10345 NW 35th Ct

Miami, FL 33147 · single_family · For Sale · 90 days on market
Asking price$598,500
3 beds 1 baths 1,038 sqft
Suggested offer$421,418$177,082 above the est. market value of $421,418.
View on Realtor.com →
Listed by Graveran Oniel · NuStar Realty, Inc.
Typesingle_family
Built1971
Price / sqft$577
Est. value (own analysis)$421,418
Rent estimate (own analysis)$2,950/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood4/10moderate$Air2/10MinorWildfire1/10Minimal
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Neighborhood

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Statusfor_sale
Listed date2026-06-05
Removed date
MLSMiamiMLS #A12028568
Coordinates25.86855, -80.25544
Address10345 NW 35th Ct
CityMiami
StateFL
Zip33147
Listing ID5437794337
Sourceus-real-estate-listings, cached 2026-08-25

ZIP market snapshot (33147)

Typical home value (ZHVI)$444,132
Typical rent (ZORI)$2,154/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$598,500
Down payment (20.0%)$119,700
Loan amount$478,800
Closing costs (5.0%)$29,925
Total cash to close$149,625
Rent (comp-derived)$2,950$35,400
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$35,400
Vacancy rate (assumption) assumption8.0%

$35,400 × 8.0% = $2,832

Effective gross income$2,714$32,568
Property tax (placeholder 1.9% of price)$948$11,372
Insurance (est. scaled by flood & wind risk)$638$7,661
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$148$1,770
Total operating expenses$1,734$20,802
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$32,568
Total operating expenses derived$20,802

$32,568 − $20,802 = $11,766

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$478,800
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$478,800 amortized at 6.7% over 30 years = $3,077/mo

CapEx reserve (5.0% of GSR)$148$1,770
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$11,766
Annual debt service derived$36,923
Annual CapEx reserve assumption$1,770
Annual PMI assumption$0

($11,766 − $36,923 − $1,770 − $0) ÷ 12 = -$2,244

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$11,766
Purchase price data$598,500

$11,766 ÷ $598,500 = 2.0%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$26,927
Total cash to close derived$149,625

-$26,927 ÷ $149,625 = -18.0%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$11,766
Annual debt service derived$36,923

$11,766 ÷ $36,923 = 0.32

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$35,400
Purchase price data$598,500

($35,400 ÷ 12) ÷ $598,500 = 0.5%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$598,500
Gross scheduled rent (annual) comp$35,400

$598,500 ÷ $35,400 = 16.9

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$20,802
Effective gross income derived$32,568

$20,802 ÷ $32,568 = 63.9%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$20,802
Annual debt service derived$36,923
Annual PMI assumption$0
Gross scheduled rent (annual) comp$35,400

($20,802 + $36,923 + $0) ÷ $35,400 = 163.1%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family311,100$3,0002026-08-18
single_family321,130$3,2002026-08-13
single_family311,140$3,2002026-07-27
single_family32790$2,7502026-07-15
single_family311,111$2,5002026-07-15
single_family311,170$2,9002026-07-13
single_family331,279$5,0002026-04-29
single_family331,200$2,8992025-12-02
single_family321,286$2,6002026-08-28
single_family311,188$3,0002026-08-29

9300 NW 32nd Ct Unit 9300

Miami, 33147 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,100
Listed2026-08-18
Days on market

Asking rent: $3,000

View on Zillow →

2416 NW 88th St

Miami, 33147 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,130
Listed2026-08-13
Days on market

Asking rent: $3,200

View on Zillow →

8924 NW 35th Ct Unit 8924

Miami, 33147 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,140
Listed2026-07-27
Days on market

Asking rent: $3,200

View on Zillow →

1829 NW 62nd Ter

Miami, 33147 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage790
Listed2026-07-15
Days on market

Asking rent: $2,750

View on Zillow →

3045 NW 68th St

Miami, 33147 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,111
Listed2026-07-15
Days on market

Asking rent: $2,500

View on Zillow →

2354 NW 93rd Ter

Miami, 33147 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,170
Listed2026-07-13
Days on market

Asking rent: $2,900

View on Zillow →

1221 NW 75th St Unit 0

Miami, 33147 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,279
Listed2026-04-29
Days on market

Asking rent: $5,000

View on Zillow →

1780 NW 68th Ter

Miami, 33147 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,200
Listed2025-12-02
Days on market

Asking rent: $2,899

View on Zillow →

2010 NW 70th St

Miami, 33147 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,286
Listed2026-08-28
Days on market

Asking rent: $2,600

View on Zillow →

2998 NW 94th St Unit 2998

Miami, 33147 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,188
Listed2026-08-29
Days on market

Asking rent: $3,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
8340 NW 22nd Plsingle_family321,134$500,0002026-09-02
1920 NW 69th Tersingle_family31974$420,0002026-08-27
1822 NW 66th Stsingle_family32$315,0002026-08-26
1669 NW 70th Stsingle_family31672$354,0002026-08-24
2276 NW 81st Stsingle_family321,183$350,0002026-08-17
3260 NW 95th Tersingle_family31851$575,0002026-08-14
10345 NW 35th Ctsingle_family311,038$550,0002026-08-13
7091 NW 21st Avesingle_family31612$324,5002026-08-12
3140 NW 97th Stsingle_family321,430$568,0002026-08-12
2165 NW 93rd Stsingle_family311,920$280,0002026-08-12
7031 NW 20th Avesingle_family321,122$510,0002026-08-10
6422 NW 29th Avesingle_family31950$300,0002026-08-05
8390 NW 18th Avesingle_family321,411$325,0002026-08-04
7759 NW 16th Avesingle_family321,456$476,0002026-08-04
2851 NW 106th Stsingle_family321,452$490,0002026-08-04
7738 NW 15th Avesingle_family321,450$468,0002026-07-31
2285 NW 89th Stsingle_family32870$485,0002026-07-30
2931 NW 66th Stsingle_family321,038$330,0002026-07-28
1580 NW 77th Tersingle_family321,100$270,0002026-07-24
3521 NW 80th Tersingle_family331,651$450,0002026-07-24
8200 NW 31st Avesingle_family321,208$550,0002026-07-22
2160 NW 98th Stsingle_family311,386$345,0002026-07-21
1738 NW 67th Stsingle_family31970$308,0002026-07-21
2121 NW 68th Tersingle_family311,091$420,0002026-07-21
7625 NW 14th Ctsingle_family31933$499,0002026-07-17
6306 NW 19th Ctsingle_family321,110$305,0002026-07-15
3510 NW 82nd Stsingle_family321,118$365,0002026-07-14
2222 NW 105th Stsingle_family321,137$499,0002026-07-13
7929 NW 36th Ctsingle_family321,250$557,0002026-07-13
6859 NW 17th Avesingle_family321,000$405,0002026-07-10
1239 NW 70th Stsingle_family311,556$320,0002026-07-10
7051 NW 21st Avesingle_family31800$310,0002026-07-02
10501 NW 35th Plsingle_family331,530$600,0002026-06-29
8330 NW 33rd Avesingle_family31888$430,0002026-06-26
1510 NW 93rd Stsingle_family311,283$320,0002026-06-26
2121 NW 64th Stsingle_family31828$400,0002026-06-26
2920 NW 64th Stsingle_family321,303$535,0002026-06-25
2371 NW 79th Tersingle_family321,000$465,0002026-06-24
9529 NW 29th Avesingle_family321,109$540,0002026-06-24
3115 NW 86th Stsingle_family31944$475,0002026-06-23
7700 NW 15th Avesingle_family321,376$560,0002026-06-16
3015 NW 83rd Stsingle_family31888$368,0002026-06-16
8765 NW 22nd Plsingle_family321,199$495,0002026-06-15
1901 NW 88th Tersingle_family321,521$505,0002026-06-12
3505 NW 83rd Tersingle_family31$547,0002026-06-09
1430 NW 87th Tersingle_family311,075$535,0002026-06-05
2145 NW 68th Tersingle_family311,116$395,0002026-06-04
7135 NW 16th Avesingle_family32920$435,0002026-06-02
3100 NW 70th Stsingle_family32891$430,0002026-05-29
1428 NW 97th Stsingle_family322,773$625,0002026-05-29

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
1891 NW 62nd Tersingle_family321,376$399,000
8400 NW 24th Ctsingle_family31880$449,900
9553 NW 26th Avemulti_family321,520$620,000
1530 NW 68th Tersingle_family31985$350,000
6234 NW 19th Ctsingle_family321,104$479,999
1925 NW 85th Stsingle_family311,020$389,900
1829 NW 62nd Tersingle_family32790$425,000
3074 NW 64th Stsingle_family321,224$500,000

10-year hold projection

IRR-2.0%
Equity multiple0.67x
Total return (10yr)$28,352
YearProperty valueNOICash flowLoan balanceEquity
1$616,455$11,766-$26,927$473,609$142,846
2$634,949$12,223-$26,514$468,061$166,888
3$653,997$12,696-$26,086$462,132$191,865
4$673,617$13,186-$25,643$455,796$217,821
5$693,826$13,694-$25,183$449,025$244,800
6$714,640$14,219-$24,706$441,789$272,851
7$736,080$14,764-$24,212$434,057$302,023
8$758,162$15,327-$23,700$425,793$332,369
9$780,907$15,911-$23,169$416,961$363,945
10$804,334$16,515-$22,619$407,524$396,810
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.