10755 SW 52nd Ter

Miami, FL 33165 · single_family · For Sale · 77 days on market
Asking price$1,995,000
5 beds 7 baths 3,242 sqft
Suggested offer$1,269,794$725,206 above the est. market value of $1,269,794.
View on Realtor.com →
Listed by David Randell · Hemisphere Real Estate Inc
Typesingle_family
Built2025
Price / sqft$615
Est. value (own analysis)$1,269,794
Rent estimate (own analysis)$4,500/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-06-17
Removed date
MLSMiamiMLS #A12038099
Coordinates25.71835, -80.36895
Address10755 SW 52nd Ter
CityMiami
StateFL
Zip33165
Listing ID5436504550
Sourceus-real-estate-listings, cached 2026-09-01

ZIP market snapshot (33165)

Typical home value (ZHVI)$684,538
Typical rent (ZORI)$3,219/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$1,995,000
Down payment (20.0%)$399,000
Loan amount$1,596,000
Closing costs (5.0%)$99,750
Total cash to close$498,750
Rent (comp-derived)$4,500$54,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$54,000
Vacancy rate (assumption) assumption8.0%

$54,000 × 8.0% = $4,320

Effective gross income$4,140$49,680
Property tax (placeholder 1.9% of price)$3,159$37,905
Insurance (placeholder 0.8% of price)$1,330$15,960
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$225$2,700
Total operating expenses$4,714$56,565
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$49,680
Total operating expenses derived$56,565

$49,680 − $56,565 = -$6,885

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$1,596,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$1,596,000 amortized at 6.7% over 30 years = $10,256/mo

CapEx reserve (5.0% of GSR)$225$2,700
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived-$6,885
Annual debt service derived$123,076
Annual CapEx reserve assumption$2,700
Annual PMI assumption$0

(-$6,885 − $123,076 − $2,700 − $0) ÷ 12 = -$11,055

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived-$6,885
Purchase price data$1,995,000

-$6,885 ÷ $1,995,000 = -0.3%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$132,661
Total cash to close derived$498,750

-$132,661 ÷ $498,750 = -26.6%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived-$6,885
Annual debt service derived$123,076

-$6,885 ÷ $123,076 = -0.06

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$54,000
Purchase price data$1,995,000

($54,000 ÷ 12) ÷ $1,995,000 = 0.2%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$1,995,000
Gross scheduled rent (annual) comp$54,000

$1,995,000 ÷ $54,000 = 36.9

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$56,565
Effective gross income derived$49,680

$56,565 ÷ $49,680 = 113.9%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$56,565
Annual debt service derived$123,076
Annual PMI assumption$0
Gross scheduled rent (annual) comp$54,000

($56,565 + $123,076 + $0) ÷ $54,000 = 332.7%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family521,598$5,0002026-08-11
single_family521,729$3,9502026-07-10
single_family532,369$4,2502023-04-07
single_family532,719$4,750

4535 SW 89th Pl Unit 0

Miami, 33165 · rent comp

Bedrooms / bathrooms5 bd / 2 ba
Square footage1,598
Listed2026-08-11
Days on market

Asking rent: $5,000

View on Zillow →

1820 SW 98th Ct

Miami, 33165 · rent comp

Bedrooms / bathrooms5 bd / 2 ba
Square footage1,729
Listed2026-07-10
Days on market

Asking rent: $3,950

View on Zillow →

9311 SW 38th St

Miami, 33165 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,369
Listed2023-04-07
Days on market

Asking rent: $4,250

View on Zillow →

8877 SW 36th St

Miami, 33165 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,719
Listed
Days on market

Asking rent: $4,750

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
3840 SW 91st Avesingle_family511,057$750,0002026-08-14
3500 SW 111th Avesingle_family543,308$1,410,0002026-08-11
3345 SW 109th Ctsingle_family552,592$1,000,0002026-08-10
2901 SW 92nd Avesingle_family521,704$680,0002026-07-30
4820 SW 112th Avesingle_family532,564$806,0002026-07-23
9832 SW 27th Tersingle_family532,252$795,0002026-07-13
4901 SW 101st Avesingle_family532,767$1,100,0002026-07-08
3024 SW 98th Ctsingle_family553,222$1,170,0002026-06-16
2775 SW 101st Ctsingle_family553,132$1,300,0002026-06-02
11430 SW 41st Tersingle_family532,154$550,0002026-06-01
11351 SW 52nd Tersingle_family541,599$950,0002026-05-01
9825 SW 54th Stsingle_family541,877$692,0002026-04-17
4140 SW 108th Avesingle_family542,190$935,0002026-03-27
4805 SW 112th Avesingle_family532,610$825,0002026-03-16

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
4621 SW 104th Ctsingle_family542,058$712,000
3538 SW 87th Ctsingle_family531,586$790,000
4151 SW 112th Ctsingle_family521,980$750,000
2610 SW 112th Ctsingle_family543,346$1,450,000
10795 SW 34th Stsingle_family532,683$2,499,000
3125 SW 108th Avesingle_family552,419$1,195,000
multi_family532,094$799,900
2605 SW 115th Avesingle_family554,795$1,999,000

10-year hold projection

IRR-7.9%
Equity multiple-0.33x
Total return (10yr)-$401,502
YearProperty valueNOICash flowLoan balanceEquity
1$2,054,850-$6,885-$132,661$1,578,696$476,154
2$2,116,496-$6,809-$132,652$1,560,203$556,292
3$2,179,990-$6,723-$132,636$1,540,441$639,550
4$2,245,390-$6,628-$132,611$1,519,321$726,069
5$2,312,752-$6,522-$132,578$1,496,751$816,000
6$2,382,134-$6,405-$132,536$1,472,632$909,503
7$2,453,598-$6,278-$132,485$1,446,856$1,006,743
8$2,527,206-$6,138-$132,423$1,419,309$1,107,897
9$2,603,023-$5,986-$132,351$1,389,872$1,213,151
10$2,681,113-$5,821-$132,269$1,358,412$1,322,701
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.