8400 SW 52nd Ave

Miami, FL 33143 · single_family · Pending — under contract · 210 days on market
Asking price$8,270,000
7 beds 8 baths 6,495 sqft
View on Realtor.com →
Listed by Ralph Arias · One Sotheby's International Realty
Typesingle_family
Built1997
Price / sqft$1273
Est. value (own analysis)$8,889,142
Rent estimate (own analysis)$25,000/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood6/10major$Air2/10MinorWildfire1/10Minimal
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Neighborhood

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Statusfor_sale
Listed date2026-02-04
Removed date
MLSMiamiMLS #A11959172
Coordinates25.69335, -80.27737
Address8400 SW 52nd Ave
CityMiami
StateFL
Zip33143
Listing ID5435885062
Sourceus-real-estate-listings, cached 2026-08-31

ZIP market snapshot (33143)

Typical home value (ZHVI)$957,553
Typical rent (ZORI)$2,761/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$8,270,000
Down payment (20.0%)$1,654,000
Loan amount$6,616,000
Closing costs (5.0%)$413,500
Total cash to close$2,067,500
Rent (comp-derived)$25,000$300,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$300,000
Vacancy rate (assumption) assumption8.0%

$300,000 × 8.0% = $24,000

Effective gross income$23,000$276,000
Property tax (placeholder 1.9% of price)$13,094$157,130
Insurance (est. scaled by flood & wind risk)$9,648$115,780
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$1,250$15,000
Total operating expenses$23,993$287,910
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$276,000
Total operating expenses derived$287,910

$276,000 − $287,910 = -$11,910

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$6,616,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$6,616,000 amortized at 6.7% over 30 years = $42,516/mo

CapEx reserve (5.0% of GSR)$1,250$15,000
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived-$11,910
Annual debt service derived$510,194
Annual CapEx reserve assumption$15,000
Annual PMI assumption$0

(-$11,910 − $510,194 − $15,000 − $0) ÷ 12 = -$44,759

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived-$11,910
Purchase price data$8,270,000

-$11,910 ÷ $8,270,000 = -0.1%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$537,104
Total cash to close derived$2,067,500

-$537,104 ÷ $2,067,500 = -26.0%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived-$11,910
Annual debt service derived$510,194

-$11,910 ÷ $510,194 = -0.02

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$300,000
Purchase price data$8,270,000

($300,000 ÷ 12) ÷ $8,270,000 = 0.3%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$8,270,000
Gross scheduled rent (annual) comp$300,000

$8,270,000 ÷ $300,000 = 27.6

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$287,910
Effective gross income derived$276,000

$287,910 ÷ $276,000 = 104.3%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$287,910
Annual debt service derived$510,194
Annual PMI assumption$0
Gross scheduled rent (annual) comp$300,000

($287,910 + $510,194 + $0) ÷ $300,000 = 266.0%

Comparables

Widened to city-wide. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family775,119$13,9902026-06-17
single_family795,797$27,0002026-07-29
single_family778,000$25,0002026-09-01

8480 SW 98th St

Miami, 33156 · rent comp

Bedrooms / bathrooms7 bd / 7 ba
Square footage5,119
Listed2026-06-17
Days on market

Asking rent: $13,990

View on Zillow →

7745 SW 54th Ave

Miami, 33143 · rent comp

Bedrooms / bathrooms7 bd / 9 ba
Square footage5,797
Listed2026-07-29
Days on market

Asking rent: $27,000

View on Zillow →

11531 SW 93rd St

Miami, 33176 · rent comp

Bedrooms / bathrooms7 bd / 7 ba
Square footage8,000
Listed2026-09-01
Days on market

Asking rent: $25,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
5545 SW 81st Tersingle_family78$18,850,0002026-06-23
8301 SW 53rd Avesingle_family786,702$12,550,0002026-06-18
4780 SW 86th Tersingle_family799,909$15,000,0002026-05-22
7420 SW 52nd Avesingle_family766,138$7,650,0002026-04-09
4845 SW 78th Stsingle_family778,038$8,800,0002026-03-03
104 Paloma Drsingle_family776,576$9,000,0002026-02-06

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
7745 SW 54th Avesingle_family795,797$5,395,000
7930 SW 52nd Ctsingle_family785,452$5,650,000
7855 SW 83rd Ctsingle_family777,831$5,395,000
4640 Sunset Drsingle_family797,339$11,200,000
7910 SW 73rd Ctsingle_family743,667$2,600,000
7538 SW 64th Stsingle_family787,395$5,400,000
8010 Ponce De Leon Rdsingle_family786,962$9,795,000
5095 SW 82nd Stsingle_family71010,693$24,500,000

10-year hold projection

IRR-7.4%
Equity multiple-0.25x
Total return (10yr)-$1,502,457
YearProperty valueNOICash flowLoan balanceEquity
1$8,518,100-$11,910-$537,104$6,544,268$1,973,832
2$8,773,643-$10,828-$536,397$6,467,610$2,306,033
3$9,036,852-$9,677-$535,631$6,385,687$2,651,165
4$9,307,958-$8,455-$534,803$6,298,140$3,009,818
5$9,587,197-$7,158-$533,910$6,204,580$3,382,617
6$9,874,812-$5,784-$532,950$6,104,595$3,770,218
7$10,171,057-$4,329-$531,919$5,997,744$4,173,313
8$10,476,189-$2,789-$530,814$5,883,555$4,592,633
9$10,790,474-$1,162-$529,632$5,761,525$5,028,949
10$11,114,188$557-$528,370$5,631,116$5,483,073
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.