1415 Trillo Ave

Coral Gables, FL 33146 · single_family · For Sale · 111 days on market
Asking price$2,550,000
4 beds 3 baths 2,265 sqft
Suggested offer$2,353,199$196,801 above the est. market value of $2,353,199.
View on Realtor.com →
Listed by Paulina Flores Mendez · DLS International Realty
Typesingle_family
Built1976
Price / sqft$1126
Est. value (own analysis)$2,353,199
Rent estimate (own analysis)$14,500/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood3/10moderate$Air2/10MinorWildfire1/10Minimal
Street view
View full map & nearby schools →

Neighborhood

Show every detail
Statusfor_sale
Listed date2026-05-14
Removed date
MLSMiamiMLS #A12018970
Coordinates25.72012, -80.28192
Address1415 Trillo Ave
CityCoral Gables
StateFL
Zip33146
Listing ID5596630008
Sourceus-real-estate-listings, cached 2026-08-31

ZIP market snapshot (33146)

Typical home value (ZHVI)$1,955,688
Typical rent (ZORI)$3,608/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$2,550,000
Down payment (20.0%)$510,000
Loan amount$2,040,000
Closing costs (5.0%)$127,500
Total cash to close$637,500
Rent (comp-derived)$14,500$174,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$174,000
Vacancy rate (assumption) assumption8.0%

$174,000 × 8.0% = $13,920

Effective gross income$13,340$160,080
Property tax (placeholder 1.9% of price)$4,038$48,450
Insurance (est. scaled by flood & wind risk)$2,720$32,640
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$725$8,700
Total operating expenses$7,483$89,790
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$160,080
Total operating expenses derived$89,790

$160,080 − $89,790 = $70,290

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$2,040,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$2,040,000 amortized at 6.7% over 30 years = $13,110/mo

CapEx reserve (5.0% of GSR)$725$8,700
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$70,290
Annual debt service derived$157,315
Annual CapEx reserve assumption$8,700
Annual PMI assumption$0

($70,290 − $157,315 − $8,700 − $0) ÷ 12 = -$7,977

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$70,290
Purchase price data$2,550,000

$70,290 ÷ $2,550,000 = 2.8%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$95,725
Total cash to close derived$637,500

-$95,725 ÷ $637,500 = -15.0%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$70,290
Annual debt service derived$157,315

$70,290 ÷ $157,315 = 0.45

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$174,000
Purchase price data$2,550,000

($174,000 ÷ 12) ÷ $2,550,000 = 0.6%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$2,550,000
Gross scheduled rent (annual) comp$174,000

$2,550,000 ÷ $174,000 = 14.7

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$89,790
Effective gross income derived$160,080

$89,790 ÷ $160,080 = 56.1%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$89,790
Annual debt service derived$157,315
Annual PMI assumption$0
Gross scheduled rent (annual) comp$174,000

($89,790 + $157,315 + $0) ÷ $174,000 = 142.0%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family442,454$11,5002026-08-27
single_family442,831$12,5002026-04-24
single_family432,023$11,0002026-08-13
single_family432,686$14,5002026-08-03
single_family432,638$16,5002026-06-25
single_family432,682$15,0002026-07-29
single_family432,054$14,5002026-08-13
single_family432,460$15,0002026-08-05

1520 Miller Rd

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage2,454
Listed2026-08-27
Days on market

Asking rent: $11,500

View on Zillow →

1237 Aduana Ave

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage2,831
Listed2026-04-24
Days on market

Asking rent: $12,500

View on Zillow →

1121 Hardee Rd Unit 1121

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,023
Listed2026-08-13
Days on market

Asking rent: $11,000

View on Zillow →

735 Benevento Ave

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,686
Listed2026-08-03
Days on market

Asking rent: $14,500

View on Zillow →

550 Jeronimo Dr

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,638
Listed2026-06-25
Days on market

Asking rent: $16,500

View on Zillow →

739 Blue Rd

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,682
Listed2026-07-29
Days on market

Asking rent: $15,000

View on Zillow →

5021 Maggiore St

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,054
Listed2026-08-13
Days on market

Asking rent: $14,500

View on Zillow →

4150 Monserrate St Unit 4150

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,460
Listed2026-08-05
Days on market

Asking rent: $15,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
548 Vilabella Avesingle_family422,079$2,000,0002026-08-31
4000 Alhambra Cirsingle_family422,612$1,555,0002026-07-31
1431 Certosa Avesingle_family443,050$3,900,0002026-07-16
6510 Castaneda Stsingle_family434,015$3,700,0002026-06-10
1233 Alegriano Avesingle_family433,055$3,450,0002026-06-10
725 Vilabella Avesingle_family443,372$4,000,0002026-06-05
1400 Siena Avesingle_family432,494$2,475,0002026-05-26
449 Miller Rdsingle_family442,587$3,190,0002026-05-20
440 Rosaro Avesingle_family422,334$1,560,0002026-04-27
4108 Palmarito Stsingle_family422,668$3,035,0002026-04-27
4701 Santa Maria Stsingle_family432,485$3,000,0002026-04-24
4311 Monserrate Stsingle_family423,365$4,300,0002026-04-14
5211 Granada Blvdsingle_family432,415$2,312,5002026-04-07
4315 Anderson Rdsingle_family443,094$3,650,0002026-03-31
5907 Riviera Drsingle_family433,060$3,450,0002026-03-26
707 Vilabella Avesingle_family44$3,750,0002026-03-18
4705 Alhambra Cirsingle_family432,906$2,670,0002026-03-12
1409 Algardi Avesingle_family454,410$5,600,0002026-02-12
5120 Carillo Stsingle_family433,080$2,790,0002026-01-14
430 Miller Rdsingle_family422,416$1,650,0002025-12-30
1516 Certosa Avesingle_family432,290$2,150,0002025-12-30
6910 Granada Blvdsingle_family442,998$3,180,0002025-12-26
1241 Bird Rdsingle_family453,395$2,800,0002025-12-12
437 Bird Rdsingle_family422,015$1,600,0002025-12-10
1360 Mendavia Avesingle_family443,056$3,175,0002025-12-09
518 Daroco Avesingle_family431,994$2,300,0002025-11-20
5601 San Vicente Stsingle_family453,830$3,465,0002025-10-14
6400 Caballero Blvdsingle_family443,171$4,700,0002025-09-10

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
4149 S Le Jeune Rdsingle_family453,820$5,895,000
1043 Alfonso Avesingle_family432,500$2,699,000
1540 Urbino Avesingle_family432,197$2,149,000
439 Hardee Rdsingle_family442,701$4,499,000
1208 Hardee Rdsingle_family432,123$2,750,000
1181 S Alhambra Cirsingle_family442,654$4,900,000
4100 Monserrate Stsingle_family452,958$4,250,000
6511 Riviera Drsingle_family442,766$3,999,000

10-year hold projection

IRR0.1%
Equity multiple1.01x
Total return (10yr)$339,235
YearProperty valueNOICash flowLoan balanceEquity
1$2,626,500$70,290-$95,725$2,017,882$608,618
2$2,705,295$72,848-$93,385$1,994,245$711,050
3$2,786,454$75,493-$90,962$1,968,985$817,469
4$2,870,047$78,230-$88,454$1,941,990$928,058
5$2,956,149$81,060-$85,858$1,913,141$1,043,008
6$3,044,833$83,987-$83,171$1,882,312$1,162,522
7$3,136,178$87,015-$80,389$1,849,365$1,286,814
8$3,230,264$90,146-$77,511$1,814,155$1,416,108
9$3,327,172$93,384-$74,531$1,776,528$1,550,643
10$3,426,987$96,733-$71,448$1,736,317$1,690,669
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.