3170 SW 26th St

Miami, FL 33133 · multi_family · For Sale · 48 days on market
Asking price$930,000
5 beds 3 baths 2,287 sqft
View on Realtor.com →
Listed by Jorge A. Aguila · Keyes - Sunset
Typemulti_family
Built1981
Price / sqft$407
Est. value (own analysis)$1,090,304
Rent estimate (building total, own analysis)$9,871/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-07-17
Removed date
MLSMiamiMLS #A12055250
Coordinates25.74295, -80.24484
Address3170 SW 26th St
CityMiami
StateFL
Zip33133
Listing ID5614596104
Sourceus-real-estate-listings, cached 2026-08-30

ZIP market snapshot (33133)

Typical home value (ZHVI)$1,352,044
Typical rent (ZORI)$3,793/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$930,000
Down payment (20.0%)$186,000
Loan amount$744,000
Closing costs (5.0%)$46,500
Total cash to close$232,500
Rent (estimate)$9,871$118,457
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$118,457
Vacancy rate (assumption) assumption8.0%

$118,457 × 8.0% = $9,477

Effective gross income$9,082$108,981
Property tax (placeholder 1.9% of price)$1,473$17,670
Insurance (placeholder 0.8% of price)$620$7,440
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$494$5,923
Total operating expenses$2,586$31,033
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$108,981
Total operating expenses derived$31,033

$108,981 − $31,033 = $77,948

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$744,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$744,000 amortized at 6.7% over 30 years = $4,781/mo

CapEx reserve (5.0% of GSR)$494$5,923
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$77,948
Annual debt service derived$57,374
Annual CapEx reserve assumption$5,923
Annual PMI assumption$0

($77,948 − $57,374 − $5,923 − $0) ÷ 12 = $1,221

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$77,948
Purchase price data$930,000

$77,948 ÷ $930,000 = 8.4%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived$14,651
Total cash to close derived$232,500

$14,651 ÷ $232,500 = 6.3%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$77,948
Annual debt service derived$57,374

$77,948 ÷ $57,374 = 1.36

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$118,457
Purchase price data$930,000

($118,457 ÷ 12) ÷ $930,000 = 1.1%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$930,000
Gross scheduled rent (annual) comp$118,457

$930,000 ÷ $118,457 = 7.9

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$31,033
Effective gross income derived$108,981

$31,033 ÷ $108,981 = 28.5%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$31,033
Annual debt service derived$57,374
Annual PMI assumption$0
Gross scheduled rent (annual) comp$118,457

($31,033 + $57,374 + $0) ÷ $118,457 = 74.6%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

No active rental listings cached yet for this bedroom count.

Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
2221 SW 26th Lnmulti_family2,200$1,225,0002026-08-24
3374 Day Avemulti_family643,570$1,450,0002026-08-07
2893 SW 32nd Ctmulti_family2,132$1,000,0002026-07-30
2791 SW 34th Ctmulti_family1,400$860,0002026-07-25
2625 SW 29th Avemulti_family1,344$675,0002026-07-13
3520 SW 25th Stmulti_family642,380$1,175,0002026-07-01
2644 SW 28th Ctmulti_family1,344$555,0002026-06-29
3268 Gifford Lnmulti_family643,888$1,640,0002026-06-26
2724 SW 34th Avemulti_family442,056$790,0002026-06-12
3631 SW 27th Stmulti_family2,720$995,0002026-06-12
3170 Carter Stmulti_family421,225$1,144,0002026-06-02
2615 SW 32nd Avemulti_family1,864$650,0002026-06-01
2955 Bird Avemulti_family8,412$4,075,0002026-05-08
2934 W Trade Ave Unit Bmulti_family221,175$800,0002026-04-17
3239 SW 25th Termulti_family321,507$460,0002026-04-14
2826-2828 SW 32nd Ctmulti_family2,980$940,0002026-04-14
3134 Hibiscus Stmulti_family1,986$1,000,0002026-04-10
2671 SW 30th Avemulti_family1,680$875,7362026-03-03
3462 SW 27th Stmulti_family1,716$700,0002026-02-25
2645 SW 28th Ctmulti_family2,160$820,0002026-02-17
3156 Plaza Stmulti_family644,808$1,000,0002026-02-12
2946 SW 26th Stmulti_family312,174$950,0002026-02-09
6665663579multi_family$1,850,0002026-02-02
3253 Percival Avemulti_family644,040$2,000,0002026-01-07
3586 Main Hwymulti_family42,389$2,550,0002026-01-06
2615 SW 32nd Ctmulti_family532,520$790,0002026-01-06
3130 Plaza Stmulti_family221,018$1,550,0002025-12-30
2633 SW 34th Avemulti_family1,302$680,0002025-12-22
3615 SW 25th Termulti_family421,653$284,5002025-12-18
3411 SW 27th Stmulti_family3,630$1,135,0002025-11-07
3690 SW 28th Stmulti_family421,320$925,0002025-10-22
3171 McDonald Stmulti_family1,416$1,510,0002025-10-21
3181 McDonald Stmulti_family1,500$2,265,0002025-10-21
3191 Day Avemulti_family1,580$2,115,0002025-10-21
3151 McDonald Stmulti_family1,400$1,510,0002025-10-21
2798 SW 33rd Avemulti_family2,688$650,0002025-09-30
3156-3158 SW 27 Stmulti_family1,929$837,0002025-09-05

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
2627 S Bayshore Dr Apt 3201condos587,061$20,900,000
2675 S Bayshore Dr Unit 602Scondos564,085$7,800,000
3460 S Moorings Waysingle_family576,720$10,950,000
3341 Florida Avesingle_family543,200$3,480,000
3400 S Moorings Waysingle_family586,768$9,750,000
3579 Avocado Avesingle_family564,651$6,950,000
291 Shore Dr Esingle_family542,285$3,975,000
8 Pinta Rdsingle_family543,682$2,999,000

10-year hold projection

IRR16.1%
Equity multiple3.45x
Total return (10yr)$692,172
YearProperty valueNOICash flowLoan balanceEquity
1$957,900$77,948$14,651$735,933$221,967
2$986,637$80,441$16,997$727,313$259,324
3$1,016,236$83,014$19,417$718,100$298,136
4$1,046,723$85,667$21,915$708,255$338,468
5$1,078,125$88,404$24,493$697,734$380,391
6$1,110,469$91,228$27,153$686,491$423,978
7$1,143,783$94,140$29,898$674,475$469,308
8$1,178,096$97,144$32,730$661,634$516,462
9$1,213,439$100,243$35,653$647,911$565,528
10$1,249,842$103,439$38,669$633,246$616,596
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.