3584 Saint Gaudens Rd
Miami, FL 33133 · single_family · For Sale · 135 days on market
Asking price$6,750,000
1 beds 1 baths 1,550 sqft
Suggested offer$2,499,949$4,250,052 above the est. market value of $2,499,949.
View on Realtor.com →Listed by Ashley Cusack · BHHS EWM Realty
Typesingle_family
Built1950
Price / sqft$4355
Est. value (own analysis)$2,499,949
Rent estimate (Zillow ZIP avg)$3,793/mo
HOANone
1 / 41
Show every detail
Statusfor_sale
Listed date2026-04-20
Removed date—
MLSMiamiMLS #A12004318
Coordinates25.71730, -80.25051
Address3584 Saint Gaudens Rd
CityMiami
StateFL
Zip33133
Listing ID5391460879
Sourceus-real-estate-listings, cached 2026-08-30
ZIP market snapshot (33133)
Typical home value (ZHVI)$1,352,044
Typical rent (ZORI)$3,793/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $6,750,000 |
| Down payment (20.0%) | $1,350,000 |
| Loan amount | $5,400,000 |
| Closing costs (5.0%) | $337,500 |
| Total cash to close | $1,687,500 |
| Income | |
| Rent (ZIP avg, ZORI — not bedroom-specific) | $3,793$45,518 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,490$41,876 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $10,688$128,250 |
| Insurance (placeholder 0.8% of price) | $4,500$54,000 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $190$2,276 |
| Total operating expenses | $15,377$184,526 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $190$2,276 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 1 | 1 | 651 | $2,350 | 2026-08-15 | — | |
| single_family | 1 | 1 | 500 | $1,400 | 2026-08-10 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 2980 Bird Ave | single_family | 1 | 1 | 1,064 | $2,100,000 | 2026-08-18 |
| 3558 Royal Palm Ave | single_family | 1 | 1 | 880 | $2,100,000 | 2026-05-18 |
| 3164 Center St | single_family | 1 | 1 | 846 | $1,025,000 | 2026-03-11 |
| 2569 Trapp Ave | single_family | 1 | 1 | 611 | $765,000 | 2026-01-09 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 2678 Tigertail Ave Apt 315 | condos | 1 | 1 | 565 | $910,000 | — |
| 3615 Thomas Ave Apt 13 | condos | 1 | 1 | 458 | $310,000 | — |
| 2889 McFarlane Rd Unit 1610 | condos | 1 | 2 | 761 | $750,000 | — |
| 2889 McFarlane Rd Unit 1112 | condos | 1 | 2 | 679 | $700,000 | — |
| 3240 Mary St Apt S202 | condos | 1 | 1 | 507 | $399,900 | — |
| 3250 Grand Ave Apt 406 | condos | 1 | 2 | 999 | $650,000 | — |
| 2889 McFarlane Rd Unit 1014 | condos | 1 | 2 | 693 | $750,000 | — |
| 2951 S Bayshore Dr Unit 805 | condos | 1 | 1 | 670 | $620,000 | — |
10-year hold projection
IRR-12.2%
Equity multiple-1.09x
Total return (10yr)-$2,651,669
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $6,952,500 | -$142,650 | -$561,348 | $5,341,452 | $1,611,048 |
| 2 | $7,161,075 | -$146,006 | -$564,761 | $5,278,884 | $1,882,191 |
| 3 | $7,375,907 | -$149,441 | -$568,254 | $5,212,018 | $2,163,889 |
| 4 | $7,597,184 | -$152,955 | -$571,828 | $5,140,562 | $2,456,623 |
| 5 | $7,825,100 | -$156,550 | -$575,484 | $5,064,198 | $2,760,902 |
| 6 | $8,059,853 | -$160,228 | -$579,225 | $4,982,590 | $3,077,263 |
| 7 | $8,301,649 | -$163,991 | -$583,053 | $4,895,378 | $3,406,271 |
| 8 | $8,550,698 | -$167,841 | -$586,968 | $4,802,177 | $3,748,521 |
| 9 | $8,807,219 | -$171,779 | -$590,974 | $4,702,576 | $4,104,643 |
| 10 | $9,071,436 | -$175,809 | -$595,073 | $4,596,135 | $4,475,300 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.