9448 Abbott Ave
Surfside, FL 33154 · single_family · For Sale · 222 days on market
Asking price$2,478,000
3 beds 4 baths — sqft
Suggested offer$1,579,500$898,500 above the est. market value of $1,579,500.
View on Realtor.com →Listed by Karen Klein · RKC Realty LLC
Typesingle_family
Built1947
Price / sqft—
Est. value (own analysis)$1,579,500
Rent estimate (own analysis)$6,700/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood8/10severe$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-01-23
Removed date—
MLSMiamiMLS #A11951437
Coordinates25.88435, -80.12453
Address9448 Abbott Ave
CitySurfside
StateFL
Zip33154
Listing ID5590532914
Sourceus-real-estate-listings, cached 2026-08-31
ZIP market snapshot (33154)
Typical home value (ZHVI)$1,230,561
Typical rent (ZORI)$4,738/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $2,478,000 |
| Down payment (20.0%) | $495,600 |
| Loan amount | $1,982,400 |
| Closing costs (5.0%) | $123,900 |
| Total cash to close | $619,500 |
| Income | |
| Rent (comp-derived) | $6,700$80,400 |
| Vacancy loss (8.0%) | |
| Effective gross income | $6,164$73,968 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $3,924$47,082 |
| Insurance (est. scaled by flood & wind risk) | $3,221$38,657 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $335$4,020 |
| Total operating expenses | $7,480$89,759 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $335$4,020 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 3 | 2 | 1,693 | $6,500 | 2026-03-18 | — | |
| single_family | 3 | 3 | 1,598 | $7,900 | 2026-03-18 | — | |
| single_family | 3 | 2 | 2,081 | $5,200 | 2026-05-03 | — | |
| single_family | 3 | 2 | 1,889 | $9,500 | 2026-07-21 | — | |
| single_family | 3 | 2 | 1,932 | $11,000 | 2026-04-10 | — | |
| single_family | 3 | 2 | 1,532 | $6,700 | 2026-07-19 | — | |
| single_family | 3 | 2 | 1,186 | $6,000 | 2026-08-31 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 9516 Byron Ave | single_family | 3 | 2 | 1,705 | $1,350,000 | 2026-08-27 |
| 9205 Byron Ave | single_family | 3 | 3 | 3,016 | $3,550,000 | 2026-08-11 |
| 9033 Carlyle Ave | single_family | 3 | 3 | 1,712 | $1,400,000 | 2026-07-31 |
| 9225 Byron Ave | single_family | 3 | 2 | 1,799 | $1,450,000 | 2026-07-27 |
| 8942 Emerson Ave | single_family | 3 | 2 | 1,672 | $1,250,000 | 2026-07-20 |
| 9208 Emerson Ave | single_family | 3 | 2 | 1,737 | $1,584,000 | 2026-07-13 |
| 9064 Bay Dr | single_family | 3 | 2 | 2,204 | $8,300,000 | 2026-07-07 |
| 9473 Byron Ave | single_family | 3 | 2 | 1,798 | $1,507,425 | 2026-06-23 |
| 9048 Dickens Ave | single_family | 3 | 2 | 1,918 | $1,950,000 | 2026-06-09 |
| 8875 Abbott Ave | single_family | 3 | 2 | 1,300 | $1,320,000 | 2026-06-04 |
| 9148 Abbott Ave | single_family | 3 | 2 | 1,238 | $1,350,000 | 2026-05-27 |
| 9148 Carlyle Ave | single_family | 3 | 2 | 2,200 | $2,225,000 | 2026-05-22 |
| 1135 103rd St Apt 401 | single_family | 3 | 3 | 2,014 | $2,820,000 | 2026-05-11 |
| 400 90th St | single_family | 3 | 3 | 2,724 | $2,250,000 | 2026-05-07 |
| 8801 Dickens Ave | single_family | 3 | 2 | — | $1,899,000 | 2026-04-30 |
| 216 Bal Bay Dr | single_family | 3 | 5 | 2,970 | $31,000,000 | 2026-04-30 |
| 9117 Carlyle Ave | single_family | 3 | 2 | 1,693 | $1,600,000 | 2026-04-15 |
| 9457 Carlyle Ave | single_family | 3 | 2 | 1,958 | $1,575,000 | 2026-03-25 |
| 300 N 93rd St | single_family | 3 | 2 | 1,666 | $1,450,000 | 2026-03-17 |
| 917 Surfside Blvd | single_family | 3 | 2 | 1,953 | $1,650,000 | 2026-03-10 |
| 9248 Dickens Ave | single_family | 3 | 2 | 1,688 | $1,325,000 | 2026-03-09 |
| 9280 Abbott Ave | single_family | 3 | 3 | 2,061 | $1,500,000 | 2026-02-26 |
| 8934 Garland Ave | single_family | 3 | 3 | 2,403 | $2,150,000 | 2026-02-25 |
| 9125 Byron Ave | single_family | 3 | 2 | 1,467 | $1,000,000 | 2026-01-20 |
| 424 89th St | single_family | 3 | 2 | 1,780 | $1,750,000 | 2025-11-06 |
| 8826 Hawthorne Ave | single_family | 3 | 3 | 2,480 | $3,600,000 | 2025-10-31 |
| 8866 Dickens Ave | single_family | 3 | 2 | 1,859 | $1,300,000 | 2025-10-29 |
| 9280 Harding Ave | single_family | 3 | 2 | 1,737 | $1,300,000 | 2025-10-29 |
| 8951 Hawthorne Ave | single_family | 3 | 4 | 2,681 | $2,525,000 | 2025-09-30 |
| 9064 Garland Ave | single_family | 3 | 2 | 1,785 | $1,200,000 | 2025-09-22 |
| 8919 Byron Ave | single_family | 3 | 2 | 1,820 | $1,650,000 | 2025-09-22 |
| 9173 Byron Ave | single_family | 3 | 2 | 1,313 | $1,200,000 | 2025-09-19 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 10203 Collins Ave Unit 801 | condos | 3 | 5 | 4,185 | $12,590,000 | — |
| 9511 Collins Ave Apt 1507 | condos | 3 | 4 | 1,985 | $2,850,000 | — |
| 8942 Carlyle Ave | single_family | 3 | 2 | 1,384 | $1,399,000 | — |
| 8901 Hawthorne Ave | single_family | 3 | 4 | 2,151 | $2,900,000 | — |
| 8844 Abbott Ave | single_family | 3 | 2 | 1,691 | $1,850,000 | — |
| 10205 Collins Ave Apt 206 | condos | 3 | 3 | 2,060 | $1,499,000 | — |
| 8701 Collins Ave Unit 701 | condos | 3 | 4 | 2,233 | $8,475,000 | — |
| 9725 Bay Harbor Ter Apt 24 | condos | 3 | 2 | 1,298 | $589,000 | — |
10-year hold projection
IRR-8.6%
Equity multiple-0.47x
Total return (10yr)-$584,079
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $2,552,340 | -$15,791 | -$172,684 | $1,960,906 | $591,434 |
| 2 | $2,628,910 | -$15,816 | -$172,810 | $1,937,937 | $690,973 |
| 3 | $2,707,778 | -$15,830 | -$172,927 | $1,913,390 | $794,388 |
| 4 | $2,789,011 | -$15,834 | -$173,036 | $1,887,157 | $901,854 |
| 5 | $2,872,681 | -$15,825 | -$173,136 | $1,859,123 | $1,013,558 |
| 6 | $2,958,862 | -$15,805 | -$173,226 | $1,829,164 | $1,129,698 |
| 7 | $3,047,627 | -$15,771 | -$173,306 | $1,797,147 | $1,250,480 |
| 8 | $3,139,056 | -$15,724 | -$173,376 | $1,762,932 | $1,376,124 |
| 9 | $3,233,228 | -$15,662 | -$173,433 | $1,726,367 | $1,506,861 |
| 10 | $3,330,225 | -$15,585 | -$173,479 | $1,687,291 | $1,642,933 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.