9493 SW 76th St Apt L4
Miami, FL 33173 · condos · For Sale · 162 days on market
Asking price$222,500
1 beds 1 baths 760 sqft
Suggested offer$200,883$21,617 above the est. market value of $200,883.
View on Realtor.com →Listed by Dania Giffin · Keyes - Coral Gables
Typecondos
Built1969
Price / sqft$293
Est. value (own analysis)$200,883
Rent estimate (own analysis)$1,800/mo
HOA$456/mo
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Statusfor_sale
Listed date2026-03-24
Removed date—
MLSMiamiMLS #A11976597
Coordinates25.69902, -80.34704
Address9493 SW 76th St Apt L4
CityMiami
StateFL
Zip33173
Listing ID5406185848
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33173)
Typical home value (ZHVI)$567,889
Typical rent (ZORI)$2,611/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $222,500 |
| Down payment (20.0%) | $44,500 |
| Loan amount | $178,000 |
| Closing costs (5.0%) | $11,125 |
| Total cash to close | $55,625 |
| Income | |
| Rent (comp-derived) | $1,800$21,600 |
| Vacancy loss (8.0%) | |
| Effective gross income | $1,656$19,872 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $352$4,228 |
| Insurance (placeholder 0.8% of price) | $148$1,780 |
| HOA dues | $456$5,472 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $90$1,080 |
| Total operating expenses | $1,047$12,560 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $90$1,080 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| apartment | 1 | 1 | 780 | $2,147 | 2024-06-11 | — | |
| apartment | 1 | 2 | 801 | $1,800 | 2026-08-18 | — | |
| apartment | 1 | 1 | 760 | $2,365 | 2024-11-21 | — | |
| condos | 1 | 1 | 760 | $1,800 | 2026-08-12 | — | |
| condos | 1 | 1 | 801 | $1,850 | 2026-08-10 | — | |
| condos | 1 | 1 | 760 | $1,800 | 2026-07-15 | — | |
| condos | 1 | 1 | 801 | $1,900 | 2026-07-10 | — | |
| condos | 1 | 1 | 571 | $1,650 | 2026-07-08 | — | |
| apartment | 1 | 1 | 790 | $1,750 | 2026-06-29 | — | |
| condos | 1 | 2 | 705 | $1,850 | 2026-06-12 | — | |
| condos | 1 | 1 | 760 | $1,700 | 2026-05-16 | — | |
| condos | 1 | 1 | 760 | $1,700 | 2026-05-14 | — | |
| apartment | 1 | 1 | 670 | $1,900 | 2026-08-02 | — | |
| condos | 1 | 2 | 705 | $1,750 | 2026-04-07 | — | |
| condos | 1 | 1 | 594 | $1,800 | 2026-08-26 | — | |
| apartment | 1 | 1 | 760 | $2,365 | — | — | |
| condos | 1 | 1 | 801 | $1,800 | 2026-08-29 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 7101 SW 89th Ct Apt 212 | condos | 1 | 1 | 571 | $160,000 | 2026-06-15 |
| 8600 SW 109th Ave Unit 4-216 | condos | 1 | 2 | 801 | $172,000 | 2026-05-05 |
| 8500 SW 109th Ave Unit 6-207 | condos | 1 | 2 | 801 | $190,000 | 2026-04-14 |
| 9459 SW 76th St Apt R1 | condos | 1 | 1 | 760 | $219,900 | 2026-03-27 |
| 7256 SW 94th Pl Apt A1 | condos | 1 | 1 | 594 | $185,000 | 2025-12-29 |
| 8550 SW 109th Ave Unit 5-217 | condos | 1 | 2 | 801 | $199,000 | 2025-12-18 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 8500 SW 109th Ave Unit 6-225 | condos | 1 | 1 | 801 | $194,999 | — |
| 8401 SW 107th Ave Apt 176E | condos | 1 | 2 | 1,067 | $275,000 | — |
| 9417 SW 76th St Apt X36 | condos | 1 | 1 | 760 | $208,000 | — |
| 8005 SW 107th Ave Apt 309 | condos | 1 | 2 | 705 | $240,000 | — |
10-year hold projection
IRR1.3%
Equity multiple1.21x
Total return (10yr)$40,756
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $229,175 | $7,313 | -$7,494 | $176,070 | $53,105 |
| 2 | $236,050 | $7,595 | -$7,239 | $174,008 | $62,043 |
| 3 | $243,132 | $7,887 | -$6,974 | $171,803 | $71,328 |
| 4 | $250,426 | $8,189 | -$6,700 | $169,448 | $80,978 |
| 5 | $257,938 | $8,503 | -$6,416 | $166,931 | $91,008 |
| 6 | $265,677 | $8,827 | -$6,121 | $164,241 | $101,436 |
| 7 | $273,647 | $9,163 | -$5,816 | $161,366 | $112,281 |
| 8 | $281,856 | $9,511 | -$5,500 | $158,293 | $123,563 |
| 9 | $290,312 | $9,871 | -$5,172 | $155,010 | $135,302 |
| 10 | $299,021 | $10,243 | -$4,832 | $151,502 | $147,520 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.