2100 SW 25th St

Miami, FL 33133 · single_family · For Sale · 21 days on market
Asking price$450,000
6 beds 3 baths 2,147 sqft
View on Realtor.com →
Listed by Richard Flor · Keller Williams Elite Properties
Typesingle_family
Built1940
Price / sqft$210
Est. value (own analysis)$4,033,428
Rent estimate (own analysis)$25,000/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood3/10moderate$Air2/10MinorWildfire1/10Minimal
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Neighborhood

⚠ Cap rate of 54.8% is above the 20% sanity ceiling — verify the underlying price, rent, and expense data before trusting this. Cash-on-cash return of 181.3% is above the 50% sanity ceiling for a standard buy-and-hold — verify inputs before trusting this.
Show every detail
Statusfor_sale
Listed date2026-08-12
Removed date
MLSMiamiMLS #A12070262
Coordinates25.74530, -80.22798
Address2100 SW 25th St
CityMiami
StateFL
Zip33133
Listing ID5574324859
Sourceus-real-estate-listings, cached 2026-08-30

ZIP market snapshot (33133)

Typical home value (ZHVI)$1,352,044
Typical rent (ZORI)$3,793/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$450,000
Down payment (20.0%)$90,000
Loan amount$360,000
Closing costs (5.0%)$22,500
Total cash to close$112,500
Rent (comp-derived)$25,000$300,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$300,000
Vacancy rate (assumption) assumption8.0%

$300,000 × 8.0% = $24,000

Effective gross income$23,000$276,000
Property tax (placeholder 1.9% of price)$713$8,550
Insurance (est. scaled by flood & wind risk)$480$5,760
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$1,250$15,000
Total operating expenses$2,443$29,310
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$276,000
Total operating expenses derived$29,310

$276,000 − $29,310 = $246,690

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$360,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$360,000 amortized at 6.7% over 30 years = $2,313/mo

CapEx reserve (5.0% of GSR)$1,250$15,000
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$246,690
Annual debt service derived$27,762
Annual CapEx reserve assumption$15,000
Annual PMI assumption$0

($246,690 − $27,762 − $15,000 − $0) ÷ 12 = $16,994

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$246,690
Purchase price data$450,000

$246,690 ÷ $450,000 = 54.8%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived$203,928
Total cash to close derived$112,500

$203,928 ÷ $112,500 = 181.3%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$246,690
Annual debt service derived$27,762

$246,690 ÷ $27,762 = 8.89

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$300,000
Purchase price data$450,000

($300,000 ÷ 12) ÷ $450,000 = 5.6%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$450,000
Gross scheduled rent (annual) comp$300,000

$450,000 ÷ $300,000 = 1.5

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$29,310
Effective gross income derived$276,000

$29,310 ÷ $276,000 = 10.6%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$29,310
Annual debt service derived$27,762
Annual PMI assumption$0
Gross scheduled rent (annual) comp$300,000

($29,310 + $27,762 + $0) ÷ $300,000 = 19.0%

Comparables

Widened to city-wide. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family643,500$17,0002026-08-13
single_family642,763$6,5002026-08-18
single_family643,218$7,9002026-07-24
single_family675,850$25,0002026-07-21
single_family675,712$65,0002026-07-01
single_family631,854$5,3002026-08-26
single_family665,322$28,0002026-06-17
single_family654,432$29,5002026-06-17
single_family664,181$18,0002026-08-03
single_family685,568$58,5002026-04-15
single_family653,446$30,0002023-02-13
single_family646,112$30,000
single_family643,078$3,5002026-08-28

1230 NE 89th St

Miami, 33138 · rent comp

Bedrooms / bathrooms6 bd / 4 ba
Square footage3,500
Listed2026-08-13
Days on market

Asking rent: $17,000

View on Zillow →

1435 SW 82nd Pl

Miami, 33144 · rent comp

Bedrooms / bathrooms6 bd / 4 ba
Square footage2,763
Listed2026-08-18
Days on market

Asking rent: $6,500

View on Zillow →

6610 SW 104th Ct

Miami, 33173 · rent comp

Bedrooms / bathrooms6 bd / 4 ba
Square footage3,218
Listed2026-07-24
Days on market

Asking rent: $7,900

View on Zillow →

10005 SW 66th St

Miami, 33173 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage5,850
Listed2026-07-21
Days on market

Asking rent: $25,000

View on Zillow →

980 Belle Meade Island Dr

Miami, 33138 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage5,712
Listed2026-07-01
Days on market

Asking rent: $65,000

View on Zillow →

7537 NW 3rd Ave

Miami, 33150 · rent comp

Bedrooms / bathrooms6 bd / 3 ba
Square footage1,854
Listed2026-08-26
Days on market

Asking rent: $5,300

View on Zillow →

6220 SW 86th St

Miami, 33143 · rent comp

Bedrooms / bathrooms6 bd / 6 ba
Square footage5,322
Listed2026-06-17
Days on market

Asking rent: $28,000

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1076 NE Little River Dr

Miami, 33138 · rent comp

Bedrooms / bathrooms6 bd / 5 ba
Square footage4,432
Listed2026-06-17
Days on market

Asking rent: $29,500

View on Zillow →

6200 SW 97th Ave

Miami, 33173 · rent comp

Bedrooms / bathrooms6 bd / 6 ba
Square footage4,181
Listed2026-08-03
Days on market

Asking rent: $18,000

View on Zillow →

707 NE 77th St

Miami, 33138 · rent comp

Bedrooms / bathrooms6 bd / 8 ba
Square footage5,568
Listed2026-04-15
Days on market

Asking rent: $58,500

View on Zillow →

9101 N Bayshore Dr

Miami, 33138 · rent comp

Bedrooms / bathrooms6 bd / 5 ba
Square footage3,446
Listed2023-02-13
Days on market

Asking rent: $30,000

View on Zillow →

10506 SW 89th Pl

Miami, 33176 · rent comp

Bedrooms / bathrooms6 bd / 4 ba
Square footage6,112
Listed
Days on market

Asking rent: $30,000

View on Zillow →

8880 SW 25th St Unit 8880

Miami, 33165 · rent comp

Bedrooms / bathrooms6 bd / 4 ba
Square footage3,078
Listed2026-08-28
Days on market

Asking rent: $3,500

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
2496 Abaco Avesingle_family653,417$2,699,9992026-08-19
6970 Sunrise Drsingle_family676,460$13,000,0002026-08-13
4040 Kiaora Stsingle_family688,833$22,500,0002026-07-27
215 S Shore Drsingle_family664,626$6,500,0002026-07-10
6850 Sunrise Ctsingle_family685,551$16,350,0002026-06-15
6853 Sunrise Ctsingle_family685,431$16,300,0002026-05-18
3701 Park Avesingle_family676,707$12,600,0002026-04-30
3069 Hibiscus Stsingle_family664,136$1,800,0002026-03-16
2910 Emathla Stsingle_family689,143$12,500,0002026-02-09
3700 Hibiscus Stsingle_family675,458$10,725,0002026-02-04
1661 Onaway Drsingle_family676,281$8,150,0002026-02-04
3200 Calusa Stsingle_family675,248$6,200,0002026-02-03
3467 N Moorings Waysingle_family676,268$16,500,0002026-01-22
3320 Devon Rdsingle_family666,355$14,970,0002026-01-21
2931 Emathla Stsingle_family646,218$10,345,0002025-12-18

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
3835 Carole Ctsingle_family689,561$16,400,000
2655 S Bayshore Dr Unit 1801-02condos674,833$14,750,000
2884 SW 36th Avemulti_family642,932$1,279,000
3231 SW 25th Stmulti_family632,027$1,075,000
3036 Center Stmulti_family642,322$1,795,000
2635 SW 34th Ctmulti_family642,942$1,275,000
1818 Espanola Drsingle_family654,334$4,195,000
2 Grove Isle Dr Unit B801-802condos655,012$6,900,000

10-year hold projection

IRR184.8%
Equity multiple23.57x
Total return (10yr)$2,598,348
YearProperty valueNOICash flowLoan balanceEquity
1$463,500$246,690$203,928$356,097$107,403
2$477,405$254,237$211,101$351,925$125,480
3$491,727$262,015$218,494$347,468$144,259
4$506,479$270,029$226,114$342,704$163,775
5$521,673$278,288$233,969$337,613$184,060
6$537,324$286,798$242,065$332,172$205,151
7$553,443$295,568$250,411$326,358$227,085
8$570,047$304,605$259,013$320,145$249,902
9$587,148$313,917$267,880$313,505$273,643
10$604,762$323,513$277,019$306,408$298,354
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.