| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $475,000 |
| Down payment (20.0%) | $95,000 |
| Loan amount | $380,000 |
| Closing costs (5.0%) | $23,750 |
| Total cash to close | $118,750 |
| Income | |
| Rent (comp-derived) | $3,250$39,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,990$35,880 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $752$9,025 |
| Insurance (placeholder 0.8% of price) | $317$3,800 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $163$1,950 |
| Total operating expenses | $1,231$14,775 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $163$1,950 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 3 | 2 | 1,440 | $3,400 | 2026-08-21 | — | |
| single_family | 3 | 1 | 1,824 | $3,200 | 2026-06-24 | — | |
| single_family | 3 | 3 | 1,840 | $3,800 | 2026-06-10 | — | |
| single_family | 3 | 3 | 1,338 | $2,300 | 2026-04-21 | — | |
| single_family | 3 | 2 | 1,843 | $3,300 | 2026-03-11 | — | |
| single_family | 3 | 2 | 1,373 | $2,650 | — | — | |
| single_family | 3 | 2 | 2,033 | $3,800 | — | — | |
| single_family | 3 | 3 | 1,328 | $3,200 | — | — | |
| single_family | 3 | 2 | 1,124 | $3,500 | 2026-07-27 | — | |
| single_family | 3 | 1 | 1,214 | $2,800 | 2026-08-10 | — | |
| single_family | 3 | 3 | 1,695 | $4,000 | — | — | |
| single_family | 3 | 1 | 1,040 | $2,600 | 2026-09-01 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 1880 NW 111th St | single_family | 3 | 2 | 1,120 | $539,000 | 2026-08-31 |
| 1760 NW 135th St | single_family | 3 | 3 | 1,740 | $555,000 | 2026-08-18 |
| 12455 W Randall Park Dr | single_family | 3 | 1 | 851 | $475,000 | 2026-08-17 |
| 10747 NW 22nd Ct | single_family | 3 | 2 | 1,444 | $605,000 | 2026-08-15 |
| 1545 NW 130th St | single_family | 3 | 1 | 1,075 | $468,000 | 2026-08-03 |
| 10920 NW 12th Ct | single_family | 3 | 2 | 1,724 | $480,000 | 2026-07-30 |
| 12700 NW 15th Ave | single_family | 3 | 1 | 1,203 | $308,000 | 2026-07-21 |
| 12425 NW 22nd Ave | single_family | 3 | 2 | 2,318 | $500,000 | 2026-07-14 |
| 1610 NW 125th St | single_family | 3 | 1 | 1,342 | $301,500 | 2026-07-10 |
| 1560 NW 130th St | single_family | 3 | 1 | 1,035 | $475,000 | 2026-06-16 |
| 12730 NW 22nd Ave | single_family | 3 | 2 | 1,552 | $520,000 | 2026-06-12 |
| 1445 NW 116th Ter | single_family | 3 | 2 | 1,412 | $550,000 | 2026-06-08 |
| 12430 NW 20th Ave | single_family | 3 | 1 | 1,175 | $589,000 | 2026-06-08 |
| 2615 NW 111th St | single_family | 3 | 2 | 1,248 | $1,400,000 | 2026-06-08 |
| 1680 NW 122nd St | single_family | 3 | 3 | 1,540 | $560,000 | 2026-06-01 |
| 1455 NW 112th St | single_family | 3 | 2 | 1,317 | $400,000 | 2026-06-01 |
| 12310 W Golf Dr | single_family | 3 | 2 | 1,368 | $375,000 | 2026-05-29 |
| 10731 NW 22nd Ct | single_family | 3 | 2 | 1,107 | $350,000 | 2026-05-15 |
| 12975 NW 16th Ave | single_family | 3 | 1 | 1,075 | $410,000 | 2026-05-13 |
| 14321 NW 14th Dr | single_family | 3 | 3 | 2,350 | $725,000 | 2026-05-05 |
| 1245 NW 130th St | single_family | 3 | 2 | 1,395 | $490,000 | 2026-05-05 |
| 1525 NW 126th St | single_family | 3 | 1 | 1,150 | $385,000 | 2026-04-24 |
| 1760 NW 127th St | single_family | 3 | 1 | 851 | $424,000 | 2026-04-23 |
| 11330 NW 21st Ct | single_family | 3 | 2 | 1,092 | $505,000 | 2026-04-22 |
| 1860 NW 121st St | single_family | 3 | 2 | 2,043 | $625,000 | 2026-04-21 |
| 1775 NW 132nd St | single_family | 3 | 2 | 1,311 | $560,000 | 2026-04-20 |
| 11406 NW 17th Ave | single_family | 3 | 2 | 782 | $419,000 | 2026-04-17 |
| 1800 NW 122nd St | single_family | 3 | 1 | 1,705 | $465,000 | 2026-04-16 |
| 13025 NW 21st Ave | single_family | 3 | 2 | 1,184 | $400,000 | 2026-04-02 |
| 1540 NW 135th St | single_family | 3 | 2 | 1,308 | $330,000 | 2026-03-31 |
| 2115 NW 129th St | single_family | 3 | 2 | 1,576 | $625,000 | 2026-03-31 |
| 13040 NW 13th Ave | single_family | 3 | 2 | 1,359 | $456,000 | 2026-03-27 |
| 12801 W Randall Park Dr | single_family | 3 | 1 | 884 | $444,990 | 2026-03-24 |
| 1520 NW 128th St | single_family | 3 | 1 | 1,112 | $450,000 | 2026-03-18 |
| 12501 NW 20th Ave | single_family | 3 | 1 | 1,180 | $499,000 | 2026-03-18 |
| 1535 NW 124th St | single_family | 3 | 2 | — | $470,000 | 2026-02-27 |
| 13201 NW 26th Ct | single_family | 3 | 1 | 1,747 | $495,000 | 2026-02-03 |
| 12601 NW 22nd Ave | single_family | 3 | 2 | 2,419 | $400,000 | 2026-01-29 |
| 1370 NW 117th St | single_family | 3 | 2 | 1,614 | $130,000 | 2026-01-23 |
| 1370 NW 112th St | single_family | 3 | 2 | 1,412 | $325,000 | 2025-12-30 |
| 12950 NW 22nd Ave | single_family | 3 | 2 | 1,322 | $530,000 | 2025-12-12 |
| 10800 NW 18th Ave | single_family | 3 | 2 | 1,225 | $575,000 | 2025-12-11 |
| 1340 NW 128th St | single_family | 3 | 3 | 1,153 | $500,000 | 2025-10-15 |
| 1915 NW 115th St | single_family | 3 | 2 | 1,704 | $430,000 | 2025-10-10 |
| 1757 NW 109th St | single_family | 3 | 2 | 768 | $475,000 | 2025-10-07 |
| 1561 NW 132nd St | single_family | 3 | 2 | 1,608 | $519,900 | 2025-09-26 |
| 1832 NW 112th St | single_family | 3 | 2 | — | $420,000 | 2025-09-11 |
| 11125 E Golf Dr | single_family | 3 | 2 | 1,274 | $500,000 | 2025-09-11 |
| 1275 NW 134th St | single_family | 3 | 2 | 1,200 | $460,000 | 2025-09-10 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 1725 NW 121st St | single_family | 3 | 1 | 828 | $630,000 | — |
| 1861 NW 112th St | single_family | 3 | 2 | 1,578 | $478,500 | — |
| 12865 NW 24th Ave | townhomes | 3 | 3 | 1,695 | $480,000 | — |
| 1631 NW 114th St | single_family | 3 | 2 | 1,158 | $499,000 | — |
| 12808 NW 22nd Pl | townhomes | 3 | 3 | 1,331 | $575,000 | — |
| 12750 NW 23rd Pl | townhomes | 3 | 3 | 1,827 | $585,000 | — |
| 12123 NW 23rd Ct | condo_townhome_rowhome_coop | 3 | 3 | 1,545 | $470,000 | — |
| 2200 NW 110th St | single_family | 3 | 2 | 1,248 | $615,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $489,250 | $21,105 | -$10,149 | $375,880 | $113,370 |
| 2 | $503,928 | $21,812 | -$9,490 | $371,477 | $132,450 |
| 3 | $519,045 | $22,542 | -$8,810 | $366,772 | $152,274 |
| 4 | $534,617 | $23,296 | -$8,108 | $361,743 | $172,873 |
| 5 | $550,655 | $24,074 | -$7,382 | $356,370 | $194,286 |
| 6 | $567,175 | $24,878 | -$6,632 | $350,627 | $216,548 |
| 7 | $584,190 | $25,708 | -$5,857 | $344,490 | $239,700 |
| 8 | $601,716 | $26,565 | -$5,057 | $337,931 | $263,784 |
| 9 | $619,767 | $27,450 | -$4,230 | $330,922 | $288,845 |
| 10 | $638,360 | $28,363 | -$3,376 | $323,432 | $314,928 |