| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $1,275,000 |
| Down payment (20.0%) | $255,000 |
| Loan amount | $1,020,000 |
| Closing costs (5.0%) | $63,750 |
| Total cash to close | $318,750 |
| Income | |
| Rent (estimate) | $12,699$152,384 |
| Vacancy loss (8.0%) | |
| Effective gross income | $11,683$140,193 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $2,019$24,225 |
| Insurance (placeholder 0.8% of price) | $850$10,200 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $635$7,619 |
| Total operating expenses | $3,504$42,044 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $635$7,619 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
No active rental listings cached yet for this bedroom count.
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 3374 Day Ave | multi_family | 6 | 4 | 3,570 | $1,450,000 | 2026-08-07 |
| 3520 SW 25th St | multi_family | 6 | 4 | 2,380 | $1,175,000 | 2026-07-01 |
| 3268 Gifford Ln | multi_family | 6 | 4 | 3,888 | $1,640,000 | 2026-06-26 |
| 3156 Plaza St | multi_family | 6 | 4 | 4,808 | $1,000,000 | 2026-02-12 |
| 3253 Percival Ave | multi_family | 6 | 4 | 4,040 | $2,000,000 | 2026-01-07 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 3835 Carole Ct | single_family | 6 | 8 | 9,561 | $16,400,000 | — |
| 2655 S Bayshore Dr Unit 1801-02 | condos | 6 | 7 | 4,833 | $14,750,000 | — |
| 2100 SW 25th St | single_family | 6 | 3 | 2,147 | $450,000 | — |
| 2884 SW 36th Ave | multi_family | 6 | 4 | 2,932 | $1,279,000 | — |
| 3231 SW 25th St | multi_family | 6 | 3 | 2,027 | $1,075,000 | — |
| 3036 Center St | multi_family | 6 | 4 | 2,322 | $1,795,000 | — |
| 1818 Espanola Dr | single_family | 6 | 5 | 4,334 | $4,195,000 | — |
| 2 Grove Isle Dr Unit B801-802 | condos | 6 | 5 | 5,012 | $6,900,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $1,313,250 | $98,149 | $11,872 | $1,008,941 | $304,309 |
| 2 | $1,352,648 | $101,303 | $14,836 | $997,123 | $355,525 |
| 3 | $1,393,227 | $104,558 | $17,896 | $984,493 | $408,734 |
| 4 | $1,435,024 | $107,916 | $21,053 | $970,995 | $464,029 |
| 5 | $1,478,074 | $111,379 | $24,312 | $956,571 | $521,504 |
| 6 | $1,522,417 | $114,953 | $27,675 | $941,156 | $581,261 |
| 7 | $1,568,089 | $118,639 | $31,146 | $924,683 | $643,406 |
| 8 | $1,615,132 | $122,442 | $34,728 | $907,078 | $708,054 |
| 9 | $1,663,586 | $126,365 | $38,425 | $888,265 | $775,321 |
| 10 | $1,713,493 | $130,412 | $42,240 | $868,160 | $845,334 |