1968 NW 25th Ave

Miami, FL 33125 · multi_family · For Sale · 265 days on market
Asking price$1,295,000
8 beds 6 baths 4,248 sqft
View on Realtor.com →
Listed by Angel Estrada Carrion · LPT Realty
Typemulti_family
Built2021
Price / sqft$305
Est. value (own analysis)$1,464,316
Rent estimate (building total, own analysis)$12,149/mo
HOANone
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Neighborhood

Show every detail
Statusfor_sale
Listed date2025-12-11
Removed date
MLSMiamiMLS #A11926893
Coordinates25.79371, -80.23823
Address1968 NW 25th Ave
CityMiami
StateFL
Zip33125
Listing ID5459152308
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33125)

Typical home value (ZHVI)$466,681
Typical rent (ZORI)$2,360/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$1,295,000
Down payment (20.0%)$259,000
Loan amount$1,036,000
Closing costs (5.0%)$64,750
Total cash to close$323,750
Rent (estimate)$12,149$145,791
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$145,791
Vacancy rate (assumption) assumption8.0%

$145,791 × 8.0% = $11,663

Effective gross income$11,177$134,128
Property tax (placeholder 1.9% of price)$2,050$24,605
Insurance (placeholder 0.8% of price)$863$10,360
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$607$7,290
Total operating expenses$3,521$42,255
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$134,128
Total operating expenses derived$42,255

$134,128 − $42,255 = $91,873

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$1,036,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$1,036,000 amortized at 6.7% over 30 years = $6,658/mo

CapEx reserve (5.0% of GSR)$607$7,290
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$91,873
Annual debt service derived$79,891
Annual CapEx reserve assumption$7,290
Annual PMI assumption$0

($91,873 − $79,891 − $7,290 − $0) ÷ 12 = $391

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$91,873
Purchase price data$1,295,000

$91,873 ÷ $1,295,000 = 7.1%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived$4,693
Total cash to close derived$323,750

$4,693 ÷ $323,750 = 1.4%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$91,873
Annual debt service derived$79,891

$91,873 ÷ $79,891 = 1.15

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$145,791
Purchase price data$1,295,000

($145,791 ÷ 12) ÷ $1,295,000 = 0.9%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$1,295,000
Gross scheduled rent (annual) comp$145,791

$1,295,000 ÷ $145,791 = 8.9

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$42,255
Effective gross income derived$134,128

$42,255 ÷ $134,128 = 31.5%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$42,255
Annual debt service derived$79,891
Annual PMI assumption$0
Gross scheduled rent (annual) comp$145,791

($42,255 + $79,891 + $0) ÷ $145,791 = 83.8%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

No active rental listings cached yet for this bedroom count.

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
426 NW 13th Ave Apt 2multi_family843,722$1,283,0002026-07-13
911 NW 22nd Plmulti_family83,244$900,0002026-06-22
1229 NW 5th Stmulti_family882,964$1,400,0002026-06-02
1237 NW 5th Stmulti_family852,759$1,400,0002026-06-02
1429 NW 2nd Stmulti_family864,086$1,380,0002026-05-14

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
1717 NW 16th Stmulti_family842,975$1,200,000
600 NW 25th Ctmulti_family843,628$1,495,000
720 NW 30th Avesingle_family882,767$1,100,000
3524 NW 4th Termulti_family884,350$1,399,000

10-year hold projection

IRR12.2%
Equity multiple2.90x
Total return (10yr)$783,247
YearProperty valueNOICash flowLoan balanceEquity
1$1,333,850$91,873$4,693$1,024,768$309,082
2$1,373,866$94,841$7,478$1,012,764$361,102
3$1,415,081$97,903$10,353$999,936$415,146
4$1,457,534$101,062$13,320$986,226$471,307
5$1,501,260$104,321$16,384$971,576$529,684
6$1,546,298$107,684$19,545$955,919$590,378
7$1,592,687$111,154$22,809$939,188$653,499
8$1,640,467$114,733$26,177$921,307$719,160
9$1,689,681$118,426$29,653$902,198$787,483
10$1,740,372$122,237$33,242$881,778$858,594
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.