15 NW 52nd St

Miami, FL 33127 · single_family · For Sale · 220 days on market
Asking price$1,800,000
4 beds 3 baths 1,332 sqft
Suggested offer$506,679$1,293,321 above the est. market value of $506,679.
View on Realtor.com →
Listed by Hilal Borque · Borque Group Realty
Typesingle_family
Built1947
Price / sqft$1351
Est. value (own analysis)$506,679
Rent estimate (own analysis)$4,250/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-01-25
Removed date
MLSMiamiMLS #A11952430
Coordinates25.82368, -80.19619
Address15 NW 52nd St
CityMiami
StateFL
Zip33127
Listing ID5402571204
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33127)

Typical home value (ZHVI)$528,160
Typical rent (ZORI)$2,975/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$1,800,000
Down payment (20.0%)$360,000
Loan amount$1,440,000
Closing costs (5.0%)$90,000
Total cash to close$450,000
Rent (comp-derived)$4,250$51,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$51,000
Vacancy rate (assumption) assumption8.0%

$51,000 × 8.0% = $4,080

Effective gross income$3,910$46,920
Property tax (placeholder 1.9% of price)$2,850$34,200
Insurance (placeholder 0.8% of price)$1,200$14,400
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$213$2,550
Total operating expenses$4,263$51,150
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$46,920
Total operating expenses derived$51,150

$46,920 − $51,150 = -$4,230

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$1,440,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$1,440,000 amortized at 6.7% over 30 years = $9,254/mo

CapEx reserve (5.0% of GSR)$213$2,550
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived-$4,230
Annual debt service derived$111,046
Annual CapEx reserve assumption$2,550
Annual PMI assumption$0

(-$4,230 − $111,046 − $2,550 − $0) ÷ 12 = -$9,819

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived-$4,230
Purchase price data$1,800,000

-$4,230 ÷ $1,800,000 = -0.2%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$117,826
Total cash to close derived$450,000

-$117,826 ÷ $450,000 = -26.2%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived-$4,230
Annual debt service derived$111,046

-$4,230 ÷ $111,046 = -0.04

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$51,000
Purchase price data$1,800,000

($51,000 ÷ 12) ÷ $1,800,000 = 0.2%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$1,800,000
Gross scheduled rent (annual) comp$51,000

$1,800,000 ÷ $51,000 = 35.3

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$51,150
Effective gross income derived$46,920

$51,150 ÷ $46,920 = 109.0%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$51,150
Annual debt service derived$111,046
Annual PMI assumption$0
Gross scheduled rent (annual) comp$51,000

($51,150 + $111,046 + $0) ÷ $51,000 = 318.0%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family421,697$4,0002026-08-20
single_family421,647$4,5002026-08-17
single_family431,323$3,9952026-08-13
single_family411,225$2,8002026-07-15
single_family421,252$3,7992026-07-08
single_family421,602$5,3002026-07-07
single_family431,717$9,0002026-06-19
single_family421,781$6,5002026-04-15

56 NW 39th St Unit 56

Miami, 33127 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,697
Listed2026-08-20
Days on market

Asking rent: $4,000

View on Zillow →

55 NW 47th St

Miami, 33127 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,647
Listed2026-08-17
Days on market

Asking rent: $4,500

View on Zillow →

5530 NW 5th Ave

Miami, 33127 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,323
Listed2026-08-13
Days on market

Asking rent: $3,995

View on Zillow →

146 NW 56th St Unit 146

Miami, 33127 · rent comp

Bedrooms / bathrooms4 bd / 1 ba
Square footage1,225
Listed2026-07-15
Days on market

Asking rent: $2,800

View on Zillow →

757 NW 47th St

Miami, 33127 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,252
Listed2026-07-08
Days on market

Asking rent: $3,799

View on Zillow →

501 NW 46th St Unit 0

Miami, 33127 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,602
Listed2026-07-07
Days on market

Asking rent: $5,300

View on Zillow →

4605 N Miami Ave Unit Sn

Miami, 33127 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,717
Listed2026-06-19
Days on market

Asking rent: $9,000

View on Zillow →

745 NW 47th Ter

Miami, 33127 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,781
Listed2026-04-15
Days on market

Asking rent: $6,500

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
160 NW 39th Stsingle_family452,916$640,0002026-07-31
818 NW 47th Stsingle_family431,517$620,0002026-07-29
11 NW 45th Stsingle_family421,474$1,405,0002026-07-06
765 NW 45th Stsingle_family431,690$750,0002026-06-26
50 NW 41st Stsingle_family422,339$820,0002026-06-24
5802 NW 5th Avesingle_family44$1,150,0002026-06-23
95 NW 52nd Stsingle_family431,833$850,0002026-06-13
929 NW 60th Stsingle_family431,607$690,0002026-06-12
769 NW 21st Stsingle_family411,222$2,200,0002026-05-18
80 NW 53rd Stsingle_family421,634$560,0002026-04-28
142 NW 47th Tersingle_family421,680$855,0002026-04-23
535 NW 52nd Stsingle_family43$1,165,0002026-04-20
1150 NW 51st Stsingle_family421,356$343,1002026-04-14
5318 NW 7th Ctsingle_family432,173$675,0002026-04-10
794 NW 44th Stsingle_family43$532,5002026-04-06
530 NW 41st Stsingle_family422,172$1,650,0002026-03-27
540 NW 44th Stsingle_family431,780$658,0002026-03-23
5660 NW 5th Ctsingle_family421,540$400,0002026-02-17
95 NW 45th Stsingle_family421,568$925,0002026-02-13
52 NW 47th Tersingle_family431,179$765,0002026-02-12
501 NW 43rd Stsingle_family431,984$595,0002026-01-26
5316 NW 7th Ctsingle_family432,175$665,0002026-01-23
1128 NW 61st Stsingle_family432,724$510,0002026-01-16
337 NW 47th Stsingle_family411,360$680,0002026-01-09
25 NW 51st Stsingle_family431,983$620,0002025-12-15
175 NW 44th Stsingle_family421,498$1,375,0002025-12-02
25 NW 51st Stsingle_family431,983$620,0002025-11-26
6620731705single_family421,494$380,0002025-11-25
1125 NW 58th Stsingle_family421,500$545,0002025-10-21
4100 NW 11th Avesingle_family431,667$652,0002025-10-10
151 NW 44th Stsingle_family44$2,375,0002025-09-26
780 NW 42nd Stsingle_family431,420$605,0002025-09-08

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
4746 NW 10th Avesingle_family442,252$925,000
347 NW 42nd Stsingle_family411,038$589,700
171 NW 47th Stmulti_family421,540$1,099,999
1027 NW 29th Stmulti_family431,165$1,495,000
1000 NW 39th Stmulti_family431,904$850,000
4122 NW 11th Plsingle_family431,366$599,900
790 NW 56th Stmulti_family421,572$510,000
1157 NW 45th Stsingle_family421,664$625,000

10-year hold projection

IRR-7.6%
Equity multiple-0.28x
Total return (10yr)-$340,782
YearProperty valueNOICash flowLoan balanceEquity
1$1,854,000-$4,230-$117,826$1,424,387$429,613
2$1,909,620-$4,101-$117,761$1,407,702$501,918
3$1,966,909-$3,962-$117,687$1,389,871$577,037
4$2,025,916-$3,812-$117,604$1,370,816$655,100
5$2,086,693-$3,651-$117,512$1,350,452$736,241
6$2,149,294-$3,478-$117,409$1,328,690$820,604
7$2,213,773-$3,293-$117,297$1,305,434$908,339
8$2,280,186-$3,096-$117,173$1,280,580$999,606
9$2,348,592-$2,884-$117,037$1,254,020$1,094,572
10$2,419,049-$2,659-$116,890$1,225,635$1,193,414
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.