1201 Campo Sano Ave

Coral Gables, FL 33146 · single_family · For Sale · 7 days on market
Asking price$3,250,000
3 beds 4 baths 2,971 sqft
Suggested offer$2,799,309$450,691 above the est. market value of $2,799,309.
View on Realtor.com →
Listed by JJ Snow Hansen · Compass Florida, LLC.
Typesingle_family
Built1956
Price / sqft$1094
Est. value (own analysis)$2,799,309
Rent estimate (own analysis)$7,999/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood3/10moderate$Air2/10MinorWildfire1/10Minimal
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Neighborhood

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Statusfor_sale
Listed date2026-08-26
Removed date
MLSMiamiMLS #A12078155
Coordinates25.72471, -80.27576
Address1201 Campo Sano Ave
CityCoral Gables
StateFL
Zip33146
Listing ID5574829432
Sourceus-real-estate-listings, cached 2026-08-31

ZIP market snapshot (33146)

Typical home value (ZHVI)$1,955,688
Typical rent (ZORI)$3,608/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$3,250,000
Down payment (20.0%)$650,000
Loan amount$2,600,000
Closing costs (5.0%)$162,500
Total cash to close$812,500
Rent (comp-derived)$7,999$95,988
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$95,988
Vacancy rate (assumption) assumption8.0%

$95,988 × 8.0% = $7,679

Effective gross income$7,359$88,309
Property tax (placeholder 1.9% of price)$5,146$61,750
Insurance (est. scaled by flood & wind risk)$3,467$41,600
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$400$4,799
Total operating expenses$9,012$108,149
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$88,309
Total operating expenses derived$108,149

$88,309 − $108,149 = -$19,840

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$2,600,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$2,600,000 amortized at 6.7% over 30 years = $16,708/mo

CapEx reserve (5.0% of GSR)$400$4,799
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived-$19,840
Annual debt service derived$200,500
Annual CapEx reserve assumption$4,799
Annual PMI assumption$0

(-$19,840 − $200,500 − $4,799 − $0) ÷ 12 = -$18,762

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived-$19,840
Purchase price data$3,250,000

-$19,840 ÷ $3,250,000 = -0.6%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$225,139
Total cash to close derived$812,500

-$225,139 ÷ $812,500 = -27.7%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived-$19,840
Annual debt service derived$200,500

-$19,840 ÷ $200,500 = -0.10

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$95,988
Purchase price data$3,250,000

($95,988 ÷ 12) ÷ $3,250,000 = 0.2%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$3,250,000
Gross scheduled rent (annual) comp$95,988

$3,250,000 ÷ $95,988 = 33.9

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$108,149
Effective gross income derived$88,309

$108,149 ÷ $88,309 = 122.5%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$108,149
Annual debt service derived$200,500
Annual PMI assumption$0
Gross scheduled rent (annual) comp$95,988

($108,149 + $200,500 + $0) ÷ $95,988 = 321.5%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family332,784$7,0002026-08-21
single_family332,202$12,7502026-08-25
single_family332,329$6,5002026-06-23
single_family322,019$7,9982026-06-26
single_family332,545$8,0002026-08-10
single_family332,771$13,0002026-08-24
single_family332,553$10,5002026-05-28
single_family331,988$10,5002026-07-13
single_family322,058$7,0002026-05-16
single_family322,127$14,9982026-05-11
single_family321,935$6,5002026-07-31
single_family342,254$14,5002026-07-21
single_family332,417$7,500
single_family323,416$5,500
single_family323,119$7,500
single_family332,144$11,8002026-09-01

805 Paradiso Ave

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,784
Listed2026-08-21
Days on market

Asking rent: $7,000

View on Zillow →

5510 San Vicente St

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,202
Listed2026-08-25
Days on market

Asking rent: $12,750

View on Zillow →

920 Aguero Ave Unit 0

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,329
Listed2026-06-23
Days on market

Asking rent: $6,500

View on Zillow →

6315 Maynada St

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage2,019
Listed2026-06-26
Days on market

Asking rent: $7,998

View on Zillow →

6865 Veronese St

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,545
Listed2026-08-10
Days on market

Asking rent: $8,000

View on Zillow →

4861 Campo Sano Ct Unit 0

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,771
Listed2026-08-24
Days on market

Asking rent: $13,000

View on Zillow →

4750 Alhambra Cir

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,553
Listed2026-05-28
Days on market

Asking rent: $10,500

View on Zillow →

740 Jeronimo Dr

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,988
Listed2026-07-13
Days on market

Asking rent: $10,500

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731 Sistina Ave Unit 0

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage2,058
Listed2026-05-16
Days on market

Asking rent: $7,000

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600 San Lorenzo Ave

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage2,127
Listed2026-05-11
Days on market

Asking rent: $14,998

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1532 Trillo Ave

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,935
Listed2026-07-31
Days on market

Asking rent: $6,500

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510 Bargello Ave

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms3 bd / 4 ba
Square footage2,254
Listed2026-07-21
Days on market

Asking rent: $14,500

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1246 Algardi Ave

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,417
Listed
Days on market

Asking rent: $7,500

View on Zillow →

930 Benevento Ave # CU930

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage3,416
Listed
Days on market

Asking rent: $5,500

View on Zillow →

5352 Orduna Th Dr # 5352

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage3,119
Listed
Days on market

Asking rent: $7,500

View on Zillow →

6610 Santona St

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,144
Listed2026-09-01
Days on market

Asking rent: $11,800

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
1505 Zoreta Avesingle_family321,454$1,000,0002026-08-21
1409 Bird Rdsingle_family321,650$1,180,0002026-08-12
434 Loretto Avesingle_family321,518$1,500,0002026-07-31
5510 Orduna Drsingle_family321,633$2,375,0002026-07-24
1431 Ancona Avesingle_family321,720$1,292,0002026-07-22
6809 Mentone Stsingle_family331,996$2,080,0002026-07-02
515 Daroco Avesingle_family322,195$2,475,0002026-06-29
1551 Ancona Avesingle_family321,892$1,400,0002026-06-15
6509 Riviera Drsingle_family333,268$2,550,0002026-06-09
4187 S Le Jeune Rdsingle_family321,540$1,950,0002026-05-27
1230 Bird Rdsingle_family332,307$1,370,0002026-05-21
5106 S Le Jeune Rdsingle_family321,464$1,200,0002026-05-15
6345 Maynada Stsingle_family342,978$1,900,0002026-05-08
1561 Bird Rdsingle_family321,679$905,0002026-05-01
1530 Zuleta Avesingle_family321,531$1,845,0002026-04-30
4950 Riviera Drsingle_family342,330$3,500,0002026-04-16
536 Jeronimo Drsingle_family342,498$4,250,0002026-04-15
516 Gerona Avesingle_family321,812$1,600,0002026-04-14
510 Gerona Avesingle_family331,880$1,750,0002026-04-06
4040 Palmarito Stsingle_family322,406$2,300,0002026-04-06
1439 Cecilia Avesingle_family321,607$1,125,0002026-03-31
1004 Cotorro Avesingle_family343,400$5,600,0002026-03-27
6901 Altamira Stsingle_family321,780$2,281,0022026-03-17
5533 Alhambra Cirsingle_family321,838$1,800,0002026-03-16
6011 Leonardo Stsingle_family322,085$2,100,0002026-03-16
6612 San Vicente Stsingle_family321,896$1,650,0002026-03-12
1435 Miller Rdsingle_family321,703$1,570,0002026-03-03
5516 Sardinia Stsingle_family321,698$1,445,0002026-02-27
1510 Urbino Avesingle_family332,224$2,000,0002026-02-26
1435 Blue Rdsingle_family321,512$1,350,0002026-02-04
1536 Alegriano Avesingle_family331,990$1,875,0002026-01-30
5906 Mallsingle_family321,934$2,060,0002026-01-08
4500 San Amaro Drsingle_family332,532$2,000,0002026-01-02
6110 Maggiore Stsingle_family322,283$2,500,0002025-12-26
1535 Mercado Avesingle_family332,080$1,450,0002025-12-22
5308 Riviera Drsingle_family332,017$3,200,0002025-12-17
520 Castania Avesingle_family321,955$2,105,0002025-12-05
700 Vilabella Avesingle_family321,579$1,490,0002025-12-04
6914 Mindello Stsingle_family321,485$2,050,0002025-11-17
1428 Trillo Avesingle_family321,809$146,0002025-10-27
4310 Santa Maria Stsingle_family333,270$3,600,0002025-10-23
1526 Dorado Avesingle_family321,492$1,600,0002025-10-16
1435 Palancia Avesingle_family332,314$1,915,0002025-10-10
4404 Alhambra Cirsingle_family333,594$2,550,0002025-10-06
431 Gerona Avesingle_family321,992$1,700,0002025-10-06
1523 Blue Rdsingle_family321,455$1,825,0002025-09-25
425 Cadagua Avesingle_family321,562$1,148,0002025-09-18
415 Garlenda Avesingle_family331,567$1,875,0002025-09-17
1217 Algardi Avesingle_family352,916$3,288,0002025-09-11

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
3775 S Le Jeune Rdsingle_family332,662$3,700,000
5111 Maggiore Stsingle_family321,367$2,300,000
406 Miller Rdsingle_family321,593$1,975,000
1540 Dorado Avesingle_family331,606$1,750,000
6315 Maynada Stsingle_family322,019$1,998,000
1451 Urbino Avesingle_family332,912$3,499,000
932 Bird Rdsingle_family331,985$1,995,000
4310 Monserrate Stsingle_family332,259$2,400,000

10-year hold projection

IRR-8.6%
Equity multiple-0.45x
Total return (10yr)-$753,267
YearProperty valueNOICash flowLoan balanceEquity
1$3,347,500-$19,840-$225,139$2,571,810$775,690
2$3,447,925-$19,895-$225,314$2,541,685$906,240
3$3,551,363-$19,937-$225,479$2,509,490$1,041,872
4$3,657,904-$19,967-$225,636$2,475,085$1,182,818
5$3,767,641-$19,984-$225,781$2,438,317$1,329,323
6$3,880,670-$19,987-$225,917$2,399,025$1,481,645
7$3,997,090-$19,975-$226,040$2,357,034$1,640,056
8$4,117,003-$19,947-$226,151$2,312,159$1,804,844
9$4,240,513-$19,902-$226,250$2,264,203$1,976,310
10$4,367,728-$19,841-$226,334$2,212,954$2,154,774
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.