| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $724,800 |
| Down payment (20.0%) | $144,960 |
| Loan amount | $579,840 |
| Closing costs (5.0%) | $36,240 |
| Total cash to close | $181,200 |
| Income | |
| Rent (comp-derived) | $3,058$36,696 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,813$33,760 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,148$13,771 |
| Insurance (est. scaled by flood & wind risk) | $773$9,277 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $153$1,835 |
| Total operating expenses | $2,074$24,883 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $153$1,835 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 3 | 2 | 1,421 | $4,700 | 2026-07-22 | — | |
| single_family | 3 | 3 | 1,321 | $2,966 | — | — | |
| single_family | 3 | 3 | 1,710 | $3,150 | — | — | |
| single_family | 3 | 2 | 1,799 | $2,835 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 16020 SW 153rd Ave | single_family | 3 | 2 | 1,656 | $500,000 | 2026-08-13 |
| 18049 SW 152nd Ave | single_family | 3 | 2 | 1,726 | $675,000 | 2026-07-30 |
| 14719 SW 176th St | single_family | 3 | 2 | 1,107 | $560,000 | 2026-07-30 |
| 15305 SW 209th Ave | single_family | 3 | 2 | 1,845 | $988,000 | 2026-07-23 |
| 17301 SW 149th Ct | single_family | 3 | 2 | 1,418 | $635,000 | 2026-07-07 |
| 15414 SW 147th Ave | single_family | 3 | 2 | 2,530 | $730,000 | 2026-07-02 |
| 15212 SW 148th Ct | single_family | 3 | 2 | 1,352 | $720,000 | 2026-06-30 |
| 19340 SW 190th St | single_family | 3 | 4 | 3,115 | $1,100,000 | 2026-06-30 |
| 17344 SW 149th Pl | single_family | 3 | 2 | 1,211 | $545,000 | 2026-06-22 |
| 14981 SW 180th Ter | single_family | 3 | 2 | 1,641 | $566,000 | 2026-06-11 |
| 15730 SW 152nd Ave | single_family | 3 | 2 | 1,250 | $680,000 | 2026-05-29 |
| 15900 SW 197th Ave | single_family | 3 | 2 | 2,580 | $1,370,000 | 2026-05-22 |
| 14931 SW 168th Ter | single_family | 3 | 2 | 1,658 | $690,000 | 2026-05-21 |
| 20250 SW 157th Ave | single_family | 3 | 2 | 3,463 | $850,000 | 2026-05-13 |
| 18004 SW 154th Ave | single_family | 3 | 3 | 1,824 | $680,000 | 2026-04-28 |
| 19755 SW 190th St | single_family | 3 | 2 | 1,730 | $900,000 | 2026-04-10 |
| 15412 SW 183rd Ter | single_family | 3 | 2 | 1,706 | $750,000 | 2026-04-01 |
| 15129 SW 173rd Ter | single_family | 3 | 2 | 1,673 | $599,000 | 2026-03-31 |
| 18121 SW 152nd Ct | single_family | 3 | 2 | 1,593 | $640,000 | 2026-03-19 |
| 18890 SW 184th St | single_family | 3 | 2 | 5,203 | $1,300,000 | 2026-03-12 |
| 19511 SW 214th St | single_family | 3 | 3 | 3,694 | $1,050,000 | 2026-03-12 |
| 14930 SW 157th Ter | single_family | 3 | 2 | 1,932 | $730,000 | 2026-02-26 |
| 17020 SW 149th Ave | single_family | 3 | 3 | 1,887 | $680,000 | 2026-02-20 |
| 16021 SW 173rd Ave | single_family | 3 | 2 | 2,511 | $830,000 | 2026-02-02 |
| 16101 SW 202nd Ave | single_family | 3 | 2 | 1,326 | $461,000 | 2026-01-21 |
| 14891 SW 170th Ter | single_family | 3 | 2 | 1,418 | $605,000 | 2025-12-18 |
| 14769 SW 176th St | single_family | 3 | 2 | 1,340 | $545,000 | 2025-12-18 |
| 16640 SW 196th St | single_family | 3 | 2 | 1,818 | $635,000 | 2025-12-12 |
| 14711 SW 170th Ter | single_family | 3 | 2 | 1,753 | $673,000 | 2025-12-10 |
| 15441 SW 160th St | single_family | 3 | 2 | 1,448 | $590,000 | 2025-12-04 |
| 18900 SW 186th St | single_family | 3 | 3 | 2,288 | $1,199,000 | 2025-11-24 |
| 15223 SW 152nd Ave | single_family | 3 | 2 | 1,679 | $735,000 | 2025-11-07 |
| 15266 SW 178th Ter | single_family | 3 | 2 | 1,774 | $620,000 | 2025-11-06 |
| 18030 SW 153rd Ct | single_family | 3 | 2 | 1,400 | $600,000 | 2025-11-03 |
| 14763 SW 173rd Ter | single_family | 3 | 2 | 1,461 | $635,000 | 2025-10-30 |
| 14853 SW 178th Ter | single_family | 3 | 2 | 2,023 | $775,000 | 2025-10-16 |
| 14710 SW 172nd St | single_family | 3 | 2 | 1,465 | $640,000 | 2025-10-08 |
| 6981689591 | single_family | 3 | 3 | 1,507 | $1,420,000 | 2025-09-22 |
| 19800 SW 180th St | single_family | 3 | 2 | 1,690 | $300,000 | 2025-09-19 |
| 15240 SW 152nd Ter | single_family | 3 | 2 | 1,396 | $638,000 | 2025-09-11 |
| 21180 SW 187th Ave | single_family | 3 | 2 | 2,105 | $400,000 | 2025-09-11 |
| 21140 SW 179th Ave | single_family | 3 | 2 | 1,404 | $700,000 | 2025-09-11 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 19800 SW 180th Ave Lot 105 | mobile | 3 | 2 | 1,690 | $310,000 | — |
| 19651 SW 168th St | single_family | 3 | 3 | 1,905 | $2,800,000 | — |
| 14770 SW 172nd St | single_family | 3 | 2 | 1,465 | $645,000 | — |
| 18062 SW 147th Ct | townhomes | 3 | 3 | 1,520 | $480,000 | — |
| 15431 SW 177th Ter | single_family | 3 | 2 | 1,618 | $689,900 | — |
| single_family | 3 | 2 | 2,020 | $782,999 | — | |
| 19800 SW 180th Ave Lot 131 | mobile | 3 | 2 | 1,430 | $300,000 | — |
| 18324 SW 148th Rd | townhomes | 3 | 3 | 1,520 | $480,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $746,544 | $8,877 | -$37,672 | $573,553 | $172,991 |
| 2 | $768,940 | $9,268 | -$37,328 | $566,835 | $202,106 |
| 3 | $792,009 | $9,673 | -$36,969 | $559,655 | $232,354 |
| 4 | $815,769 | $10,094 | -$36,596 | $551,982 | $263,787 |
| 5 | $840,242 | $10,531 | -$36,209 | $543,782 | $296,460 |
| 6 | $865,449 | $10,984 | -$35,806 | $535,019 | $330,430 |
| 7 | $891,413 | $11,454 | -$35,388 | $525,655 | $365,758 |
| 8 | $918,155 | $11,942 | -$34,953 | $515,647 | $402,508 |
| 9 | $945,700 | $12,449 | -$34,502 | $504,952 | $440,748 |
| 10 | $974,071 | $12,974 | -$34,032 | $493,522 | $480,548 |