9340 W Flagler St Unit 104B
Miami, FL 33174 · condos · For Sale · 36 days on market
Asking price$350,000
2 beds 1 baths 777 sqft
Suggested offer$235,191$114,809 above the est. market value of $235,191.
View on Realtor.com →Listed by Armando Viera · One Stop Realty
Typecondos
Built1973
Price / sqft$450
Est. value (own analysis)$235,191
Rent estimate (own analysis)$2,274/mo
HOA$286/mo
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Statusfor_sale
Listed date2026-07-28
Removed date—
MLSMiamiMLS #A12061373
Coordinates25.76734, -80.34712
Address9340 W Flagler St Unit 104B
CityMiami
StateFL
Zip33174
Listing ID5597653858
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33174)
Typical home value (ZHVI)$448,390
Typical rent (ZORI)$2,762/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $350,000 |
| Down payment (20.0%) | $70,000 |
| Loan amount | $280,000 |
| Closing costs (5.0%) | $17,500 |
| Total cash to close | $87,500 |
| Income | |
| Rent (comp-derived) | $2,274$27,288 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,092$25,105 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $554$6,650 |
| Insurance (placeholder 0.8% of price) | $233$2,800 |
| HOA dues | $286$3,432 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $114$1,364 |
| Total operating expenses | $1,187$14,246 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $114$1,364 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| condos | 2 | 2 | 1,006 | $2,100 | 2026-08-18 | — | |
| apartment | 2 | 1 | 777 | $2,100 | 2026-08-17 | — | |
| apartment | 2 | 1 | 777 | $1,900 | 2026-08-12 | — | |
| condos | 2 | 3 | 1,045 | $2,400 | 2026-08-11 | — | |
| condos | 2 | 2 | 948 | $2,100 | 2026-08-06 | — | |
| condos | 2 | 3 | 1,045 | $2,300 | 2026-07-26 | — | |
| condos | 2 | 2 | 900 | $2,100 | 2026-07-23 | — | |
| condos | 2 | 2 | 1,038 | $2,800 | 2026-07-07 | — | |
| condos | 2 | 1 | 910 | $2,450 | 2026-07-06 | — | |
| apartment | 2 | 1 | 777 | $2,050 | 2026-06-18 | — | |
| condos | 2 | 1 | 827 | $2,200 | 2026-05-29 | — | |
| condos | 2 | 2 | 946 | $2,200 | 2026-05-14 | — | |
| condos | 2 | 1 | 777 | $1,989 | 2026-07-30 | — | |
| condos | 2 | 2 | 838 | $2,400 | 2026-07-28 | — | |
| condos | 2 | 1 | 775 | $2,100 | 2025-05-29 | — | |
| apartment | 2 | 1 | 874 | $2,900 | 2026-01-29 | — | |
| condos | 2 | 1 | 980 | $2,500 | 2026-03-16 | — | |
| apartment | 2 | 2 | 866 | $2,274 | — | — | |
| apartment | 2 | 2 | 824 | $2,254 | — | — | |
| apartment | 2 | 2 | 824 | $2,274 | — | — | |
| apartment | 2 | 2 | 824 | $2,299 | — | — | |
| apartment | 2 | 2 | 866 | $2,309 | — | — | |
| apartment | 2 | 2 | 1,041 | $3,055 | — | — | |
| apartment | 2 | 2 | 1,041 | $3,055 | — | — | |
| apartment | 2 | 2 | 866 | $2,349 | — | — | |
| condos | 2 | 1 | 720 | $2,100 | 2026-08-27 | — | |
| apartment | 2 | 1 | 910 | $2,300 | 2026-08-31 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 9390 W Flagler St Unit 218F | condos | 2 | 2 | 1,006 | $262,000 | 2026-08-20 |
| 10745 SW 3rd St Apt 6 | condos | 2 | 1 | 820 | $230,000 | 2026-08-17 |
| 9420 W Flagler St Apt 103 | condos | 2 | 2 | 1,086 | $286,000 | 2026-08-07 |
| 9113 SW 9th Ter Unit A | condo_townhome_rowhome_coop | 2 | 2 | 876 | $410,000 | 2026-07-16 |
| 9301 SW 4th St Unit 114E | condos | 2 | 1 | 838 | $270,000 | 2026-07-08 |
| 840 SW 105th Ave Apt 318 | condos | 2 | 2 | 1,045 | $280,000 | 2026-06-01 |
| 9585 SW 1st Ter | condo_townhome_rowhome_coop | 2 | 2 | 1,120 | $490,000 | 2026-05-15 |
| 9410 W Flagler St Apt 409 | condos | 2 | 2 | 1,086 | $295,000 | 2026-05-15 |
| 8794 SW 12th St Apt 105 | condos | 2 | 1 | 910 | $300,000 | 2026-05-04 |
| 8758 SW 12th St Apt 206 | condos | 2 | 1 | 910 | $300,000 | 2026-04-15 |
| 9411 SW 4th St Apt 111 | condos | 2 | 2 | 1,086 | $250,000 | 2026-04-08 |
| 8841 W Flagler St Apt 103 | condos | 2 | 2 | 892 | $270,000 | 2026-03-13 |
| 30 SW 108th Ave Unit 7G | condos | 2 | 2 | 764 | $290,000 | 2026-03-11 |
| 9410 W Flagler St Apt 208 | condos | 2 | 2 | 946 | $225,000 | 2026-02-25 |
| 11431 SW 7th Ter Unit 303C | condos | 2 | 2 | 1,032 | $270,000 | 2026-02-20 |
| 9300 W Flagler St Unit 229F | condos | 2 | 2 | 1,006 | $225,000 | 2026-01-07 |
| 9411 SW 4th St Apt 203 | condos | 2 | 2 | 1,086 | $289,000 | 2025-12-04 |
| 9520 SW 8th St Apt 111 | condos | 2 | 2 | 838 | $270,000 | 2025-12-01 |
| 9441 SW 4th St Apt 203 | condos | 2 | 2 | 1,086 | $260,000 | 2025-11-24 |
| 8841 W Flagler St Apt 212 | condos | 2 | 2 | 900 | $282,000 | 2025-11-20 |
| 9440 W Flagler St Apt 203 | condos | 2 | 2 | 1,086 | $280,000 | 2025-10-24 |
| 8980 W Flagler St Apt 202 | condos | 2 | 3 | 1,206 | $420,000 | 2025-10-10 |
| 9300 W Flagler St Unit 112D | condos | 2 | 2 | 840 | $265,000 | 2025-10-03 |
| 1001 SW 105th Ave Apt 103 | condos | 2 | 2 | 997 | $305,000 | 2025-09-30 |
| 131 SW 109th Ave Apt L4 | condos | 2 | 2 | 764 | $270,000 | 2025-09-18 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 9320 W Flagler St Unit 201D | condos | 2 | 1 | 840 | $259,900 | — |
| 9411 SW 4th St Apt 202 | condos | 2 | 2 | 1,086 | $289,000 | — |
| 100 SW 110th Ave Apt 142 | townhomes | 2 | 3 | 1,091 | $324,000 | — |
| 9370 W Flagler St Unit 204B | condos | 2 | 1 | 777 | $249,500 | — |
| 10851 SW 6th St Unit 5 | condos | 2 | 3 | 1,096 | $329,000 | — |
| 165 SW 113th Ct | single_family | 2 | 2 | 1,062 | $519,900 | — |
| 401 SW 109th Ave Apt 23 | condos | 2 | 2 | 1,120 | $339,900 | — |
| 10851 SW 2nd St Apt K105 | condos | 2 | 1 | 720 | $275,000 | — |
10-year hold projection
IRR0.9%
Equity multiple1.15x
Total return (10yr)$59,037
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $360,500 | $10,859 | -$12,098 | $276,964 | $83,536 |
| 2 | $371,315 | $11,256 | -$11,735 | $273,720 | $97,595 |
| 3 | $382,454 | $11,666 | -$11,360 | $270,253 | $112,202 |
| 4 | $393,928 | $12,091 | -$10,971 | $266,547 | $127,381 |
| 5 | $405,746 | $12,530 | -$10,568 | $262,588 | $143,158 |
| 6 | $417,918 | $12,985 | -$10,151 | $258,356 | $159,562 |
| 7 | $430,456 | $13,455 | -$9,719 | $253,834 | $176,622 |
| 8 | $443,370 | $13,941 | -$9,273 | $249,001 | $194,368 |
| 9 | $456,671 | $14,444 | -$8,810 | $243,837 | $212,834 |
| 10 | $470,371 | $14,964 | -$8,332 | $238,317 | $232,053 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.