1195 NW 30th Pl

Miami, FL 33125 · multi_family · For Sale · 7 days on market
Asking price$925,000
6 beds 3 baths 2,115 sqft
Suggested offer$641,374$283,626 above the est. market value of $641,374.
View on Realtor.com →
Listed by Moe Mossa · Savvy Avenue
Typemulti_family
Built1969
Price / sqft$437
Est. value (own analysis)$641,374
Rent estimate (building total, own analysis)$6,049/mo
HOANone
Wind10/10Extreme$Heat9/10ExtremeFlood6/10major$Air2/10MinorWildfire1/10Minimal
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-08-27
Removed date
MLSBeachesMLS #B26068869
Coordinates25.78395, -80.24547
Address1195 NW 30th Pl
CityMiami
StateFL
Zip33125
Listing ID5577553757
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33125)

Typical home value (ZHVI)$466,681
Typical rent (ZORI)$2,360/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$925,000
Down payment (20.0%)$185,000
Loan amount$740,000
Closing costs (5.0%)$46,250
Total cash to close$231,250
Rent (estimate)$6,049$72,587
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$72,587
Vacancy rate (assumption) assumption8.0%

$72,587 × 8.0% = $5,807

Effective gross income$5,565$66,780
Property tax (placeholder 1.9% of price)$1,465$17,575
Insurance (est. scaled by flood & wind risk)$1,079$12,950
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$302$3,629
Total operating expenses$2,846$34,154
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$66,780
Total operating expenses derived$34,154

$66,780 − $34,154 = $32,626

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$740,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$740,000 amortized at 6.7% over 30 years = $4,755/mo

CapEx reserve (5.0% of GSR)$302$3,629
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$32,626
Annual debt service derived$57,065
Annual CapEx reserve assumption$3,629
Annual PMI assumption$0

($32,626 − $57,065 − $3,629 − $0) ÷ 12 = -$2,339

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$32,626
Purchase price data$925,000

$32,626 ÷ $925,000 = 3.5%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$28,069
Total cash to close derived$231,250

-$28,069 ÷ $231,250 = -12.1%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$32,626
Annual debt service derived$57,065

$32,626 ÷ $57,065 = 0.57

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$72,587
Purchase price data$925,000

($72,587 ÷ 12) ÷ $925,000 = 0.7%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$925,000
Gross scheduled rent (annual) comp$72,587

$925,000 ÷ $72,587 = 12.7

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$34,154
Effective gross income derived$66,780

$34,154 ÷ $66,780 = 51.1%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$34,154
Annual debt service derived$57,065
Annual PMI assumption$0
Gross scheduled rent (annual) comp$72,587

($34,154 + $57,065 + $0) ÷ $72,587 = 125.7%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

No active rental listings cached yet for this bedroom count.

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
119 NW 17th Plmulti_family642,248$900,0002026-07-31
1953 NW 3rd Stmulti_family642,886$850,0002026-07-15
1810 NW 3rd Stmulti_family642,034$799,0002026-07-09
1001 NW 36th Avemulti_family662,688$967,2002026-04-24
1971 NW 24th Ctmulti_family622,404$750,0002025-12-22
3281 NW 14th Termulti_family632,473$715,0002025-11-17
1053 NW 34th Avemulti_family622,869$800,0002025-10-28
1644 NW 19th Termulti_family632,442$717,0002025-10-10

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
2231 NW 4th Tersingle_family642,128$749,000
3321 NW 19th Termulti_family642,244$1,180,000
901 NW 22nd Ctmulti_family642,500$995,000
1237 NW 33rd Avemulti_family632,060$795,000
821 NW 36th Avemulti_family632,404$1,040,500
3061 NW 14th Stmulti_family643,158$890,000
1680 NW 22nd Ctmulti_family653,264$1,100,000
2262 NW 4th Stsingle_family642,802$666,990

10-year hold projection

IRR2.1%
Equity multiple1.34x
Total return (10yr)$199,881
YearProperty valueNOICash flowLoan balanceEquity
1$952,750$32,626-$28,069$731,977$220,773
2$981,333$33,775-$27,010$723,403$257,930
3$1,010,772$34,963-$25,915$714,240$296,533
4$1,041,096$36,192-$24,782$704,447$336,648
5$1,072,329$37,461-$23,610$693,983$378,346
6$1,104,498$38,774-$22,398$682,799$421,699
7$1,137,633$40,130-$21,144$670,848$466,785
8$1,171,762$41,532-$19,847$658,076$513,686
9$1,206,915$42,981-$18,506$644,427$562,488
10$1,243,123$44,478-$17,119$629,840$613,282
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.