8901 Hawthorne Ave
Surfside, FL 33154 · single_family · For Sale · 13 days on market
Asking price$2,900,000
3 beds 4 baths 2,151 sqft
Suggested offer$1,924,532$975,468 above the est. market value of $1,924,532.
View on Realtor.com →Listed by Nathan Shore · Douglas Elliman - 5555 Biscayne Blvd
Typesingle_family
Built1950
Price / sqft$1348
Est. value (own analysis)$1,924,532
Rent estimate (own analysis)$7,300/mo
HOANone
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Statusfor_sale
Listed date2026-08-20
Removed date—
MLSMiamiMLS #A12072945
Coordinates25.87467, -80.12881
Address8901 Hawthorne Ave
CitySurfside
StateFL
Zip33154
Listing ID5579017738
Sourceus-real-estate-listings, cached 2026-08-31
ZIP market snapshot (33154)
Typical home value (ZHVI)$1,230,561
Typical rent (ZORI)$4,738/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $2,900,000 |
| Down payment (20.0%) | $580,000 |
| Loan amount | $2,320,000 |
| Closing costs (5.0%) | $145,000 |
| Total cash to close | $725,000 |
| Income | |
| Rent (comp-derived) | $7,300$87,600 |
| Vacancy loss (8.0%) | |
| Effective gross income | $6,716$80,592 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $4,592$55,100 |
| Insurance (placeholder 0.8% of price) | $1,933$23,200 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $365$4,380 |
| Total operating expenses | $6,890$82,680 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $365$4,380 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 3 | 2 | 1,693 | $6,500 | 2026-03-18 | — | |
| single_family | 3 | 3 | 1,598 | $7,900 | 2026-03-18 | — | |
| single_family | 3 | 2 | 2,081 | $5,200 | 2026-05-03 | — | |
| single_family | 3 | 2 | 1,889 | $9,500 | 2026-07-21 | — | |
| single_family | 3 | 2 | 1,932 | $11,000 | 2026-04-10 | — | |
| single_family | 3 | 2 | 1,532 | $6,700 | 2026-07-19 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 9516 Byron Ave | single_family | 3 | 2 | 1,705 | $1,350,000 | 2026-08-27 |
| 9205 Byron Ave | single_family | 3 | 3 | 3,016 | $3,550,000 | 2026-08-11 |
| 9033 Carlyle Ave | single_family | 3 | 3 | 1,712 | $1,400,000 | 2026-07-31 |
| 9225 Byron Ave | single_family | 3 | 2 | 1,799 | $1,450,000 | 2026-07-27 |
| 8942 Emerson Ave | single_family | 3 | 2 | 1,672 | $1,250,000 | 2026-07-20 |
| 9208 Emerson Ave | single_family | 3 | 2 | 1,737 | $1,584,000 | 2026-07-13 |
| 9064 Bay Dr | single_family | 3 | 2 | 2,204 | $8,300,000 | 2026-07-07 |
| 9473 Byron Ave | single_family | 3 | 2 | 1,798 | $1,507,425 | 2026-06-23 |
| 9048 Dickens Ave | single_family | 3 | 2 | 1,918 | $1,950,000 | 2026-06-09 |
| 8875 Abbott Ave | single_family | 3 | 2 | 1,300 | $1,320,000 | 2026-06-04 |
| 9148 Abbott Ave | single_family | 3 | 2 | 1,238 | $1,350,000 | 2026-05-27 |
| 9148 Carlyle Ave | single_family | 3 | 2 | 2,200 | $2,225,000 | 2026-05-22 |
| 1135 103rd St Apt 401 | single_family | 3 | 3 | 2,014 | $2,820,000 | 2026-05-11 |
| 400 90th St | single_family | 3 | 3 | 2,724 | $2,250,000 | 2026-05-07 |
| 8801 Dickens Ave | single_family | 3 | 2 | — | $1,899,000 | 2026-04-30 |
| 216 Bal Bay Dr | single_family | 3 | 5 | 2,970 | $31,000,000 | 2026-04-30 |
| 9117 Carlyle Ave | single_family | 3 | 2 | 1,693 | $1,600,000 | 2026-04-15 |
| 9457 Carlyle Ave | single_family | 3 | 2 | 1,958 | $1,575,000 | 2026-03-25 |
| 300 N 93rd St | single_family | 3 | 2 | 1,666 | $1,450,000 | 2026-03-17 |
| 917 Surfside Blvd | single_family | 3 | 2 | 1,953 | $1,650,000 | 2026-03-10 |
| 9248 Dickens Ave | single_family | 3 | 2 | 1,688 | $1,325,000 | 2026-03-09 |
| 9280 Abbott Ave | single_family | 3 | 3 | 2,061 | $1,500,000 | 2026-02-26 |
| 8934 Garland Ave | single_family | 3 | 3 | 2,403 | $2,150,000 | 2026-02-25 |
| 9125 Byron Ave | single_family | 3 | 2 | 1,467 | $1,000,000 | 2026-01-20 |
| 424 89th St | single_family | 3 | 2 | 1,780 | $1,750,000 | 2025-11-06 |
| 8826 Hawthorne Ave | single_family | 3 | 3 | 2,480 | $3,600,000 | 2025-10-31 |
| 8866 Dickens Ave | single_family | 3 | 2 | 1,859 | $1,300,000 | 2025-10-29 |
| 9280 Harding Ave | single_family | 3 | 2 | 1,737 | $1,300,000 | 2025-10-29 |
| 8951 Hawthorne Ave | single_family | 3 | 4 | 2,681 | $2,525,000 | 2025-09-30 |
| 9064 Garland Ave | single_family | 3 | 2 | 1,785 | $1,200,000 | 2025-09-22 |
| 8919 Byron Ave | single_family | 3 | 2 | 1,820 | $1,650,000 | 2025-09-22 |
| 9173 Byron Ave | single_family | 3 | 2 | 1,313 | $1,200,000 | 2025-09-19 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 10203 Collins Ave Unit 801 | condos | 3 | 5 | 4,185 | $12,590,000 | — |
| 9511 Collins Ave Apt 1507 | condos | 3 | 4 | 1,985 | $2,850,000 | — |
| 8942 Carlyle Ave | single_family | 3 | 2 | 1,384 | $1,399,000 | — |
| 8844 Abbott Ave | single_family | 3 | 2 | 1,691 | $1,850,000 | — |
| 10205 Collins Ave Apt 206 | condos | 3 | 3 | 2,060 | $1,499,000 | — |
| 8701 Collins Ave Unit 701 | condos | 3 | 4 | 2,233 | $8,475,000 | — |
| 9725 Bay Harbor Ter Apt 24 | condos | 3 | 2 | 1,298 | $589,000 | — |
| 9448 Abbott Ave | single_family | 3 | 4 | — | $2,478,000 | — |
10-year hold projection
IRR-7.2%
Equity multiple-0.21x
Total return (10yr)-$497,821
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $2,987,000 | -$2,088 | -$185,375 | $2,294,846 | $692,154 |
| 2 | $3,076,610 | -$1,737 | -$185,134 | $2,267,965 | $808,645 |
| 3 | $3,168,908 | -$1,366 | -$184,875 | $2,239,238 | $929,671 |
| 4 | $3,263,976 | -$972 | -$184,596 | $2,208,538 | $1,055,438 |
| 5 | $3,361,895 | -$556 | -$184,298 | $2,175,730 | $1,186,165 |
| 6 | $3,462,752 | -$117 | -$183,979 | $2,140,668 | $1,322,083 |
| 7 | $3,566,634 | $348 | -$183,639 | $2,103,200 | $1,463,435 |
| 8 | $3,673,633 | $837 | -$183,276 | $2,063,158 | $1,610,475 |
| 9 | $3,783,842 | $1,354 | -$182,890 | $2,020,366 | $1,763,476 |
| 10 | $3,897,358 | $1,898 | -$182,479 | $1,974,636 | $1,922,721 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.