10401 NW 33rd Ave

Miami, FL 33147 · single_family · For Sale · 36 days on market
Asking price$670,000
4 beds 4 baths 1,972 sqft
View on Realtor.com →
Listed by Hugo Hernandez · LPT Realty
Typesingle_family
Built1949
Price / sqft$340
Est. value (own analysis)$721,338
Rent estimate (own analysis)$3,550/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood4/10moderate$Air2/10MinorWildfire1/10Minimal
Street view
View full map & nearby schools →

Neighborhood

Show every detail
Statusfor_sale
Listed date2026-07-28
Removed date
MLSMiamiMLS #A12061522
Coordinates25.86881, -80.25304
Address10401 NW 33rd Ave
CityMiami
StateFL
Zip33147
Listing ID5488662349
Sourceus-real-estate-listings, cached 2026-08-31

ZIP market snapshot (33147)

Typical home value (ZHVI)$444,132
Typical rent (ZORI)$2,154/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$670,000
Down payment (20.0%)$134,000
Loan amount$536,000
Closing costs (5.0%)$33,500
Total cash to close$167,500
Rent (comp-derived)$3,550$42,600
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$42,600
Vacancy rate (assumption) assumption8.0%

$42,600 × 8.0% = $3,408

Effective gross income$3,266$39,192
Property tax (placeholder 1.9% of price)$1,061$12,730
Insurance (est. scaled by flood & wind risk)$715$8,576
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$178$2,130
Total operating expenses$1,953$23,436
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$39,192
Total operating expenses derived$23,436

$39,192 − $23,436 = $15,756

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$536,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$536,000 amortized at 6.7% over 30 years = $3,444/mo

CapEx reserve (5.0% of GSR)$178$2,130
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$15,756
Annual debt service derived$41,334
Annual CapEx reserve assumption$2,130
Annual PMI assumption$0

($15,756 − $41,334 − $2,130 − $0) ÷ 12 = -$2,309

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$15,756
Purchase price data$670,000

$15,756 ÷ $670,000 = 2.4%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$27,708
Total cash to close derived$167,500

-$27,708 ÷ $167,500 = -16.5%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$15,756
Annual debt service derived$41,334

$15,756 ÷ $41,334 = 0.38

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$42,600
Purchase price data$670,000

($42,600 ÷ 12) ÷ $670,000 = 0.5%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$670,000
Gross scheduled rent (annual) comp$42,600

$670,000 ÷ $42,600 = 15.7

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$23,436
Effective gross income derived$39,192

$23,436 ÷ $39,192 = 59.8%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$23,436
Annual debt service derived$41,334
Annual PMI assumption$0
Gross scheduled rent (annual) comp$42,600

($23,436 + $41,334 + $0) ÷ $42,600 = 152.0%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family431,680$4,0002026-05-20
single_family421,420$9002026-05-08
single_family422,000$3,300
single_family432,223$3,800

1507 NW 100th St

Miami, 33147 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,680
Listed2026-05-20
Days on market

Asking rent: $4,000

View on Zillow →

1935 NW 96th St

Miami, 33147 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,420
Listed2026-05-08
Days on market

Asking rent: $900

View on Zillow →

1471 NW 93rd St

Miami, 33147 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage2,000
Listed
Days on market

Asking rent: $3,300

View on Zillow →

2242 NW 99th Ter

Miami, 33147 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,223
Listed
Days on market

Asking rent: $3,800

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
3560 NW 95th Stsingle_family42$520,0002026-08-31
1369 NW 68th Tersingle_family42$485,0002026-08-26
1535 NW 85th Stsingle_family421,287$490,0002026-08-11
3520 NW 99th Stsingle_family421,202$529,0002026-07-28
1945 NW 86th Stsingle_family421,055$395,0002026-07-27
3169 NW 102nd Stsingle_family431,638$594,0002026-07-09
1375 NW 77th Stsingle_family421,221$475,0002026-06-30
7128 NW 20th Avesingle_family421,267$499,9972026-06-30
1360 NW 77th Stsingle_family431,120$520,0002026-06-30
10420 NW 35th Plsingle_family431,868$350,0002026-06-29
1424 NW 69th Stsingle_family431,428$480,0002026-06-26
3155 NW 81st Tersingle_family421,552$530,0002026-06-23
1366 NW 75th Stsingle_family431,416$540,0002026-06-22
2346 NW 81st Tersingle_family421,655$590,0002026-06-10
3011 NW 69th Tersingle_family421,482$520,0002026-05-29
3201 NW 83rd Stsingle_family421,243$470,0002026-05-21
2158 NW 100th Stsingle_family421,482$460,0002026-05-18
2441 NW 98th Stsingle_family421,342$539,0002026-05-15
6965 NW 21st Ctsingle_family421,341$539,9002026-05-15
1231 NW 88th Stsingle_family442,646$700,0002026-05-08
2479 NW 96th Stsingle_family421,168$265,0002026-05-06
6351 NW 31st Ctsingle_family421,492$295,6082026-05-05
8747 NW 36th Avesingle_family421,235$580,0002026-04-22
1735 NW 69th Stsingle_family421,260$437,0002026-04-20
1568 NW 68th Stsingle_family43$570,0002026-04-17
2317 NW 87th Stsingle_family432,017$590,0002026-04-15
2365 NW 68th Stsingle_family421,200$430,0002026-04-03
3535 NW 82nd Stsingle_family42$500,0002026-03-31
6800 NW 28th Avesingle_family441,587$585,0002026-03-16
2359 NW 64th Stsingle_family43$587,0002026-03-13
9315 NW 35th Ctsingle_family421,250$495,0002026-03-05
9110 Broad Manor Rdsingle_family421,383$575,0002026-03-04
3150 NW 90th Stsingle_family431,350$490,0002026-02-27

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
2512 NW 68th Stmulti_family421,560$699,000
1760 NW 84th Stsingle_family421,180$575,000
3520 NW 79th Stmobile431,578$54,500
2950 NW 93rd Stsingle_family431,850$695,000
3168 NW 66th Stsingle_family41940$329,000
2118 NW 86th Stsingle_family42749$650,000
3265 NW 80th Tersingle_family421,728$545,000
2106 NW 70th Stsingle_family43953$350,000

10-year hold projection

IRR-1.0%
Equity multiple0.83x
Total return (10yr)$59,744
YearProperty valueNOICash flowLoan balanceEquity
1$690,100$15,756-$27,708$530,189$159,911
2$710,803$16,346-$27,171$523,978$186,825
3$732,127$16,956-$26,615$517,341$214,786
4$754,091$17,588-$26,039$510,248$243,843
5$776,714$18,242-$25,443$502,669$274,045
6$800,015$18,919-$24,825$494,568$305,447
7$824,015$19,619-$24,185$485,912$338,104
8$848,736$20,343-$23,522$476,661$372,075
9$874,198$21,093-$22,836$466,774$407,424
10$900,424$21,868-$22,126$456,209$444,215
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.