19727 SW 118th Pl
Miami, FL 33177 · single_family · For Sale · 36 days on market
Asking price$749,000
6 beds 3 baths 2,243 sqft
Listed by Brigid Prio · BHHS EWM Realty
Typesingle_family
Built1970
Price / sqft$334
Est. value (own analysis)$884,197
Rent estimate (own analysis)$18,000/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood6/10major$Air2/10MinorWildfire1/10Minimal
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⚠ Cap rate of 21.8% is above the 20% sanity ceiling — verify the underlying price, rent, and expense data before trusting this. Cash-on-cash return of 56.7% is above the 50% sanity ceiling for a standard buy-and-hold — verify inputs before trusting this.
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Statusfor_sale
Listed date2026-07-28
Removed date—
MLSMiamiMLS #A12060571
Coordinates25.58295, -80.38378
Address19727 SW 118th Pl
CityMiami
StateFL
Zip33177
Listing ID5595670540
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33177)
Typical home value (ZHVI)$574,510
Typical rent (ZORI)$2,784/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $749,000 |
| Down payment (20.0%) | $149,800 |
| Loan amount | $599,200 |
| Closing costs (5.0%) | $37,450 |
| Total cash to close | $187,250 |
| Income | |
| Rent (comp-derived) | $18,000$216,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $16,560$198,720 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,186$14,231 |
| Insurance (est. scaled by flood & wind risk) | $874$10,486 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $900$10,800 |
| Total operating expenses | $2,960$35,517 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $900$10,800 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 6 | 3 | 2,417 | $8,000 | 2026-08-05 | — | |
| single_family | 6 | 4 | 3,218 | $7,900 | 2026-07-24 | — | |
| single_family | 6 | 7 | 5,850 | $25,000 | 2026-07-21 | — | |
| single_family | 6 | 6 | 5,322 | $28,000 | 2026-06-17 | — | |
| single_family | 6 | 6 | 4,181 | $18,000 | 2026-08-03 | — | |
| single_family | 6 | 4 | 6,112 | $30,000 | — | — | |
| single_family | 6 | 3 | 2,716 | $2,000 | 2026-08-26 | — |
Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 16907 SW 142nd Pl | single_family | 3 | 2 | 1,406 | $552,500 | 2026-09-02 |
| 17280 SW 146th Ct | single_family | 4 | 2 | 1,801 | $720,000 | 2026-08-28 |
| 18021 SW 138th Pl | single_family | 3 | 2 | 1,207 | $507,000 | 2026-08-28 |
| 12181 SW 215th St | single_family | 3 | 2 | — | $425,000 | 2026-08-26 |
| 14291 SW 171st Ter | single_family | 3 | 2 | 1,171 | $500,000 | 2026-08-25 |
| 17570 SW 142nd Ct | single_family | 3 | 2 | 1,144 | $520,000 | 2026-08-24 |
| 11775 SW 173rd Ter | single_family | 3 | 2 | 1,564 | $560,000 | 2026-08-21 |
| 17075 SW 145th Ave | single_family | 3 | 2 | 1,770 | $715,000 | 2026-08-18 |
| 12110 SW 168th St | single_family | 3 | 1 | 1,164 | $575,000 | 2026-08-18 |
| 19521 SW 128th Ct | single_family | 3 | 2 | 2,645 | $780,000 | 2026-08-17 |
| 14365 SW 172nd Ln | single_family | 3 | 2 | 1,539 | $589,000 | 2026-08-17 |
| 18420 SW 129th Ave | single_family | 4 | 2 | 1,920 | $530,000 | 2026-08-14 |
| 12370 SW 190th Ter | single_family | 4 | 3 | 1,872 | $690,000 | 2026-08-13 |
| 19880 SW 134th Ave | single_family | 5 | 3 | 3,316 | $1,550,000 | 2026-08-13 |
| 14420 SW 157th St | single_family | 5 | 3 | 1,673 | $805,000 | 2026-08-12 |
| 19596 SW 130th Avenue Rd | single_family | 5 | 4 | 3,385 | $1,155,000 | 2026-08-12 |
| 16540 SW 145th Ct | single_family | 4 | 2 | 1,909 | $758,000 | 2026-08-11 |
| 14490 SW 180th St | single_family | 3 | 2 | 1,486 | $615,000 | 2026-08-10 |
| 11741 SW 182nd Ter | single_family | 4 | 2 | 1,684 | $650,000 | 2026-08-10 |
| 17901 SW 144th Ave | single_family | 4 | 2 | 1,433 | $600,000 | 2026-08-10 |
| 20129 SW 123rd Dr | single_family | 4 | 2 | 1,313 | $350,000 | 2026-08-07 |
| 12325 SW 192nd Ter | single_family | 3 | 2 | 1,604 | $586,000 | 2026-08-07 |
| 12021 SW 174th St | single_family | 3 | 2 | 2,598 | $569,990 | 2026-08-07 |
| 12031 SW 172nd St | single_family | 3 | 2 | 1,878 | $750,000 | 2026-08-07 |
| 21342 SW 132nd Pl | single_family | 4 | 3 | 2,804 | $860,000 | 2026-08-06 |
| 11750 SW 169th Ter | single_family | 3 | 2 | 1,410 | $660,000 | 2026-08-06 |
| 14530 SW 176th Ter | single_family | 4 | 3 | 2,099 | $705,000 | 2026-08-05 |
| 19680 SW 121st Ave | single_family | 4 | 2 | 2,076 | $460,000 | 2026-08-04 |
| 14368 SW 165th St | single_family | 3 | 2 | 1,725 | $680,000 | 2026-08-04 |
| 16944 SW 144th Pl | single_family | 3 | 2 | 1,604 | $634,000 | 2026-08-04 |
| 12971 SW 200th Ter | single_family | 4 | 2 | 1,797 | $640,000 | 2026-08-04 |
| 18250 SW 139th Ct | single_family | 3 | 2 | 1,300 | $550,000 | 2026-08-03 |
| 12471 SW 190th Ter | single_family | 4 | 3 | 1,872 | $729,000 | 2026-08-03 |
| 19757 SW 124th Ave | single_family | 3 | 2 | 1,349 | $590,000 | 2026-08-03 |
| 11970 SW 177th Ter | single_family | 3 | 3 | 1,535 | $690,000 | 2026-07-30 |
| 17403 SW 142nd Pl | single_family | 3 | 2 | 1,393 | $575,000 | 2026-07-30 |
| 19059 SW 134th Ct | single_family | 5 | 5 | 2,845 | $950,000 | 2026-07-29 |
| 12330 SW 195th Ter | single_family | 4 | 2 | 1,824 | $690,000 | 2026-07-24 |
| 12320 SW 202nd Ter | single_family | 3 | 2 | 1,367 | $445,000 | 2026-07-24 |
| 13951 SW 152nd Ter | single_family | 4 | 2 | 2,539 | $500,000 | 2026-07-22 |
| 14491 SW 161st St | single_family | 4 | 2 | 2,380 | $795,000 | 2026-07-21 |
| 19707 SW 123rd Ct | single_family | 3 | 2 | 1,462 | $610,900 | 2026-07-15 |
| 13282 SW 200th Ter | single_family | 4 | 4 | 1,872 | $880,000 | 2026-07-15 |
| 19411 SW 117th Ave | single_family | 4 | 2 | 1,680 | $385,700 | 2026-07-15 |
| 16831 SW 139th Pl | single_family | 3 | 2 | 1,171 | $500,000 | 2026-07-10 |
| 12970 SW 187th Ter | single_family | 4 | 3 | 3,396 | $850,000 | 2026-07-09 |
| 18133 SW 144th Pl | single_family | 3 | 2 | 1,486 | $650,000 | 2026-07-09 |
| 12130 SW 215th St | single_family | 2 | 1 | 600 | $395,000 | 2026-07-09 |
| 14443 SW 172nd Ln | single_family | 3 | 2 | 1,522 | $655,000 | 2026-07-09 |
| 14557 SW 160th St | single_family | 6 | 2 | 3,140 | $805,000 | 2026-07-09 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 11941 SW 200th St | single_family | 6 | 3 | 1,764 | $680,000 | — |
| SW 127th Ave & SW 212th St | single_family | 6 | 3 | 3,041 | $854,990 | — |
| 21240 SW 126th Ct | single_family | 6 | 3 | 3,041 | $869,990 | — |
| 21344 SW 126 Ct | single_family | 6 | 3 | 3,041 | $879,990 | — |
| 12040 SW 215th St | multi_family | 6 | 4 | 2,400 | $785,000 | — |
| 11911 SW 213th St | multi_family | 6 | 4 | 2,029 | $799,000 | — |
10-year hold projection
IRR61.5%
Equity multiple9.26x
Total return (10yr)$1,643,913
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $771,470 | $163,203 | $106,196 | $592,703 | $178,767 |
| 2 | $794,614 | $168,277 | $110,999 | $585,761 | $208,854 |
| 3 | $818,453 | $173,507 | $115,953 | $578,341 | $240,111 |
| 4 | $843,006 | $178,899 | $121,061 | $570,412 | $272,594 |
| 5 | $868,296 | $184,457 | $126,328 | $561,938 | $306,358 |
| 6 | $894,345 | $190,187 | $131,760 | $552,883 | $341,462 |
| 7 | $921,176 | $196,093 | $137,361 | $543,206 | $377,970 |
| 8 | $948,811 | $202,182 | $143,137 | $532,864 | $415,947 |
| 9 | $977,275 | $208,459 | $149,092 | $521,812 | $455,463 |
| 10 | $1,006,593 | $214,929 | $155,234 | $510,001 | $496,593 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.