445 E 43rd St
Hialeah, FL 33013 · single_family · For Sale · 112 days on market
Asking price$419,900
4 beds 3 baths 720 sqft
Suggested offer$249,293$170,607 above the est. market value of $249,293.
View on Realtor.com →Listed by Ronald Ryder · RICHARD PETERS REALTY LLC
Typesingle_family
Built1949
Price / sqft$583
Est. value (own analysis)$249,293
Rent estimate (own analysis)$3,800/mo
HOANone
1 / 35
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Statusfor_sale
Listed date2026-05-13
Removed date—
MLSStellarMLS #TB8508440
Coordinates25.86191, -80.27375
Address445 E 43rd St
CityHialeah
StateFL
Zip33013
Listing ID5419978068
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33013)
Typical home value (ZHVI)$568,867
Typical rent (ZORI)$2,554/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $419,900 |
| Down payment (20.0%) | $83,980 |
| Loan amount | $335,920 |
| Closing costs (5.0%) | $20,995 |
| Total cash to close | $104,975 |
| Income | |
| Rent (comp-derived) | $3,800$45,600 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,496$41,952 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $665$7,978 |
| Insurance (placeholder 0.8% of price) | $280$3,359 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $190$2,280 |
| Total operating expenses | $1,135$13,617 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $190$2,280 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 4 | 3 | 2,788 | $3,750 | 2026-07-08 | — | |
| single_family | 4 | 2 | 1,226 | $3,800 | 2026-06-26 | — | |
| single_family | 4 | 3 | 3,030 | $4,500 | 2026-08-29 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 174 E 41st St | single_family | 4 | 2 | 2,024 | $600,000 | 2026-08-31 |
| 832 E 20th St | single_family | 4 | 2 | 1,502 | $464,000 | 2026-08-06 |
| 252 E 37th St | single_family | 4 | 3 | 1,845 | $650,000 | 2026-07-24 |
| 691 E 62nd St | single_family | 4 | 3 | 1,739 | $640,000 | 2026-07-10 |
| 341 E 58th St | single_family | 4 | 3 | 2,053 | $735,000 | 2026-07-07 |
| 6230 E 2nd Ave | single_family | 4 | 3 | 1,808 | $630,000 | 2026-07-02 |
| 120 E 44th St | single_family | 4 | 2 | 1,844 | $715,000 | 2026-05-22 |
| 761 E 45th St | single_family | 4 | 3 | 1,670 | $615,000 | 2026-05-19 |
| 350 E 58th St | single_family | 4 | 4 | 1,891 | $600,000 | 2026-05-14 |
| 104 E 58th St | single_family | 4 | 3 | 1,168 | $675,000 | 2026-04-27 |
| 359 E 46th St | single_family | 4 | 3 | 1,378 | $565,000 | 2026-04-24 |
| 4990 E Palm Ct | single_family | 4 | 3 | 2,011 | $659,000 | 2026-04-20 |
| 571 E 54th St | single_family | 4 | 3 | 1,397 | $655,000 | 2026-04-10 |
| 580 E 44th St | single_family | 4 | 3 | 1,594 | $635,000 | 2026-04-01 |
| 180 E 56th St | single_family | 4 | 1 | 1,963 | $600,000 | 2026-03-27 |
| 390 E 44th St | single_family | 4 | 2 | 1,731 | $590,000 | 2026-03-20 |
| 272 E 54th St | single_family | 4 | 4 | 2,208 | $735,000 | 2026-03-17 |
| 300 E 37th St | single_family | 4 | 2 | 2,109 | $595,000 | 2026-03-16 |
| 380 E 65th St | single_family | 4 | 3 | 2,228 | $471,151 | 2026-02-24 |
| 2260 E 9th Ave | single_family | 4 | 2 | 1,580 | $755,000 | 2026-02-20 |
| 4590 E 9th Ct | single_family | 4 | 1 | 1,265 | $620,000 | 2026-02-03 |
| 250 E 34th St | single_family | 4 | 2 | 1,570 | $640,000 | 2025-12-29 |
| 271 E 57th St | single_family | 4 | 2 | 2,398 | $825,000 | 2025-12-18 |
| 5066 E 9th Ct | single_family | 4 | 5 | — | $620,000 | 2025-12-15 |
| 200 E 60th St | single_family | 4 | 3 | 1,520 | $690,000 | 2025-12-11 |
| 361 E 39th St | single_family | 4 | 2 | 1,749 | $600,000 | 2025-12-10 |
| 160 E 39th St | single_family | 4 | 2 | 984 | $220,000 | 2025-12-01 |
| 761 E 39th St | single_family | 4 | 2 | 2,701 | $415,300 | 2025-11-19 |
| 5080 E 5th Ave | single_family | 4 | 2 | 1,816 | $595,000 | 2025-11-19 |
| 280 E 39th St | single_family | 4 | 3 | 2,025 | $600,000 | 2025-11-18 |
| 870 E 39th Pl | single_family | 4 | 2 | 1,539 | $560,000 | 2025-11-14 |
| 750 E 31st St | single_family | 4 | 4 | 2,345 | $730,000 | 2025-11-07 |
| 911 E 32nd St | single_family | 4 | 2 | 1,187 | $575,000 | 2025-10-08 |
| 46 E 53rd Ter | single_family | 4 | 3 | 2,215 | $450,000 | 2025-09-29 |
| 539 E 30th St | single_family | 4 | 3 | — | $615,000 | 2025-09-23 |
| 231 E 41st St | single_family | 4 | 3 | 1,232 | $620,000 | 2025-09-12 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 225 E 43rd St | single_family | 4 | 2 | 1,650 | $589,900 | — |
| 311 E 51st St | single_family | 4 | 4 | 2,630 | $734,800 | — |
| 961 E 32nd St | single_family | 4 | 3 | 2,097 | $759,000 | — |
| 1061 E 20th St | single_family | 4 | 2 | 1,475 | $598,000 | — |
| 225 E 41st St | single_family | 4 | 4 | 1,704 | $530,000 | — |
| 901 E 32nd St | single_family | 4 | 3 | 2,020 | $2,000,000 | — |
| 3521 E 8th Ave | single_family | 4 | 2 | 1,582 | $663,300 | — |
| 766 E 36th St | single_family | 4 | 2 | 1,186 | $635,000 | — |
10-year hold projection
IRR11.2%
Equity multiple2.75x
Total return (10yr)$238,200
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $432,497 | $28,335 | $150 | $332,278 | $100,219 |
| 2 | $445,472 | $29,253 | $1,011 | $328,386 | $117,086 |
| 3 | $458,836 | $30,200 | $1,900 | $324,226 | $134,610 |
| 4 | $472,601 | $31,178 | $2,818 | $319,781 | $152,820 |
| 5 | $486,779 | $32,186 | $3,765 | $315,031 | $171,748 |
| 6 | $501,383 | $33,227 | $4,743 | $309,954 | $191,428 |
| 7 | $516,424 | $34,301 | $5,752 | $304,529 | $211,895 |
| 8 | $531,917 | $35,409 | $6,794 | $298,731 | $233,185 |
| 9 | $547,874 | $36,552 | $7,870 | $292,535 | $255,339 |
| 10 | $564,310 | $37,732 | $8,980 | $285,914 | $278,396 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.