1325 NW 113th Ter
Miami, FL 33167 · single_family · For Sale · 16 days on market
Asking price$589,900
4 beds 2 baths 1,308 sqft
Suggested offer$393,587$196,313 above the est. market value of $393,587.
View on Realtor.com →Listed by Jasmine Monteiro · Realty One Group Royal Oaks
Typesingle_family
Built1955
Price / sqft$451
Est. value (own analysis)$393,587
Rent estimate (own analysis)$3,745/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood2/10minor$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-08-17
Removed date—
MLSMiamiMLS #A12072170
Coordinates25.87845, -80.22111
Address1325 NW 113th Ter
CityMiami
StateFL
Zip33167
Listing ID5585106608
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33167)
Typical home value (ZHVI)$471,366
Typical rent (ZORI)$2,813/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $589,900 |
| Down payment (20.0%) | $117,980 |
| Loan amount | $471,920 |
| Closing costs (5.0%) | $29,495 |
| Total cash to close | $147,475 |
| Income | |
| Rent (comp-derived) | $3,745$44,940 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,445$41,345 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $934$11,208 |
| Insurance (est. scaled by flood & wind risk) | $590$7,079 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $187$2,247 |
| Total operating expenses | $1,711$20,534 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $187$2,247 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 4 | 2 | 1,976 | $3,100 | 2026-08-18 | — | |
| single_family | 4 | 3 | 1,983 | $3,900 | 2026-08-14 | — | |
| single_family | 4 | 2 | 912 | $3,700 | — | — | |
| single_family | 4 | 3 | 1,820 | $3,790 | — | — | |
| single_family | 4 | 3 | 2,107 | $3,800 | — | — | |
| single_family | 4 | 3 | 1,820 | $2,925 | 2026-06-11 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 2427 NW 131st Cir | single_family | 4 | 3 | 1,983 | $570,000 | 2026-08-31 |
| 11940 NW 19th Ave | single_family | 4 | 2 | 1,513 | $297,500 | 2026-08-14 |
| 2530 NW 111th St | single_family | 4 | 2 | 1,776 | $675,000 | 2026-07-28 |
| 2520 NW 108th St | single_family | 4 | 3 | 1,364 | $610,000 | 2026-07-21 |
| 14620 NW 17th Dr | single_family | 4 | 3 | 3,977 | $1,286,000 | 2026-07-08 |
| 14431 NW 13th Rd | single_family | 4 | 2 | 1,656 | $600,000 | 2026-06-23 |
| 2055 NW 132nd St | single_family | 4 | 2 | 1,699 | $570,000 | 2026-06-22 |
| 5372914331 | single_family | 4 | 3 | 2,100 | $649,999 | 2026-06-18 |
| 1855 NW 121st St | single_family | 4 | 4 | 2,034 | $539,900 | 2026-06-16 |
| 1361 NW 111th St | single_family | 4 | 2 | 1,560 | $490,000 | 2026-05-21 |
| 1835 NW 122nd St | single_family | 4 | 3 | 1,667 | $295,000 | 2026-04-27 |
| 14781 S River Dr | single_family | 4 | 4 | 4,662 | $1,225,000 | 2026-04-22 |
| 13160 NW 17th Ave | single_family | 4 | 2 | 1,753 | $529,000 | 2026-04-10 |
| 14400 NW 16th Ct | single_family | 4 | 2 | 1,403 | $520,000 | 2026-03-25 |
| 1635 NW 130th St | single_family | 4 | 2 | 1,653 | $550,000 | 2026-03-10 |
| 14655 NW River Dr | single_family | 4 | 3 | 1,965 | $625,000 | 2026-02-17 |
| 2372 NW 130th Ter | single_family | 4 | 3 | 2,107 | $629,000 | 2026-02-03 |
| 1340 NW 133rd St | single_family | 4 | 2 | 1,365 | $530,000 | 2026-01-16 |
| 1739 NW 113th Ter | single_family | 4 | 2 | 1,126 | $145,000 | 2025-12-08 |
| 2303 NW 131st Cir | single_family | 4 | 2 | 1,983 | $596,700 | 2025-12-03 |
| 2316 NW 130th Ter | single_family | 4 | 2 | 1,983 | $581,000 | 2025-12-03 |
| 2364 NW 130th Ter | single_family | 4 | 2 | 1,983 | $580,700 | 2025-12-03 |
| 2340 NW 130th Ter | single_family | 4 | 2 | 1,983 | $581,000 | 2025-12-01 |
| 11010 NW 12th Ct | single_family | 4 | 2 | — | $580,000 | 2025-10-03 |
| 1201 NW 147th St | single_family | 4 | 4 | 1,897 | $520,000 | 2025-09-16 |
| 2100 NW 107th St | single_family | 4 | 2 | 2,579 | $768,000 | 2025-09-11 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 12621 NW 22nd Ct | single_family | 4 | 2 | 1,264 | $570,000 | — |
| 1341 NW 132nd St | single_family | 4 | 3 | 2,361 | $520,000 | — |
| 12613 NW 23rd Pl | townhomes | 4 | 3 | 1,820 | $620,000 | — |
| 12001 NW 22nd Ave | single_family | 4 | 3 | 1,769 | $589,000 | — |
| 2409 NW 131st Cir | single_family | 4 | 3 | 2,107 | $525,000 | — |
| 2370 NW 131st Cir | single_family | 4 | 3 | 2,107 | $609,000 | — |
| 2427 NW 131st Cir | single_family | 4 | 3 | 1,983 | $586,900 | — |
| 14411 NW 15th Dr | single_family | 4 | 2 | 1,715 | $599,000 | — |
10-year hold projection
IRR2.1%
Equity multiple1.35x
Total return (10yr)$127,955
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $607,597 | $20,811 | -$17,828 | $466,803 | $140,794 |
| 2 | $625,825 | $21,538 | -$17,158 | $461,335 | $164,490 |
| 3 | $644,600 | $22,289 | -$16,464 | $455,492 | $189,108 |
| 4 | $663,938 | $23,066 | -$15,746 | $449,247 | $214,691 |
| 5 | $683,856 | $23,868 | -$15,004 | $442,573 | $241,283 |
| 6 | $704,371 | $24,698 | -$14,237 | $435,441 | $268,930 |
| 7 | $725,503 | $25,555 | -$13,443 | $427,819 | $297,683 |
| 8 | $747,268 | $26,441 | -$12,623 | $419,674 | $327,594 |
| 9 | $769,686 | $27,356 | -$11,774 | $410,970 | $358,716 |
| 10 | $792,776 | $28,302 | -$10,897 | $401,667 | $391,109 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.