2530 SW 3rd Ave Apt 103
Miami, FL 33129 · condos · For Sale · 21 days on market
Asking price$300,000
1 beds 1 baths 640 sqft
Listed by Elizabeth Ruiz · Onyx Realty
Typecondos
Built1973
Price / sqft$469
Est. value (own analysis)$329,645
Rent estimate (own analysis)$2,900/mo
HOA$462/mo
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Statusfor_sale
Listed date2026-08-12
Removed date—
MLSMiamiMLS #A12070087
Coordinates25.75590, -80.20814
Address2530 SW 3rd Ave Apt 103
CityMiami
StateFL
Zip33129
Listing ID5589678427
Sourceus-real-estate-listings, cached 2026-08-29
ZIP market snapshot (33129)
Typical home value (ZHVI)$689,590
Typical rent (ZORI)$3,599/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $300,000 |
| Down payment (20.0%) | $60,000 |
| Loan amount | $240,000 |
| Closing costs (5.0%) | $15,000 |
| Total cash to close | $75,000 |
| Income | |
| Rent (comp-derived) | $2,900$34,800 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,668$32,016 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $475$5,700 |
| Insurance (placeholder 0.8% of price) | $200$2,400 |
| HOA dues | $462$5,544 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $145$1,740 |
| Total operating expenses | $1,282$15,384 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $145$1,740 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| condos | 1 | 2 | 750 | $3,050 | 2026-08-18 | — | |
| condos | 1 | 1 | 791 | $2,900 | 2026-08-18 | — | |
| condos | 1 | 1 | 791 | $3,100 | 2026-08-17 | — | |
| condos | 1 | 2 | 612 | $2,600 | 2026-08-17 | — | |
| apartment | 1 | 1 | 627 | $2,275 | 2024-12-13 | — | |
| condos | 1 | 2 | 612 | $2,700 | 2026-08-14 | — | |
| condos | 1 | 1 | 791 | $3,100 | 2026-08-13 | — | |
| condos | 1 | 1 | 628 | $6,500 | 2026-08-11 | — | |
| condos | 1 | 1 | 648 | $2,700 | 2026-08-06 | — | |
| condos | 1 | 1 | 640 | $2,500 | 2026-07-27 | — | |
| condos | 1 | 1 | 791 | $2,900 | 2026-07-16 | — | |
| condos | 1 | 1 | 791 | $3,100 | 2026-07-15 | — | |
| condos | 1 | 1 | 832 | $3,300 | 2026-07-13 | — | |
| condos | 1 | 1 | 832 | $2,950 | 2026-07-13 | — | |
| condos | 1 | 1 | 710 | $2,499 | 2026-07-12 | — | |
| condos | 1 | 2 | 804 | $2,450 | 2026-07-10 | — | |
| condos | 1 | 2 | 804 | $2,450 | 2026-07-10 | — | |
| apartment | 1 | 1 | 715 | $2,490 | 2026-07-09 | — | |
| condos | 1 | 1 | 715 | $2,200 | 2026-07-06 | — | |
| condos | 1 | 1 | 850 | $3,000 | 2026-07-01 | — | |
| condos | 1 | 1 | 746 | $3,150 | 2026-06-30 | — | |
| condos | 1 | 2 | 804 | $2,500 | 2026-06-26 | — | |
| condos | 1 | 2 | 670 | $2,150 | 2026-06-24 | — | |
| condos | 1 | 2 | 580 | $2,475 | 2026-06-18 | — | |
| apartment | 1 | 1 | 650 | $1,950 | 2026-06-12 | — | |
| condos | 1 | 2 | 750 | $2,750 | 2026-06-08 | — | |
| condos | 1 | 1 | 791 | $3,200 | 2026-06-05 | — | |
| condos | 1 | 1 | 791 | $3,900 | 2026-05-26 | — | |
| condos | 1 | 1 | 713 | $2,300 | 2026-05-22 | — | |
| condos | 1 | 1 | 573 | $1,610 | 2026-05-19 | — | |
| condos | 1 | 2 | 750 | $2,750 | 2026-05-19 | — | |
| condos | 1 | 1 | 628 | $5,000 | 2026-05-14 | — | |
| condos | 1 | 1 | 791 | $3,000 | 2026-05-12 | — | |
| condos | 1 | 2 | 612 | $2,950 | 2026-05-11 | — | |
| condos | 1 | 1 | 791 | $3,300 | 2026-08-03 | — | |
| condos | 1 | 1 | 600 | $3,650 | 2026-08-03 | — | |
| condos | 1 | 1 | 791 | $3,100 | 2026-07-29 | — | |
| apartment | 1 | 1 | 791 | $3,500 | 2026-07-28 | — | |
| condos | 1 | 1 | 713 | $2,350 | 2026-07-28 | — | |
| apartment | 1 | 1 | 700 | $2,750 | 2024-09-28 | — | |
| condos | 1 | 1 | 791 | $3,100 | 2026-08-25 | — | |
| condos | 1 | 1 | 791 | $3,000 | 2026-02-19 | — | |
| apartment | 1 | 1 | 791 | $3,000 | 2025-12-01 | — | |
| apartment | 1 | 1 | 740 | $2,750 | 2025-06-17 | — | |
| condos | 1 | 2 | 540 | $2,750 | 2026-08-28 | — | |
| condos | 1 | 2 | 750 | $3,200 | 2026-08-31 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 2525 SW 3rd Ave Apt 1603 | condos | 1 | 1 | 821 | $425,000 | 2026-08-22 |
| 201 SW 17th Rd Unit 606 | condos | 1 | 1 | 682 | $348,641 | 2026-08-07 |
| 1925 NE Brickell Ave Unit 1703 | condos | 1 | 2 | 1,005 | $480,000 | 2026-08-06 |
| 1901 Brickell Ave Apt B1107 | condos | 1 | 2 | 1,064 | $454,000 | 2026-07-27 |
| 1865 Brickell Ave Apt A1104 | condos | 1 | 2 | 868 | $410,000 | 2026-07-23 |
| 1600 SW 1st Ave Apt 305 | condos | 1 | 1 | 607 | $450,000 | 2026-07-17 |
| 2101 Brickell Ave Apt 2103 | condos | 1 | 1 | 791 | $485,000 | 2026-07-15 |
| 150 SE 25th Rd Apt 11L | condos | 1 | 2 | 804 | $495,000 | 2026-06-12 |
| 2451 Brickell Ave Apt 12C | condos | 1 | 1 | 886 | $440,000 | 2026-05-12 |
| 201 SW 17th Rd Unit 304 | condos | 1 | 1 | 714 | $300,000 | 2026-04-30 |
| 1581 Brickell Ave Unit 107 | condos | 1 | 2 | 1,042 | $455,000 | 2026-04-30 |
| 150 SE 25th Rd Apt 8L | condos | 1 | 2 | 804 | $488,500 | 2026-03-31 |
| 2333 Brickell Ave Apt 2609 | condos | 1 | 2 | 930 | $560,000 | 2026-03-17 |
| 2701 SW 3rd Ave Apt 702 | condos | 1 | 2 | 695 | $357,500 | 2026-02-13 |
| 2451 Brickell Ave Apt 6N | condos | 1 | 1 | 1,012 | $425,000 | 2026-01-29 |
| 1581 Brickell Ave Apt 1408 | condos | 1 | 1 | 717 | $390,000 | 2026-01-21 |
| 1901 Brickell Ave Apt B2205 | condos | 1 | 2 | 868 | $380,000 | 2026-01-09 |
| 1581 Brickell Ave Apt 1107 | condos | 1 | 2 | 1,042 | $440,000 | 2025-12-29 |
| 150 SE 25th Rd Apt 10K | condos | 1 | 2 | 804 | $475,000 | 2025-12-22 |
| 150 SE 25th Rd Apt 9K | condos | 1 | 2 | 804 | $490,000 | 2025-12-19 |
| 2525 SW 3rd Ave Ph 4 | condos | 1 | 1 | 693 | $415,000 | 2025-12-03 |
| 2021 SW 3rd Ave Apt 903 | condos | 1 | 1 | 698 | $360,000 | 2025-12-01 |
| 2451 Brickell Ave Apt 16K | condos | 1 | 1 | 886 | $440,000 | 2025-10-27 |
| 200 SE 15th Rd Apt 4E | condos | 1 | 2 | 612 | $385,000 | 2025-10-23 |
| 2525 SW 3rd Ave Apt 1604 | condos | 1 | 1 | 693 | $385,000 | 2025-10-09 |
| 2400 SW 3rd Ave Apt 605 | condos | 1 | 1 | 857 | $350,000 | 2025-09-19 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 1611 SW 2nd Ave Unit 510 | condos | 1 | 1 | 628 | $1,010,000 | — |
| 2101 Brickell Ave Apt 1808 | condos | 1 | 1 | 791 | $450,000 | — |
| 1611 SW 2nd Ave Unit 707 | condos | 1 | 1 | 600 | $859,000 | — |
| 2333 Brickell Ave Apt 2814 | condos | 1 | 2 | 930 | $560,000 | — |
| 1600 SW 1st Ave Apt 303 | condos | 1 | 1 | 659 | $510,000 | — |
| 1611 SW 2nd Ave Unit 610 | condos | 1 | 1 | 628 | $799,000 | — |
| 2451 Brickell Ave Apt 7P | condos | 1 | 1 | 832 | $460,000 | — |
| 1581 Brickell 2-Prking Ave Unit 1907 | condos | 1 | 2 | 1,042 | $575,000 | — |
10-year hold projection
IRR7.6%
Equity multiple2.20x
Total return (10yr)$129,006
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $309,000 | $16,632 | -$3,616 | $237,398 | $71,602 |
| 2 | $318,270 | $17,208 | -$3,083 | $234,617 | $83,653 |
| 3 | $327,818 | $17,803 | -$2,533 | $231,645 | $96,173 |
| 4 | $337,653 | $18,418 | -$1,964 | $228,470 | $109,183 |
| 5 | $347,782 | $19,053 | -$1,375 | $225,076 | $122,706 |
| 6 | $358,216 | $19,710 | -$767 | $221,449 | $136,767 |
| 7 | $368,962 | $20,388 | -$137 | $217,573 | $151,389 |
| 8 | $380,031 | $21,089 | $513 | $213,431 | $166,600 |
| 9 | $391,432 | $21,813 | $1,185 | $209,004 | $182,428 |
| 10 | $403,175 | $22,561 | $1,880 | $204,273 | $198,902 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.