3231 SW 25th St
Miami, FL 33133 · multi_family · For Sale · 42 days on market
Asking price$1,075,000
6 beds 3 baths 2,027 sqft
Suggested offer$855,010$219,990 above the est. market value of $855,010.
View on Realtor.com →Listed by Mario Cabrera · Chez Realty, LLC.
Typemulti_family
Built1981
Price / sqft$530
Est. value (own analysis)$855,010
Rent estimate (building total, own analysis)$8,749/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood6/10major$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-07-23
Removed date—
MLSMiamiMLS #A12056692
Coordinates25.74507, -80.24664
Address3231 SW 25th St
CityMiami
StateFL
Zip33133
Listing ID5615192359
Sourceus-real-estate-listings, cached 2026-08-25
ZIP market snapshot (33133)
Typical home value (ZHVI)$1,352,044
Typical rent (ZORI)$3,793/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $1,075,000 |
| Down payment (20.0%) | $215,000 |
| Loan amount | $860,000 |
| Closing costs (5.0%) | $53,750 |
| Total cash to close | $268,750 |
| Income | |
| Rent (estimate) | $8,749$104,990 |
| Vacancy loss (8.0%) | |
| Effective gross income | $8,049$96,591 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,702$20,425 |
| Insurance (est. scaled by flood & wind risk) | $1,254$15,050 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $437$5,250 |
| Total operating expenses | $3,394$40,725 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $437$5,250 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
No active rental listings cached yet for this bedroom count.
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 3374 Day Ave | multi_family | 6 | 4 | 3,570 | $1,450,000 | 2026-08-07 |
| 3520 SW 25th St | multi_family | 6 | 4 | 2,380 | $1,175,000 | 2026-07-01 |
| 3268 Gifford Ln | multi_family | 6 | 4 | 3,888 | $1,640,000 | 2026-06-26 |
| 3156 Plaza St | multi_family | 6 | 4 | 4,808 | $1,000,000 | 2026-02-12 |
| 3253 Percival Ave | multi_family | 6 | 4 | 4,040 | $2,000,000 | 2026-01-07 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 3835 Carole Ct | single_family | 6 | 8 | 9,561 | $16,400,000 | — |
| 2655 S Bayshore Dr Unit 1801-02 | condos | 6 | 7 | 4,833 | $14,750,000 | — |
| 2100 SW 25th St | single_family | 6 | 3 | 2,147 | $450,000 | — |
| 2884 SW 36th Ave | multi_family | 6 | 4 | 2,932 | $1,279,000 | — |
| 3036 Center St | multi_family | 6 | 4 | 2,322 | $1,795,000 | — |
| 2635 SW 34th Ct | multi_family | 6 | 4 | 2,942 | $1,275,000 | — |
| 1818 Espanola Dr | single_family | 6 | 5 | 4,334 | $4,195,000 | — |
| 2 Grove Isle Dr Unit B801-802 | condos | 6 | 5 | 5,012 | $6,900,000 | — |
10-year hold projection
IRR6.7%
Equity multiple2.07x
Total return (10yr)$426,786
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $1,107,250 | $55,867 | -$15,702 | $850,676 | $256,574 |
| 2 | $1,140,468 | $57,746 | -$13,954 | $840,711 | $299,756 |
| 3 | $1,174,682 | $59,687 | -$12,147 | $830,062 | $344,619 |
| 4 | $1,209,922 | $61,692 | -$10,280 | $818,682 | $391,240 |
| 5 | $1,246,220 | $63,762 | -$8,352 | $806,521 | $439,699 |
| 6 | $1,283,606 | $65,899 | -$6,359 | $793,524 | $490,083 |
| 7 | $1,322,114 | $68,107 | -$4,300 | $779,634 | $542,480 |
| 8 | $1,361,778 | $70,386 | -$2,173 | $764,791 | $596,987 |
| 9 | $1,402,631 | $72,740 | $25 | $748,929 | $653,702 |
| 10 | $1,444,710 | $75,170 | $2,295 | $731,977 | $712,733 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.