10055 SW 52nd Ter

Miami, FL 33165 · single_family · Pending — under contract · 157 days on market
Asking price$599,999
4 beds 2 baths 1,151 sqft
Suggested offer$451,887$148,112 above the est. market value of $451,887.
View on Realtor.com →
Listed by Miguel Solis · Douglas Elliman
Typesingle_family
Built1953
Price / sqft$521
Est. value (own analysis)$451,887
Rent estimate (own analysis)$4,200/mo
HOANone
Street view
View full map & nearby schools →

Neighborhood

Show every detail
Statusfor_sale
Listed date2026-03-29
Removed date
MLSMiamiMLS #A11991175
Coordinates25.71933, -80.35791
Address10055 SW 52nd Ter
CityMiami
StateFL
Zip33165
Listing ID5483496904
Sourceus-real-estate-listings, cached 2026-09-01

ZIP market snapshot (33165)

Typical home value (ZHVI)$684,538
Typical rent (ZORI)$3,219/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$599,999
Down payment (20.0%)$120,000
Loan amount$479,999
Closing costs (5.0%)$30,000
Total cash to close$150,000
Rent (comp-derived)$4,200$50,400
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$50,400
Vacancy rate (assumption) assumption8.0%

$50,400 × 8.0% = $4,032

Effective gross income$3,864$46,368
Property tax (placeholder 1.9% of price)$950$11,400
Insurance (placeholder 0.8% of price)$400$4,800
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$210$2,520
Total operating expenses$1,560$18,720
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$46,368
Total operating expenses derived$18,720

$46,368 − $18,720 = $27,648

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$479,999
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$479,999 amortized at 6.7% over 30 years = $3,085/mo

CapEx reserve (5.0% of GSR)$210$2,520
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$27,648
Annual debt service derived$37,015
Annual CapEx reserve assumption$2,520
Annual PMI assumption$0

($27,648 − $37,015 − $2,520 − $0) ÷ 12 = -$991

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$27,648
Purchase price data$599,999

$27,648 ÷ $599,999 = 4.6%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$11,887
Total cash to close derived$150,000

-$11,887 ÷ $150,000 = -7.9%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$27,648
Annual debt service derived$37,015

$27,648 ÷ $37,015 = 0.75

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$50,400
Purchase price data$599,999

($50,400 ÷ 12) ÷ $599,999 = 0.7%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$599,999
Gross scheduled rent (annual) comp$50,400

$599,999 ÷ $50,400 = 11.9

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$18,720
Effective gross income derived$46,368

$18,720 ÷ $46,368 = 40.4%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$18,720
Annual debt service derived$37,015
Annual PMI assumption$0
Gross scheduled rent (annual) comp$50,400

($18,720 + $37,015 + $0) ÷ $50,400 = 110.6%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family421,473$3,9502026-08-12
single_family421,534$4,9002026-08-05
single_family431,534$3,2102026-06-06
single_family421,427$4,2002026-08-04
single_family421,436$4,200

3101 SW 102nd Pl Unit 0

Miami, 33165 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,473
Listed2026-08-12
Days on market

Asking rent: $3,950

View on Zillow →

8811 SW 54th Ter Unit 8811

Miami, 33165 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,534
Listed2026-08-05
Days on market

Asking rent: $4,900

View on Zillow →

10020 SW 37th St

Miami, 33165 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,534
Listed2026-06-06
Days on market

Asking rent: $3,210

View on Zillow →

10500 SW 30th St

Miami, 33165 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,427
Listed2026-08-04
Days on market

Asking rent: $4,200

View on Zillow →

4925 SW 102nd Pl

Miami, 33165 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,436
Listed
Days on market

Asking rent: $4,200

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
10055 SW 52nd Tersingle_family421,151$540,0002026-08-31
10141 SW 46th Stsingle_family421,690$685,0002026-08-31
11417 SW 35th Lnsingle_family432,511$690,0002026-08-28
10315 SW 26th Tersingle_family421,538$680,0002026-08-17
3000 SW 103rd Avesingle_family442,325$1,425,0002026-08-13
2810 SW 114th Avesingle_family442,275$1,000,0002026-07-31
11071 SW 28th Stsingle_family444,472$1,920,0002026-07-27
3080 SW 111th Avesingle_family433,035$1,420,0002026-07-27
2914 SW 92nd Ctsingle_family432,005$700,0002026-07-24
10321 SW 17th Stsingle_family422,235$815,0002026-07-23
3500 SW 87th Plsingle_family421,750$620,0002026-07-16
11412 SW 41st Stsingle_family421,340$500,0002026-07-10
4230 SW 111th Avesingle_family421,610$730,0002026-07-06
10370 SW 44th Stsingle_family421,279$650,0002026-07-06
3235 SW 93rd Ctsingle_family421,928$650,0002026-06-26
11210 SW 47th Tersingle_family431,974$775,0002026-06-22
9410 SW 42nd Stsingle_family442,568$885,0002026-06-19
9610 SW 16th Stsingle_family431,957$730,5002026-06-05
3040 SW 111th Avesingle_family442,836$1,185,0002026-06-04
9930 SW 40th Tersingle_family431,292$625,0002026-06-04
2705 SW 108th Ctsingle_family433,692$915,0002026-06-02
9301 SW 46th Tersingle_family421,668$400,0002026-05-29
9625 SW 47th Stsingle_family442,400$775,0002026-05-29
9440 SW 54th Stsingle_family432,018$810,0002026-05-19
11472 SW 28th Tersingle_family422,175$1,000,0002026-05-14
2725 SW 102nd Avesingle_family421,575$889,0002026-05-13
4725 SW 89th Avesingle_family422,962$1,701,0002026-05-11
2023 SW 99th Avesingle_family431,798$720,0002026-05-01
8930 SW 38th Stsingle_family442,009$690,0002026-05-01
3521 SW 99th Ctsingle_family443,041$966,0002026-04-24
10760 SW 28th Stsingle_family421,507$680,0002026-04-24
10945 SW 41st Stsingle_family421,253$610,0002026-04-23
4341 SW 104th Ctsingle_family421,436$655,0002026-04-21
8700 SW 42nd Tersingle_family421,248$730,0002026-04-17
11535 SW 32nd Lnsingle_family432,139$650,0002026-04-17
2232 SW 98th Plsingle_family422,265$780,0002026-04-14
4325 SW 95th Avesingle_family433,102$1,085,0002026-04-09
10510 SW 44th Tersingle_family421,962$750,0002026-04-07
9510 SW 29th Stsingle_family432,360$685,0002026-04-06
3101 SW 106th Avesingle_family431,685$765,0002026-04-02
3210 SW 104th Ctsingle_family422,193$575,0002026-03-26
4315 SW 98th Avesingle_family421,520$745,0002026-03-26
3711 SW 87th Avesingle_family432,928$910,0002026-03-25
3540 SW 105th Avesingle_family421,454$550,0002026-03-24
3250 SW 116th Plsingle_family421,740$670,0002026-03-13
1630 SW 98th Ctsingle_family422,032$750,0002026-03-13
5250 SW 115th Avesingle_family431,911$730,0002026-03-13
2585 SW 108th Avesingle_family422,017$880,0002026-03-10
4235 SW 97th Avesingle_family431,988$880,0002026-03-09
10251 SW 27th Stsingle_family42$749,0002026-03-09

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
2525 SW 107th Ctsingle_family443,373$899,000
3352 SW 110th Avesingle_family443,170$2,199,517
5241 SW 104th Avesingle_family452,749$1,145,000
11390 SW 30th Stsingle_family433,584$2,800,000
10240 SW 35th Stsingle_family431,525$769,999
9007 SW 38th Stmulti_family451,686$974,900
9551 SW 49th Stsingle_family431,300$885,000
9951 SW 41st Tersingle_family44$1,695,000

10-year hold projection

IRR5.1%
Equity multiple1.82x
Total return (10yr)$201,249
YearProperty valueNOICash flowLoan balanceEquity
1$617,999$27,648-$11,887$474,795$143,204
2$636,539$28,571-$11,027$469,233$167,306
3$655,635$29,524-$10,139$463,290$192,345
4$675,304$30,508-$9,221$456,938$218,366
5$695,563$31,524-$8,273$450,150$245,413
6$716,430$32,573-$7,293$442,896$273,534
7$737,923$33,656-$6,281$435,144$302,779
8$760,061$34,775-$5,236$426,860$333,201
9$782,863$35,929-$4,156$418,007$364,856
10$806,348$37,121-$3,041$408,545$397,803
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.