409,175 | $585,051 |
| 4 | $2,054,054 | $52,381 | -$66,174 | $1,389,856 | $664,198 |
| 5 | $2,115,675 | $54,248 | -$64,457 | $1,369,209 | $746,466 |
| 6 | $2,179,145 | $56,178 | -$62,680 | $1,347,145 | $832,001 |
| 7 | $2,244,520 | $58,173 | -$60,841 | $1,323,565 | $920,954 |
| 8 | $2,311,855 | $60,236 | -$58,939 | $1,298,367 | $1,013,489 |
| 9 | $2,381,211 | $62,369 | -$56,970 | $1,271,438 | $1,109,774 |
| 10 | $2,452,647 | $64,574 | -$54,934 | $1,242,659 | $1,209,988 |