142 E 45th St

Hialeah, FL 33013 · single_family · For Sale · 32 days on market
Asking price$749,999
7 beds 6 baths 1,481 sqft
Suggested offer$543,632$206,368 above the est. market value of $543,632.
View on Realtor.com →
Listed by Jhon Salazar PA · Real Estate Craft, LLC.
Typesingle_family
Built1949
Price / sqft$506
Est. value (own analysis)$543,632
Rent estimate (Zillow ZIP avg)$2,554/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood9/10extreme$Air2/10MinorWildfire1/10Minimal
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-08-01
Removed date
MLSMiamiMLS #A12063703
Coordinates25.86303, -80.27989
Address142 E 45th St
CityHialeah
StateFL
Zip33013
Listing ID5428661033
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33013)

Typical home value (ZHVI)$568,867
Typical rent (ZORI)$2,554/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$749,999
Down payment (20.0%)$150,000
Loan amount$599,999
Closing costs (5.0%)$37,500
Total cash to close$187,500
Rent (ZIP avg, ZORI — not bedroom-specific)$2,554$30,653
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$30,653
Vacancy rate (assumption) assumption8.0%

$30,653 × 8.0% = $2,452

Effective gross income$2,350$28,201
Property tax (placeholder 1.9% of price)$1,188$14,250
Insurance (est. scaled by flood & wind risk)$1,100$13,200
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$128$1,533
Total operating expenses$2,415$28,983
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$28,201
Total operating expenses derived$28,983

$28,201 − $28,983 = -$782

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$599,999
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$599,999 amortized at 6.7% over 30 years = $3,856/mo

CapEx reserve (5.0% of GSR)$128$1,533
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived-$782
Annual debt service derived$46,269
Annual CapEx reserve assumption$1,533
Annual PMI assumption$0

(-$782 − $46,269 − $1,533 − $0) ÷ 12 = -$4,049

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived-$782
Purchase price data$749,999

-$782 ÷ $749,999 = -0.1%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$48,583
Total cash to close derived$187,500

-$48,583 ÷ $187,500 = -25.9%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived-$782
Annual debt service derived$46,269

-$782 ÷ $46,269 = -0.02

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$30,653
Purchase price data$749,999

($30,653 ÷ 12) ÷ $749,999 = 0.3%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$749,999
Gross scheduled rent (annual) comp$30,653

$749,999 ÷ $30,653 = 24.5

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$28,983
Effective gross income derived$28,201

$28,983 ÷ $28,201 = 102.8%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$28,983
Annual debt service derived$46,269
Annual PMI assumption$0
Gross scheduled rent (annual) comp$30,653

($28,983 + $46,269 + $0) ÷ $30,653 = 245.5%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

No active rental listings cached yet for this bedroom count.

Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
533 E 23rd Stsingle_family321,488$495,0002026-09-02
174 E 41st Stsingle_family422,024$600,0002026-08-31
571 E 60th Stsingle_family32960$550,0002026-08-27
690 E 46th Stsingle_family21720$495,0002026-08-27
521 E 33rd Stsingle_family21810$549,9002026-08-26
5340 E 4th Avesingle_family321,240$525,0002026-08-19
6324 E 6th Avesingle_family321,307$630,0002026-08-18
508 E 40th Stsingle_family321,312$535,0002026-08-13
20 E 52nd Plsingle_family541,982$640,0002026-08-12
832 E 20th Stsingle_family421,502$464,0002026-08-06
671 E 53rd Stsingle_family321,753$600,0002026-08-04
415 E 52nd Stsingle_family311,002$378,0002026-07-31
161 E 36th Stsingle_family321,040$545,0002026-07-28
252 E 37th Stsingle_family431,845$650,0002026-07-24
434 E 21st Stsingle_family322,156$700,0002026-07-23
30 E 59th Stsingle_family321,803$660,0002026-07-22
4925 E 9th Ctsingle_family211,875$560,0002026-07-22
1051 E 18th Stsingle_family541,780$525,0002026-07-20
300 E 43rd Stsingle_family321,750$577,6002026-07-14
515 E 21st Stsingle_family11604$276,0002026-07-10
691 E 62nd Stsingle_family431,739$640,0002026-07-10
251 E 49th Stsingle_family311,213$500,0002026-07-09
4997 E 9th Lnsingle_family321,985$425,0002026-07-08
3320 E 10th Avesingle_family31936$465,0002026-07-08
201 E 44th Stsingle_family632,441$699,0002026-07-07
341 E 58th Stsingle_family432,053$735,0002026-07-07
6230 E 2nd Avesingle_family431,808$630,0002026-07-02
729 E 23rd Stsingle_family321,204$625,0002026-06-30
116 E 59th Stsingle_family32$600,0002026-06-29
3600 E 5th Avesingle_family531,913$655,0002026-06-29
4795 E 8th Ctsingle_family211,537$415,0002026-06-26
636 E 42nd Stsingle_family532,389$460,0002026-06-25
598 E 41st Stsingle_family642,152$730,0002026-06-22
4318 E 8th Ctsingle_family311,468$350,0002026-06-19
4347 E 9th Ctsingle_family321,000$500,0002026-06-16
721 E 29th Stsingle_family321,656$420,0002026-06-16
175 E 45th Stsingle_family642,268$670,0002026-06-11
381 E 61st Stsingle_family321,486$555,0002026-06-10
4485 E 8th Avesingle_family311,403$515,0002026-06-09
380 E 56th Stsingle_family211,131$515,0002026-06-09
775 E 31st Stsingle_family311,150$600,0002026-06-05
61 E 39th Stsingle_family311,258$400,0002026-06-01
490 E 45th Stsingle_family642,396$650,0002026-05-29
26 E 45th Stsingle_family211,462$600,0002026-05-27
667 E 20th Stsingle_family311,287$540,0002026-05-26
661 E 30th Stsingle_family311,430$580,0002026-05-26
141 E 52nd Plsingle_family311,000$585,0002026-05-26
670 E 45th Stsingle_family521,614$596,0002026-05-22
120 E 44th Stsingle_family421,844$715,0002026-05-22
5190 E 8th Lnsingle_family311,008$455,0002026-05-22

Widened to city-wide. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
350 W 16th Stsingle_family761,000$825,000
3180 W 3rd Avesingle_family733,227$899,000
367 W 33rd Stsingle_family732,843$895,000
324 E 34th Stmulti_family763,030$1,299,000

10-year hold projection

IRR-7.3%
Equity multiple-0.24x
Total return (10yr)-$134,017
YearProperty valueNOICash flowLoan balanceEquity
1$772,499-$782-$48,583$593,494$179,005
2$795,674-$660-$48,500$586,542$209,132
3$819,544-$531-$48,411$579,112$240,432
4$844,130-$395-$48,315$571,173$272,958
5$869,454-$251-$48,212$562,688$306,767
6$895,538-$98-$48,102$553,620$341,918
7$922,404$63-$47,984$543,930$378,474
8$950,076$232-$47,859$533,574$416,502
9$978,579$412-$47,725$522,507$456,071
10$1,007,936$601-$47,583$510,680$497,256
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.