| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $1,450,000 |
| Down payment (20.0%) | $290,000 |
| Loan amount | $1,160,000 |
| Closing costs (5.0%) | $72,500 |
| Total cash to close | $362,500 |
| Income | |
| Rent (comp-derived) | $4,150$49,800 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,818$45,816 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $2,296$27,550 |
| Insurance (placeholder 0.8% of price) | $967$11,600 |
| HOA dues | $13$156 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $208$2,490 |
| Total operating expenses | $3,483$41,796 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $208$2,490 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 4 | 3 | 2,630 | $5,900 | 2026-08-21 | — | |
| single_family | 4 | 2 | 2,070 | $4,150 | 2026-08-16 | — | |
| single_family | 4 | 3 | 2,630 | $5,900 | 2026-06-25 | — | |
| single_family | 4 | 3 | 1,892 | $2,915 | — | — | |
| single_family | 4 | 3 | 2,522 | $3,780 | — | — | |
| single_family | 4 | 2 | 2,026 | $4,200 | 2026-08-25 | — | |
| single_family | 4 | 2 | 2,341 | $3,900 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 18280 SW 202nd St | single_family | 4 | 3 | 5,310 | $1,275,000 | 2026-08-31 |
| 15102 SW 177th Ter | single_family | 4 | 4 | 2,612 | $720,000 | 2026-08-19 |
| 17766 SW 154th Pl | single_family | 4 | 2 | 1,627 | $615,000 | 2026-08-10 |
| 15530 SW 155th Ave | single_family | 4 | 2 | 2,667 | $850,000 | 2026-07-30 |
| 20520 SW 190th St | single_family | 4 | 3 | 3,540 | $1,400,000 | 2026-07-20 |
| 14802 SW 176th Ter | single_family | 4 | 2 | 1,723 | $776,000 | 2026-07-20 |
| 19155 SW 190th St | single_family | 4 | 2 | 1,899 | $650,000 | 2026-07-15 |
| 18163 SW 149th Pl | single_family | 4 | 4 | 2,342 | $799,000 | 2026-07-14 |
| 16101 SW 153rd Ave | single_family | 4 | 3 | 2,396 | $787,000 | 2026-07-14 |
| 15296 SW 168th St | single_family | 4 | 3 | 2,107 | $945,000 | 2026-07-09 |
| 15523 SW 171st St | single_family | 4 | 3 | 2,166 | $710,000 | 2026-06-30 |
| 14856 SW 174th St | single_family | 4 | 2 | 1,522 | $645,000 | 2026-06-26 |
| 18895 SW 212th St | single_family | 4 | 4 | 1,264 | $950,000 | 2026-06-26 |
| 19530 SW 210th St | single_family | 4 | 3 | 2,111 | $950,000 | 2026-06-16 |
| 14721 SW 170th Ter | single_family | 4 | 2 | 1,753 | $760,000 | 2026-06-05 |
| 15299 SW 167th St | single_family | 4 | 2 | 2,592 | $1,000,000 | 2026-06-04 |
| 17113 SW 215th Ter | single_family | 4 | 3 | 2,805 | $984,000 | 2026-05-30 |
| 15519 SW 182nd Ln | single_family | 4 | 3 | 1,765 | $730,000 | 2026-05-19 |
| 15182 SW 171st St | single_family | 4 | 3 | 2,001 | $699,000 | 2026-05-18 |
| 15382 SW 153rd St | single_family | 4 | 2 | 1,898 | $839,000 | 2026-05-18 |
| 21551 SW 187th Ave | single_family | 4 | 2 | 1,834 | $950,000 | 2026-04-29 |
| 15235 SW 152nd Ct | single_family | 4 | 2 | 2,338 | $849,975 | 2026-04-29 |
| 14833 SW 164th Ter | single_family | 4 | 2 | 2,341 | $900,000 | 2026-04-28 |
| 17475 SW 153rd Ave | single_family | 4 | 3 | 3,090 | $890,000 | 2026-04-22 |
| 15322 SW 177th Ter | single_family | 4 | 2 | 1,647 | $665,000 | 2026-04-17 |
| 16925 SW 170th Ave | single_family | 4 | 5 | 4,870 | $1,450,000 | 2026-04-17 |
| 16122 SW 148th Ave | single_family | 4 | 3 | 2,324 | $740,000 | 2026-04-15 |
| 15460 SW 176th Ln | single_family | 4 | 3 | 2,265 | $620,000 | 2026-04-06 |
| 15286 SW 178th Ter | single_family | 4 | 2 | 1,817 | $610,000 | 2026-04-06 |
| 15845 SW 153rd Ave | single_family | 4 | 3 | 2,512 | $975,000 | 2026-04-06 |
| 15280 SW 153rd St | single_family | 4 | 2 | 2,067 | $820,000 | 2026-04-01 |
| 15151 SW 166th St | single_family | 4 | 2 | 2,881 | $862,000 | 2026-03-27 |
| 18128 SW 151st Ave | single_family | 4 | 2 | 1,786 | $632,000 | 2026-03-27 |
| 16141 SW 156th Ave | single_family | 4 | 3 | 2,576 | $950,000 | 2026-03-26 |
| 19225 SW 186th St | single_family | 4 | 3 | 2,434 | $1,200,000 | 2026-03-19 |
| 17023 SW 149th Pl | single_family | 4 | 2 | 2,055 | $679,000 | 2026-03-18 |
| 18110 SW 153rd Ct | single_family | 4 | 3 | 1,850 | $685,000 | 2026-03-16 |
| 15151 SW 164th Ter | single_family | 4 | 2 | 2,592 | $1,250,000 | 2026-03-11 |
| 19790 SW 208th St | single_family | 4 | 4 | 2,593 | $1,185,000 | 2026-03-06 |
| 18263 SW 149th Pl | single_family | 4 | 3 | 1,987 | $749,000 | 2026-03-05 |
| 15265 SW 173rd St | single_family | 4 | 3 | 2,265 | $750,000 | 2026-03-03 |
| 18203 SW 152nd Pl | single_family | 4 | 3 | 2,382 | $750,000 | 2026-02-17 |
| 17870 SW 155th Ct | single_family | 4 | 2 | 1,760 | $660,000 | 2026-02-09 |
| 15263 SW 162nd St | single_family | 4 | 3 | 2,774 | $885,000 | 2026-02-06 |
| 20230 SW 184th St | single_family | 4 | 4 | 1,980 | $1,100,000 | 2026-01-26 |
| 15305 SW 173rd St | single_family | 4 | 3 | 2,265 | $700,000 | 2026-01-23 |
| 16934 SW 215th Ter | single_family | 4 | 3 | 2,468 | $910,000 | 2026-01-09 |
| 16137 SW 155th Ave | single_family | 4 | 3 | 2,416 | $900,000 | 2026-01-07 |
| 14789 SW 176th St | single_family | 4 | 2 | 1,535 | $665,000 | 2025-12-30 |
| 15333 SW 184th St | single_family | 4 | 2 | 1,952 | $712,000 | 2025-12-29 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 15012 SW 177th Ter | single_family | 4 | 4 | 2,393 | $755,990 | — |
| 15735 SW 153rd Ave | single_family | 4 | 2 | 2,976 | $799,990 | — |
| single_family | 4 | 4 | 3,439 | $1,100,000 | — | |
| 19601 SW 187th Ave | single_family | 4 | 3 | 2,630 | $1,000,000 | — |
| 18390 SW 200th St | single_family | 4 | 5 | 3,367 | $2,150,000 | — |
| 19690 SW 210th St | single_family | 4 | 4 | 2,563 | $1,799,000 | — |
| 14843 SW 152nd Ter | single_family | 4 | 2 | 1,499 | $695,000 | — |
| 17670 SW 154th Pl | single_family | 4 | 4 | 3,090 | $819,900 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $1,493,500 | $4,020 | -$87,924 | $1,147,423 | $346,077 |
| 2 | $1,538,305 | $4,350 | -$87,656 | $1,133,982 | $404,323 |
| 3 | $1,584,454 | $4,694 | -$87,375 | $1,119,619 | $464,835 |
| 4 | $1,631,988 | $5,055 | -$87,080 | $1,104,269 | $527,719 |
| 5 | $1,680,947 | $5,431 | -$86,771 | $1,087,865 | $593,083 |
| 6 | $1,731,376 | $5,825 | -$86,446 | $1,070,334 | $661,042 |
| 7 | $1,783,317 | $6,236 | -$86,105 | $1,051,600 | $731,717 |
| 8 | $1,836,817 | $6,666 | -$85,748 | $1,031,579 | $805,238 |
| 9 | $1,891,921 | $7,114 | -$85,373 | $1,010,183 | $881,738 |
| 10 | $1,948,679 | $7,582 | -$84,981 | $987,318 | $961,360 |