12415 NW 7th St
Miami, FL 33182 · single_family · For Sale · 218 days on market
Asking price$730,000
4 beds 3 baths 2,152 sqft
Listed by Angiolina Ayvar · Real Estate Empire Group, Inc.
Typesingle_family
Built1993
Price / sqft$339
Est. value (own analysis)$786,172
Rent estimate (own analysis)$3,923/mo
HOA$54/mo
Wind10/10Extreme$Heat10/10ExtremeWildfire4/10ModerateAir2/10MinorFlood1/10minimal$
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Statusfor_sale
Listed date2026-01-27
Removed date—
MLSMiamiMLS #A11953644
Coordinates25.77429, -80.39807
Address12415 NW 7th St
CityMiami
StateFL
Zip33182
Listing ID5395038929
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33182)
Typical home value (ZHVI)$670,298
Typical rent (ZORI)$3,347/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $730,000 |
| Down payment (20.0%) | $146,000 |
| Loan amount | $584,000 |
| Closing costs (5.0%) | $36,500 |
| Total cash to close | $182,500 |
| Income | |
| Rent (comp-derived) | $3,923$47,070 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,609$43,304 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,156$13,870 |
| Insurance (est. scaled by flood & wind risk) | $730$8,760 |
| HOA dues | $54$648 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $196$2,354 |
| Total operating expenses | $2,136$25,632 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $196$2,354 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 4 | 2 | 2,053 | $4,500 | 2026-08-11 | — | |
| single_family | 4 | 3 | 2,152 | $4,000 | 2026-08-10 | — | |
| single_family | 4 | 3 | 1,802 | $3,850 | 2026-06-19 | — | |
| single_family | 4 | 2 | 2,109 | $3,460 | — | — | |
| single_family | 4 | 2 | 2,280 | $3,995 | — | — | |
| single_family | 4 | 3 | 2,328 | $3,790 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 320 NW 136th Ave | single_family | 4 | 3 | 2,326 | $785,000 | 2026-07-21 |
| 13237 NW 11th St | single_family | 4 | 4 | 2,338 | $725,000 | 2026-07-09 |
| 12855 NW 7th Ter | single_family | 4 | 3 | — | $705,000 | 2026-06-30 |
| 13238 NW 8th Ter | single_family | 4 | 2 | 1,899 | $670,000 | 2026-06-18 |
| 311 NW 132nd Ct | single_family | 4 | 2 | 2,276 | $568,000 | 2026-06-12 |
| 10 NW 125th Ave | single_family | 4 | 3 | 1,840 | $1,700,000 | 2026-06-04 |
| 13347 NW 5th Ter | single_family | 4 | 2 | 1,412 | $565,000 | 2026-06-03 |
| 1051 NW 128th Ave | single_family | 4 | 2 | 1,878 | $690,000 | 2026-06-03 |
| 800 NW 133rd Ave | single_family | 4 | 2 | 1,602 | $510,000 | 2026-05-14 |
| 220 NW 130th Ave | single_family | 4 | 3 | 2,396 | $1,725,000 | 2026-04-30 |
| 615 NW 134th Pl | single_family | 4 | 2 | 1,642 | $715,000 | 2026-04-30 |
| 12770 NW 11th St | single_family | 4 | 2 | 1,867 | $640,000 | 2026-04-20 |
| 714 NW 134th Pl | single_family | 4 | 2 | 2,011 | $750,000 | 2026-04-15 |
| 815 NW 126th Ct | single_family | 4 | 2 | 1,834 | $670,000 | 2026-04-14 |
| 699 NW 134th Pl | single_family | 4 | 2 | 1,776 | $670,000 | 2026-03-19 |
| 704 NW 129th Ct | single_family | 4 | 3 | 2,922 | $885,000 | 2026-03-11 |
| 1081 NW 128th Pl | single_family | 4 | 2 | 1,786 | $685,000 | 2026-02-20 |
| 1025 NW 128th Ct | single_family | 4 | 2 | 2,278 | $730,000 | 2026-02-12 |
| 13337 NW 3rd Ln | single_family | 4 | 2 | 1,592 | $630,000 | 2026-02-12 |
| 765 NW 129th Pl | single_family | 4 | 3 | 2,723 | $760,000 | 2026-01-09 |
| 12715 NW 11th Ter | single_family | 4 | 2 | 1,822 | $750,000 | 2025-12-29 |
| 13190 NW 6th St | single_family | 4 | 6 | 4,043 | $1,600,000 | 2025-11-12 |
| 933 NW 136th Ave | single_family | 4 | 3 | 2,176 | $750,000 | 2025-10-30 |
| 1143 NW 134th Pl | single_family | 4 | 2 | 1,642 | $705,000 | 2025-10-28 |
| 1143 NW 134th Pl | single_family | 4 | 2 | 1,642 | $705,000 | 2025-10-23 |
| 910 NW 133rd Ave | single_family | 4 | 2 | 1,965 | $645,000 | 2025-10-02 |
| 864 NW 136th Ave | single_family | 4 | 4 | 2,956 | $800,000 | 2025-10-01 |
| 13602 NW 10th St | single_family | 4 | 4 | 2,945 | $770,000 | 2025-09-30 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 901 NW 128th Pl | single_family | 4 | 2 | 1,786 | $699,000 | — |
| 942 NW 133rd Ct | single_family | 4 | 4 | 2,676 | $840,000 | — |
| 13249 NW 9th Ln | single_family | 4 | 3 | 2,421 | $799,999 | — |
| 12693 NW 8th Ter | single_family | 4 | 3 | 1,690 | $550,000 | — |
| 1050 NW 129th Ave | single_family | 4 | 3 | 1,907 | $769,000 | — |
| 279 NW 119th Ave | single_family | 4 | 4 | 3,000 | $3,200,000 | — |
| 323 NW 136th Pl | single_family | 4 | 3 | 2,378 | $1,065,000 | — |
| 979 NW 126th Path | single_family | 4 | 3 | 1,690 | $630,000 | — |
10-year hold projection
IRR-0.8%
Equity multiple0.86x
Total return (10yr)$70,552
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $751,900 | $17,673 | -$29,716 | $577,668 | $174,232 |
| 2 | $774,457 | $18,331 | -$29,116 | $570,901 | $203,556 |
| 3 | $797,691 | $19,013 | -$28,495 | $563,670 | $234,021 |
| 4 | $821,621 | $19,718 | -$27,852 | $555,942 | $265,679 |
| 5 | $846,270 | $20,447 | -$27,186 | $547,684 | $298,586 |
| 6 | $871,658 | $21,202 | -$26,496 | $538,858 | $332,800 |
| 7 | $897,808 | $21,983 | -$25,782 | $529,426 | $368,382 |
| 8 | $924,742 | $22,791 | -$25,042 | $519,347 | $405,396 |
| 9 | $952,484 | $23,627 | -$24,276 | $508,575 | $443,909 |
| 10 | $981,059 | $24,492 | -$23,482 | $497,064 | $483,995 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.