630 SE 15th St Apt 5
Fort Lauderdale, FL 33316 · townhomes · For Sale · 30 days on market
Asking price$669,900
3 beds 4 baths 1,826 sqft
Suggested offer$653,416$16,484 above the est. market value of $653,416.
View on Realtor.com →Listed by Melissa Hoff · Compass Florida, LLC
Typetownhomes
Built2007
Price / sqft$367
Est. value (own analysis)$653,416
Rent estimate (own analysis)$4,650/mo
HOA$675/mo
1 / 27
Show every detail
Statusfor_sale
Listed date2026-08-04
Removed date—
MLSBeachesMLS #B26059877
Coordinates26.10269, -80.13595
Address630 SE 15th St Apt 5
CityFort Lauderdale
StateFL
Zip33316
Listing ID5496070076
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33316)
Median sale price$900,000
Median days on market (sale)121
Active sale listings368
Median rent$2,500/mo
Median days on market (rent)34
Active rental listings281
Real ZIP-wide statistics from RentCast, as of 2026-09 (fetched 2026-09-03) — this is the whole ZIP's market, not specific to this property. Re-analyzing spends one of the account's 50 free monthly lookups. Our own log shows at least 6 of the 50 free monthly RentCast requests used — that only counts calls made through this app, so it can undercount. RentCast's own account dashboard has the real total.
Re-analyze ZIP 33316 (≥6 of 50 per our log)Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $669,900 |
| Down payment (20.0%) | $133,980 |
| Loan amount | $535,920 |
| Closing costs (5.0%) | $33,495 |
| Total cash to close | $167,475 |
| Income | |
| Rent (comp-derived) | $4,650$55,800 |
| Vacancy loss (8.0%) | |
| Effective gross income | $4,278$51,336 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,061$12,728 |
| Insurance (placeholder 0.8% of price) | $447$5,359 |
| HOA dues | $675$8,100 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $233$2,790 |
| Total operating expenses | $2,415$28,977 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $233$2,790 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| townhomes | 3 | 3 | 1,634 | $3,800 | 2026-07-24 | — | |
| townhomes | 3 | 3 | 2,068 | $4,650 | 2026-07-31 | — | |
| townhomes | 3 | 3 | 2,530 | $9,500 | 2026-07-17 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 801 SE 16th Ct Apt 14 | townhomes | 3 | 3 | 1,460 | $427,000 | 2026-07-10 |
| 436 SE 12th Ct | townhomes | 3 | 4 | 1,649 | $625,000 | 2026-05-05 |
| 1110 SE 4th Ave Unit 1110 | townhomes | 3 | 3 | 1,804 | $600,000 | 2026-05-01 |
| 1800 S Ocean Dr Apt 114 | townhomes | 3 | 3 | 1,750 | $1,600,000 | 2026-04-09 |
| 716 SE 12th St Apt 13 | townhomes | 3 | 4 | 2,005 | $675,000 | 2026-04-03 |
| 723 SE 16th Ct | townhomes | 3 | 4 | 1,762 | $675,000 | 2026-03-13 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 1920 S Ocean Dr Apt 306 | condos | 3 | 3 | 1,329 | $290,000 | — |
| 1920 S Ocean Dr Apt 511 | condos | 3 | 2 | 1,293 | $299,000 | — |
| 1900 S Ocean Dr Apt 812 | condos | 3 | 2 | 1,293 | $365,000 | — |
| 200 SE 19th St | single_family | 3 | 2 | 1,134 | $690,000 | — |
| 1140 SE 6th Ter | single_family | 3 | 4 | 1,725 | $1,750,000 | — |
| 2100 S Ocean Dr Apt 5CD | condos | 3 | 3 | 2,161 | $599,000 | — |
| 413 SE 23rd St | multi_family | 3 | 3 | 2,072 | $890,000 | — |
| 1500 SE 12th St Unit 1A | condos | 3 | 4 | 2,288 | $1,500,000 | — |
10-year hold projection
IRR1.5%
Equity multiple1.25x
Total return (10yr)$129,502
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $689,997 | $22,359 | -$21,759 | $530,109 | $159,888 |
| 2 | $710,697 | $23,174 | -$21,013 | $523,900 | $186,797 |
| 3 | $732,018 | $24,018 | -$20,241 | $517,264 | $214,754 |
| 4 | $753,978 | $24,891 | -$19,441 | $510,172 | $243,806 |
| 5 | $776,598 | $25,794 | -$18,614 | $502,593 | $274,005 |
| 6 | $799,896 | $26,727 | -$17,757 | $494,494 | $305,402 |
| 7 | $823,893 | $27,693 | -$16,870 | $485,839 | $338,054 |
| 8 | $848,609 | $28,692 | -$15,952 | $476,589 | $372,021 |
| 9 | $874,068 | $29,725 | -$15,002 | $466,704 | $407,364 |
| 10 | $900,290 | $30,793 | -$14,019 | $456,140 | $444,150 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.