Miami, FL 33187 · mobile · For Sale · 20 days on market
Asking price$320,000
3 beds 2 baths 1,690 sqft
Suggested offer$285,000$35,000 above the est. market value of $285,000.
View on Realtor.com →Listed by Julie Ann Arancibia · Luxe Properties
Typemobile
Built1996
Price / sqft$189
Est. value (own analysis)$285,000
Rent estimate (own analysis)$2,700/mo
HOA$180/mo
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Statusfor_sale
Listed date2026-08-13
Removed date—
MLSMiamiMLS #A12069189
Coordinates25.58173, -80.48098
Address
CityMiami
StateFL
Zip33187
Listing ID5486704924
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33187)
Typical home value (ZHVI)$720,811
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $320,000 |
| Down payment (20.0%) | $64,000 |
| Loan amount | $256,000 |
| Closing costs (5.0%) | $16,000 |
| Total cash to close | $80,000 |
| Income | |
| Rent (comp-derived) | $2,700$32,400 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,484$29,808 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $507$6,080 |
| Insurance (placeholder 0.8% of price) | $213$2,560 |
| HOA dues | $180$2,160 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $135$1,620 |
| Total operating expenses | $1,035$12,420 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $135$1,620 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| mobile | 3 | 2 | 1,430 | $2,700 | 2026-08-10 | — | |
| mobile | 3 | 2 | 1,690 | $2,700 | 2026-07-10 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 19800 SW 180th Ave Lots 82 & 81 | mobile | 3 | 2 | 1,690 | $285,000 | 2026-07-15 |
| 19800 SW 180th Ave Lot 247 | mobile | 3 | 2 | 1,170 | $260,000 | 2026-07-13 |
| 19800 SW 180th Ave Lot 320 | mobile | 3 | 2 | 1,690 | $268,000 | 2026-06-01 |
| 19800 SW 180th Ave Lot 144 | mobile | 3 | 2 | 1,690 | $225,000 | 2026-03-13 |
| 19800 SW 180th Ave Lot 51 | mobile | 3 | 2 | 1,170 | $245,000 | 2026-02-13 |
| 19800 Sw # 180 | mobile | 3 | 2 | 1,690 | $270,000 | 2026-02-10 |
| 19800 SW 180th Ave Lot 394 | mobile | 3 | 2 | 1,170 | $182,000 | 2025-12-29 |
| 19800 SW 180th Ave Lot 573 | mobile | 3 | 2 | 1,170 | $260,000 | 2025-11-25 |
| 5498630025 | mobile | 3 | 2 | 1,690 | $310,000 | 2025-11-18 |
| 19800 SW 180th Ave Lot 5 | mobile | 3 | 2 | 1,430 | $180,000 | 2025-10-17 |
| 19800 SW 180th Ave Lot 123 | mobile | 3 | 2 | 1,170 | $240,000 | 2025-09-05 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 19800 SW 180th Ave Lot 105 | mobile | 3 | 2 | 1,690 | $310,000 | — |
| 15481 SW 155th Ter | single_family | 3 | 2 | 1,448 | $724,800 | — |
| 19651 SW 168th St | single_family | 3 | 3 | 1,905 | $2,800,000 | — |
| 14770 SW 172nd St | single_family | 3 | 2 | 1,465 | $645,000 | — |
| 18062 SW 147th Ct | townhomes | 3 | 3 | 1,520 | $480,000 | — |
| 15431 SW 177th Ter | single_family | 3 | 2 | 1,618 | $689,900 | — |
| single_family | 3 | 2 | 2,020 | $782,999 | — | |
| 19800 SW 180th Ave Lot 131 | mobile | 3 | 2 | 1,430 | $300,000 | — |
10-year hold projection
IRR7.4%
Equity multiple2.17x
Total return (10yr)$135,167
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $329,600 | $17,388 | -$3,973 | $253,224 | $76,376 |
| 2 | $339,488 | $17,972 | -$3,430 | $250,258 | $89,230 |
| 3 | $349,673 | $18,575 | -$2,869 | $247,088 | $102,584 |
| 4 | $360,163 | $19,197 | -$2,289 | $243,701 | $116,462 |
| 5 | $370,968 | $19,840 | -$1,690 | $240,081 | $130,887 |
| 6 | $382,097 | $20,504 | -$1,071 | $236,212 | $145,885 |
| 7 | $393,560 | $21,189 | -$431 | $232,078 | $161,482 |
| 8 | $405,366 | $21,897 | $229 | $227,659 | $177,707 |
| 9 | $417,527 | $22,627 | $912 | $222,938 | $194,590 |
| 10 | $430,053 | $23,382 | $1,617 | $217,892 | $212,162 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.