| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $749,999 |
| Down payment (20.0%) | $150,000 |
| Loan amount | $599,999 |
| Closing costs (5.0%) | $37,500 |
| Total cash to close | $187,500 |
| Income | |
| Rent (ZIP avg, ZORI — not bedroom-specific) | $2,554$30,653 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,350$28,201 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,188$14,250 |
| Insurance (est. scaled by flood & wind risk) | $1,100$13,200 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $128$1,533 |
| Total operating expenses | $2,415$28,983 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $128$1,533 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
No active rental listings cached yet for this bedroom count.
Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 533 E 23rd St | single_family | 3 | 2 | 1,488 | $495,000 | 2026-09-02 |
| 174 E 41st St | single_family | 4 | 2 | 2,024 | $600,000 | 2026-08-31 |
| 571 E 60th St | single_family | 3 | 2 | 960 | $550,000 | 2026-08-27 |
| 690 E 46th St | single_family | 2 | 1 | 720 | $495,000 | 2026-08-27 |
| 521 E 33rd St | single_family | 2 | 1 | 810 | $549,900 | 2026-08-26 |
| 5340 E 4th Ave | single_family | 3 | 2 | 1,240 | $525,000 | 2026-08-19 |
| 6324 E 6th Ave | single_family | 3 | 2 | 1,307 | $630,000 | 2026-08-18 |
| 508 E 40th St | single_family | 3 | 2 | 1,312 | $535,000 | 2026-08-13 |
| 20 E 52nd Pl | single_family | 5 | 4 | 1,982 | $640,000 | 2026-08-12 |
| 832 E 20th St | single_family | 4 | 2 | 1,502 | $464,000 | 2026-08-06 |
| 671 E 53rd St | single_family | 3 | 2 | 1,753 | $600,000 | 2026-08-04 |
| 415 E 52nd St | single_family | 3 | 1 | 1,002 | $378,000 | 2026-07-31 |
| 161 E 36th St | single_family | 3 | 2 | 1,040 | $545,000 | 2026-07-28 |
| 252 E 37th St | single_family | 4 | 3 | 1,845 | $650,000 | 2026-07-24 |
| 434 E 21st St | single_family | 3 | 2 | 2,156 | $700,000 | 2026-07-23 |
| 30 E 59th St | single_family | 3 | 2 | 1,803 | $660,000 | 2026-07-22 |
| 4925 E 9th Ct | single_family | 2 | 1 | 1,875 | $560,000 | 2026-07-22 |
| 1051 E 18th St | single_family | 5 | 4 | 1,780 | $525,000 | 2026-07-20 |
| 300 E 43rd St | single_family | 3 | 2 | 1,750 | $577,600 | 2026-07-14 |
| 515 E 21st St | single_family | 1 | 1 | 604 | $276,000 | 2026-07-10 |
| 691 E 62nd St | single_family | 4 | 3 | 1,739 | $640,000 | 2026-07-10 |
| 251 E 49th St | single_family | 3 | 1 | 1,213 | $500,000 | 2026-07-09 |
| 4997 E 9th Ln | single_family | 3 | 2 | 1,985 | $425,000 | 2026-07-08 |
| 3320 E 10th Ave | single_family | 3 | 1 | 936 | $465,000 | 2026-07-08 |
| 201 E 44th St | single_family | 6 | 3 | 2,441 | $699,000 | 2026-07-07 |
| 341 E 58th St | single_family | 4 | 3 | 2,053 | $735,000 | 2026-07-07 |
| 6230 E 2nd Ave | single_family | 4 | 3 | 1,808 | $630,000 | 2026-07-02 |
| 729 E 23rd St | single_family | 3 | 2 | 1,204 | $625,000 | 2026-06-30 |
| 116 E 59th St | single_family | 3 | 2 | — | $600,000 | 2026-06-29 |
| 3600 E 5th Ave | single_family | 5 | 3 | 1,913 | $655,000 | 2026-06-29 |
| 4795 E 8th Ct | single_family | 2 | 1 | 1,537 | $415,000 | 2026-06-26 |
| 636 E 42nd St | single_family | 5 | 3 | 2,389 | $460,000 | 2026-06-25 |
| 598 E 41st St | single_family | 6 | 4 | 2,152 | $730,000 | 2026-06-22 |
| 4318 E 8th Ct | single_family | 3 | 1 | 1,468 | $350,000 | 2026-06-19 |
| 4347 E 9th Ct | single_family | 3 | 2 | 1,000 | $500,000 | 2026-06-16 |
| 721 E 29th St | single_family | 3 | 2 | 1,656 | $420,000 | 2026-06-16 |
| 175 E 45th St | single_family | 6 | 4 | 2,268 | $670,000 | 2026-06-11 |
| 381 E 61st St | single_family | 3 | 2 | 1,486 | $555,000 | 2026-06-10 |
| 4485 E 8th Ave | single_family | 3 | 1 | 1,403 | $515,000 | 2026-06-09 |
| 380 E 56th St | single_family | 2 | 1 | 1,131 | $515,000 | 2026-06-09 |
| 775 E 31st St | single_family | 3 | 1 | 1,150 | $600,000 | 2026-06-05 |
| 61 E 39th St | single_family | 3 | 1 | 1,258 | $400,000 | 2026-06-01 |
| 490 E 45th St | single_family | 6 | 4 | 2,396 | $650,000 | 2026-05-29 |
| 26 E 45th St | single_family | 2 | 1 | 1,462 | $600,000 | 2026-05-27 |
| 667 E 20th St | single_family | 3 | 1 | 1,287 | $540,000 | 2026-05-26 |
| 661 E 30th St | single_family | 3 | 1 | 1,430 | $580,000 | 2026-05-26 |
| 141 E 52nd Pl | single_family | 3 | 1 | 1,000 | $585,000 | 2026-05-26 |
| 670 E 45th St | single_family | 5 | 2 | 1,614 | $596,000 | 2026-05-22 |
| 120 E 44th St | single_family | 4 | 2 | 1,844 | $715,000 | 2026-05-22 |
| 5190 E 8th Ln | single_family | 3 | 1 | 1,008 | $455,000 | 2026-05-22 |
Widened to city-wide. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 350 W 16th St | single_family | 7 | 6 | 1,000 | $825,000 | — |
| 3180 W 3rd Ave | single_family | 7 | 3 | 3,227 | $899,000 | — |
| 367 W 33rd St | single_family | 7 | 3 | 2,843 | $895,000 | — |
| 324 E 34th St | multi_family | 7 | 6 | 3,030 | $1,299,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $772,499 | -$782 | -$48,583 | $593,494 | $179,005 |
| 2 | $795,674 | -$660 | -$48,500 | $586,542 | $209,132 |
| 3 | $819,544 | -$531 | -$48,411 | $579,112 | $240,432 |
| 4 | $844,130 | -$395 | -$48,315 | $571,173 | $272,958 |
| 5 | $869,454 | -$251 | -$48,212 | $562,688 | $306,767 |
| 6 | $895,538 | -$98 | -$48,102 | $553,620 | $341,918 |
| 7 | $922,404 | $63 | -$47,984 | $543,930 | $378,474 |
| 8 | $950,076 | $232 | -$47,859 | $533,574 | $416,502 |
| 9 | $978,579 | $412 | -$47,725 | $522,507 | $456,071 |
| 10 | $1,007,936 | $601 | -$47,583 | $510,680 | $497,256 |