1419 SW 76th Ct

Miami, FL 33144 · multi_family · For Sale · 62 days on market
Asking price$837,000
4 beds 3 baths 2,247 sqft
Suggested offer$683,942$153,058 above the est. market value of $683,942.
View on Realtor.com →
Listed by OrElvys Sanabria · Coldwell Banker Realty
Typemulti_family
Built1958
Price / sqft$372
Est. value (own analysis)$683,942
Rent estimate (building total, own analysis)$7,095/mo
HOANone
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-07-02
Removed date
MLSMiamiMLS #A12044954
Coordinates25.75675, -80.31875
Address1419 SW 76th Ct
CityMiami
StateFL
Zip33144
Listing ID5605935731
Sourceus-real-estate-listings, cached 2026-08-31

ZIP market snapshot (33144)

Typical home value (ZHVI)$626,128
Typical rent (ZORI)$2,322/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$837,000
Down payment (20.0%)$167,400
Loan amount$669,600
Closing costs (5.0%)$41,850
Total cash to close$209,250
Rent (estimate)$7,095$85,140
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$85,140
Vacancy rate (assumption) assumption8.0%

$85,140 × 8.0% = $6,811

Effective gross income$6,527$78,328
Property tax (placeholder 1.9% of price)$1,325$15,903
Insurance (placeholder 0.8% of price)$558$6,696
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$355$4,257
Total operating expenses$2,238$26,856
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$78,328
Total operating expenses derived$26,856

$78,328 − $26,856 = $51,472

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$669,600
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$669,600 amortized at 6.7% over 30 years = $4,303/mo

CapEx reserve (5.0% of GSR)$355$4,257
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$51,472
Annual debt service derived$51,636
Annual CapEx reserve assumption$4,257
Annual PMI assumption$0

($51,472 − $51,636 − $4,257 − $0) ÷ 12 = -$368

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$51,472
Purchase price data$837,000

$51,472 ÷ $837,000 = 6.1%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$4,421
Total cash to close derived$209,250

-$4,421 ÷ $209,250 = -2.1%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$51,472
Annual debt service derived$51,636

$51,472 ÷ $51,636 = 1.00

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$85,140
Purchase price data$837,000

($85,140 ÷ 12) ÷ $837,000 = 0.8%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$837,000
Gross scheduled rent (annual) comp$85,140

$837,000 ÷ $85,140 = 9.8

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$26,856
Effective gross income derived$78,328

$26,856 ÷ $78,328 = 34.3%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$26,856
Annual debt service derived$51,636
Annual PMI assumption$0
Gross scheduled rent (annual) comp$85,140

($26,856 + $51,636 + $0) ÷ $85,140 = 92.2%

Comparables

Widened to city-wide. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
multi_family421,686$3,4002026-08-24

3147 McDonald St # 2

Miami, 33133 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,686
Listed2026-08-24
Days on market

Asking rent: $3,400

View on Zillow →

Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
6330 W Flagler Stmulti_family885,244$1,150,0002026-07-21
6429876886multi_family1,692$975,0002026-05-21
300 SW 79th Ctmulti_family422,438$700,0002026-04-29
1035-1037 SW 76th Avemulti_family2,998$920,0002026-02-20
5790 SW 5th Stmulti_family1,715$725,0002026-01-08
1224 SW 76th Ctmulti_family3,064$925,0002025-12-29

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
331 Tamiami Canal Rdsingle_family421,557$489,999
8215 Grand Canal Drsingle_family454,567$1,999,999
5757 SW 3rd Stsingle_family432,667$998,000
1421-1419 SW 76 Ctsingle_family422,247$837,000
single_family43$2,500,000
717 Tamiami Canal Rdsingle_family431,740$650,000
255 Central Blvdsingle_family431,569$850,000
8241 SW 12th Tersingle_family432,352$825,000

10-year hold projection

IRR9.5%
Equity multiple2.49x
Total return (10yr)$420,550
YearProperty valueNOICash flowLoan balanceEquity
1$862,110$51,472-$4,421$662,340$199,770
2$887,973$53,151-$2,849$654,582$233,392
3$914,613$54,883-$1,226$646,290$268,322
4$942,051$56,671$450$637,430$304,621
5$970,312$58,515$2,180$627,960$342,352
6$999,422$60,419$3,966$617,841$381,581
7$1,029,404$62,383$5,810$607,027$422,378
8$1,060,287$64,411$7,714$595,470$464,817
9$1,092,095$66,503$9,680$583,119$508,976
10$1,124,858$68,661$11,709$569,921$554,937
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.