10221 SW 169th St

Miami, FL 33157 · single_family · For Sale · 47 days on market
Asking price$510,000
4 beds 2 baths — sqft
View on Realtor.com →
Listed by MARGEND PALACIOS P.A. · Sellstate Powerhouse Real Estate Group
Typesingle_family
Built1976
Price / sqft
Est. value (own analysis)$988,000
Rent estimate (own analysis)$5,200/mo
HOANone
Street view
View full map & nearby schools →

Neighborhood

Show every detail
Statusfor_sale
Listed date2026-07-18
Removed date
MLSMiamiMLS #A12055821
Coordinates25.61296, -80.35799
Address10221 SW 169th St
CityMiami
StateFL
Zip33157
Listing ID5395340205
Sourceus-real-estate-listings, cached 2026-08-31

ZIP market snapshot (33157)

Typical home value (ZHVI)$630,585
Typical rent (ZORI)$2,736/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$510,000
Down payment (20.0%)$102,000
Loan amount$408,000
Closing costs (5.0%)$25,500
Total cash to close$127,500
Rent (comp-derived)$5,200$62,400
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$62,400
Vacancy rate (assumption) assumption8.0%

$62,400 × 8.0% = $4,992

Effective gross income$4,784$57,408
Property tax (placeholder 1.9% of price)$808$9,690
Insurance (placeholder 0.8% of price)$340$4,080
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$260$3,120
Total operating expenses$1,408$16,890
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$57,408
Total operating expenses derived$16,890

$57,408 − $16,890 = $40,518

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$408,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$408,000 amortized at 6.7% over 30 years = $2,622/mo

CapEx reserve (5.0% of GSR)$260$3,120
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$40,518
Annual debt service derived$31,463
Annual CapEx reserve assumption$3,120
Annual PMI assumption$0

($40,518 − $31,463 − $3,120 − $0) ÷ 12 = $495

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$40,518
Purchase price data$510,000

$40,518 ÷ $510,000 = 7.9%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived$5,935
Total cash to close derived$127,500

$5,935 ÷ $127,500 = 4.7%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$40,518
Annual debt service derived$31,463

$40,518 ÷ $31,463 = 1.29

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$62,400
Purchase price data$510,000

($62,400 ÷ 12) ÷ $510,000 = 1.0%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$510,000
Gross scheduled rent (annual) comp$62,400

$510,000 ÷ $62,400 = 8.2

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$16,890
Effective gross income derived$57,408

$16,890 ÷ $57,408 = 29.4%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$16,890
Annual debt service derived$31,463
Annual PMI assumption$0
Gross scheduled rent (annual) comp$62,400

($16,890 + $31,463 + $0) ÷ $62,400 = 77.5%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family421,372$3,3002026-08-20
single_family421,518$4,0002026-08-13
single_family421,627$3,8502026-08-12
single_family42$4,000
single_family431,703$5,0002026-06-25
single_family431,100$3,9002026-07-31
single_family431,660$3,3002026-07-31
single_family421,663$3,8002026-07-28
single_family431,896$3,5992026-07-27
single_family421,574$3,4002026-08-21
single_family42$5,500
single_family433,080$6,100
single_family442,370$5,900
single_family433,115$6,6952026-06-18
single_family422,096$5,5002026-07-15
single_family432,398$6,8002026-08-05
single_family421,981$6,0002026-07-31
single_family432,486$4,8002026-07-17
single_family422,387$6,2002026-06-17
single_family421,752$5,2002026-08-23
single_family432,206$8,0002026-08-19
single_family443,499$14,5002026-08-11
single_family421,894$4,4002026-06-02
single_family433,000$8,2502026-07-29
single_family443,817$9,5002026-06-03
single_family43$3,2002026-06-24
single_family433,425$10,0002026-07-30
single_family421,689$4,5002026-08-14
single_family431,703$5,0002026-08-27
single_family431,949$4,500
single_family422,096$5,5002026-08-27
single_family421,752$5,2002026-08-27
single_family441,319$4,600
single_family44$6,000
single_family432,786$6,0002026-08-28
single_family431,680$4,7002026-08-29
single_family421,704$5,8902026-08-30

10204 SW 173rd St

Miami, 33157 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,372
Listed2026-08-20
Days on market

Asking rent: $3,300

View on Zillow →

15900 SW 102nd Ave Unit 0

Miami, 33157 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,518
Listed2026-08-13
Days on market

Asking rent: $4,000

View on Zillow →

9940 SW 155th St

Miami, 33157 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,627
Listed2026-08-12
Days on market

Asking rent: $3,850

View on Zillow →

15445 SW 99th Ave

Miami, 33157 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage
Listed
Days on market

Asking rent: $4,000

View on Zillow →

10010 SW 162nd St

Miami, 33157 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,703
Listed2026-06-25
Days on market

Asking rent: $5,000

View on Zillow →

10851 SW 152nd St

Miami, 33157 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,100
Listed2026-07-31
Days on market

Asking rent: $3,900

View on Zillow →

18951 SW 113th Pl

Miami, 33157 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,660
Listed2026-07-31
Days on market

Asking rent: $3,300

View on Zillow →

Miami, 33157 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,663
Listed2026-07-28
Days on market

Asking rent: $3,800

View on Zillow →

10235 SW 177th St

Miami, 33157 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,896
Listed2026-07-27
Days on market

Asking rent: $3,599

View on Zillow →

10565 SW 156th Ln Unit 0

Miami, 33157 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,574
Listed2026-08-21
Days on market

Asking rent: $3,400

View on Zillow →

18641 Belview Dr Unit O

Miami, 33157 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage
Listed
Days on market

Asking rent: $5,500

View on Zillow →

16220 SW 88th Avenue Rd

Miami, 33157 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage3,080
Listed
Days on market

Asking rent: $6,100

View on Zillow →

16125 SW 98th Ct

Miami, 33157 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage2,370
Listed
Days on market

Asking rent: $5,900

View on Zillow →

8224 SW 178th Ter

Palmetto Bay, 33157 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage3,115
Listed2026-06-18
Days on market

Asking rent: $6,695

View on Zillow →

9320 SW 167th St Unit 0

Palmetto Bay, 33157 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage2,096
Listed2026-07-15
Days on market

Asking rent: $5,500

View on Zillow →

17320 SW 92nd Ct Unit 17320

Palmetto Bay, 33157 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,398
Listed2026-08-05
Days on market

Asking rent: $6,800

View on Zillow →

16840 SW 87th Ave

Palmetto Bay, 33157 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,981
Listed2026-07-31
Days on market

Asking rent: $6,000

View on Zillow →

9121 Ridgeland Dr Unit 0

Cutler Bay, 33157 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,486
Listed2026-07-17
Days on market

Asking rent: $4,800

View on Zillow →

15340 SW 85th Ave

Palmetto Bay, 33157 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage2,387
Listed2026-06-17
Days on market

Asking rent: $6,200

View on Zillow →

18465 SW 89th Ct

Cutler Bay, 33157 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,752
Listed2026-08-23
Days on market

Asking rent: $5,200

View on Zillow →

8220 SW 162nd St

Palmetto Bay, 33157 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,206
Listed2026-08-19
Days on market

Asking rent: $8,000

View on Zillow →

15315 SW 84th Ave

Palmetto Bay, 33157 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage3,499
Listed2026-08-11
Days on market

Asking rent: $14,500

View on Zillow →

9501 Palmetto Club Ln E Unit 9501

Palmetto Bay, 33157 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,894
Listed2026-06-02
Days on market

Asking rent: $4,400

View on Zillow →

15845 SW 87th Ave

Palmetto Bay, 33157 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage3,000
Listed2026-07-29
Days on market

Asking rent: $8,250

View on Zillow →

17615 SW 80th Ct

Palmetto Bay, 33157 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage3,817
Listed2026-06-03
Days on market

Asking rent: $9,500

View on Zillow →

9905 Marlin Rd Unit 0

Cutler Bay, 33157 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage
Listed2026-06-24
Days on market

Asking rent: $3,200

View on Zillow →

15440 SW 78th Ct Unit 0

Palmetto Bay, 33157 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage3,425
Listed2026-07-30
Days on market

Asking rent: $10,000

View on Zillow →

19431 Franjo Rd Unit 19431

Cutler Bay, 33157 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,689
Listed2026-08-14
Days on market

Asking rent: $4,500

View on Zillow →

10012 SW 162nd St

Miami, 33157 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,703
Listed2026-08-27
Days on market

Asking rent: $5,000

View on Zillow →

9312 SW 182nd St # 0

Palmetto Bay, 33157 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,949
Listed
Days on market

Asking rent: $4,500

View on Zillow →

9319 SW 167th St

Palmetto Bay, 33157 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage2,096
Listed2026-08-27
Days on market

Asking rent: $5,500

View on Zillow →

18468 SW 89th Ct

Cutler Bay, 33157 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,752
Listed2026-08-27
Days on market

Asking rent: $5,200

View on Zillow →

19850 Franjo Rd

Cutler Bay, 33157 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,319
Listed
Days on market

Asking rent: $4,600

View on Zillow →

17901 SW 92nd Ct

Palmetto Bay, 33157 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage
Listed
Days on market

Asking rent: $6,000

View on Zillow →

18440 SW 77th Ct Unit 0

Cutler Bay, 33157 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,786
Listed2026-08-28
Days on market

Asking rent: $6,000

View on Zillow →

15825 SW 103rd Pl

Miami, 33157 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,680
Listed2026-08-29
Days on market

Asking rent: $4,700

View on Zillow →

18641 Belview Dr

Cutler Bay, 33157 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,704
Listed2026-08-30
Days on market

Asking rent: $5,890

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
10835 SW 152nd Tersingle_family421,807$708,0002026-08-31
7845 SW 161st Stsingle_family432,368$1,500,0002026-08-31
7980 SW 184th Tersingle_family464,703$1,900,0002026-08-28
19801 SW 114th Ctsingle_family422,424$440,0002026-08-28
7844 SW 179th Tersingle_family422,673$1,275,0002026-08-13
15421 SW 79th Avesingle_family422,773$1,740,0002026-08-12
10210 SW 175th Stsingle_family421,397$505,0002026-08-05
8050 SW 170th Stsingle_family422,130$1,175,0002026-08-03
16911 SW 115th Avesingle_family421,806$730,0002026-07-31
16420 SW 81st Avesingle_family422,399$1,060,0002026-07-31
17071 SW 86th Avesingle_family421,988$1,015,0002026-07-31
8900 SW 159th Tersingle_family432,518$1,001,0002026-07-30
7301 SW 165th Stsingle_family433,168$1,650,0002026-07-27
10830 SW 170th Tersingle_family452,386$750,0002026-07-24
7330 SW 165th Stsingle_family432,748$1,750,0002026-07-22
10611 SW 170th Tersingle_family421,390$485,0002026-07-21
8120 SW 162nd Stsingle_family423,241$1,512,5002026-07-21
11260 SW 181st Tersingle_family421,905$600,0002026-07-21
8111 SW 183rd Stsingle_family433,573$1,600,0002026-07-20
9110 Caribbean Blvdsingle_family432,133$700,0002026-07-20
17143 SW 79th Plsingle_family422,622$1,260,0002026-07-17
18931 SW 97th Avesingle_family421,666$755,0002026-07-16
18425 SW 87th Ctsingle_family432,202$775,0002026-07-15
16414 SW 99th Ctsingle_family422,034$650,0002026-07-10
17737 SW 86th Avesingle_family422,203$1,200,0002026-07-10
15525 SW 77th Ctsingle_family422,467$1,100,0002026-07-10
8445 SW 158th Stsingle_family422,651$1,542,0002026-07-02
16315 SW 88th Ctsingle_family432,704$1,870,0002026-07-02
7605 SW 179th Tersingle_family422,328$975,0002026-07-02
16010 SW 100th Ctsingle_family432,503$485,0002026-07-01
16141 SW 83rd Avesingle_family432,762$1,320,0002026-07-01
16745 SW 74th Ctsingle_family422,339$950,0002026-06-30
16167 SW 74th Plsingle_family432,631$1,295,0002026-06-30
7500 SW 175th Stsingle_family422,276$1,476,5002026-06-30
19641 Belview Drsingle_family421,714$555,0002026-06-29
8263 SW 160th Stsingle_family433,328$1,475,0002026-06-25
9280 SW 164th Stsingle_family422,456$800,0002026-06-24
10471 SW 174th Tersingle_family421,651$560,0002026-06-24
18455 SW 84th Ctsingle_family422,226$650,0002026-06-23
8220 SW 193rd Tersingle_family443,232$1,400,0002026-06-22
16869 SW 109th Plsingle_family431,869$600,0002026-06-22
15255 SW 99th Ctsingle_family421,635$605,0002026-06-19
10565 SW 156th Lnsingle_family421,574$560,0002026-06-19
8345 SW 168th Tersingle_family432,625$1,040,0002026-06-15
17520 SW 89th Avesingle_family421,953$1,175,0002026-06-12
16341 SW 104th Avesingle_family421,519$635,0002026-06-12
9014 SW 163rd Tersingle_family421,635$782,0002026-06-11
7749 SW 184th Waysingle_family432,770$957,5002026-06-08
16435 SW 89th Avesingle_family433,364$1,120,0002026-06-08
8241 SW 183rd Stsingle_family432,888$962,5002026-06-05

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
16111 SW 103rd Ctsingle_family421,765$650,000
10235 SW 177th Stsingle_family431,896$611,900
16101 SW 98th Avesingle_family421,350$695,000
9940 SW 155th Stsingle_family421,627$710,000
19811 SW 116th Avesingle_family42$535,000
10360 SW 172nd Stsingle_family41889$379,999
10210 SW 173rd Stsingle_family421,250$400,000
11271 SW 176th Stsingle_family431,909$665,000

10-year hold projection

IRR14.8%
Equity multiple3.27x
Total return (10yr)$355,442
YearProperty valueNOICash flowLoan balanceEquity
1$525,300$40,518$5,935$403,576$121,724
2$541,059$41,818$7,157$398,849$142,210
3$557,291$43,159$8,418$393,797$163,494
4$574,009$44,543$9,720$388,398$185,612
5$591,230$45,970$11,063$382,628$208,602
6$608,967$47,442$12,449$376,462$232,504
7$627,236$48,961$13,880$369,873$257,363
8$646,053$50,528$15,356$362,831$283,222
9$665,434$52,144$16,879$355,305$310,129
10$685,397$53,811$18,452$347,263$338,134
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.