14225 Memorial Hwy # 1F
Miami, FL 33161 · townhomes · For Sale · 98 days on market
Asking price$295,000
2 beds 2 baths 1,182 sqft
Suggested offer$250,359$44,641 above the est. market value of $250,359.
View on Realtor.com →Listed by Mandy Zhou · LoKation® Real Estate
Typetownhomes
Built1974
Price / sqft$250
Est. value (own analysis)$250,359
Rent estimate (own analysis)$2,425/mo
HOA$640/mo
Wind10/10Extreme$Heat10/10ExtremeFlood7/10severe$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-05-28
Removed date—
MLSBeachesMLS #B26033620
Coordinates25.90602, -80.19557
Address14225 Memorial Hwy # 1F
CityMiami
StateFL
Zip33161
Listing ID5386553666
Sourceus-real-estate-listings, cached 2026-08-25
ZIP market snapshot (33161)
Typical home value (ZHVI)$498,596
Typical rent (ZORI)$2,323/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $295,000 |
| Down payment (20.0%) | $59,000 |
| Loan amount | $236,000 |
| Closing costs (5.0%) | $14,750 |
| Total cash to close | $73,750 |
| Income | |
| Rent (comp-derived) | $2,425$29,100 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,231$26,772 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $467$5,605 |
| Insurance (est. scaled by flood & wind risk) | $384$4,602 |
| HOA dues | $640$7,680 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $121$1,455 |
| Total operating expenses | $1,612$19,342 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $121$1,455 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| townhomes | 2 | 2 | 1,075 | $2,000 | 2026-02-17 | — | |
| townhomes | 2 | 2 | 1,200 | $2,550 | 2026-04-09 | — | |
| townhomes | 2 | 2 | 1,200 | $2,300 | 2026-04-15 | — | |
| townhomes | 2 | 3 | 1,222 | $3,600 | 2026-09-01 | — |
Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 14225 Memorial Hwy # 1F | townhomes | 2 | 2 | 1,182 | $285,000 | 2026-08-24 |
| 14220 NE 3rd Ct Unit 10A | townhomes | 3 | 2 | 1,200 | $200,000 | 2026-08-24 |
| 14333 Memorial Hwy Unit 9K | townhomes | 2 | 2 | 1,182 | $295,000 | 2026-08-12 |
| 14204 NE 3rd Ct Unit 8C | townhomes | 3 | 2 | 1,200 | $219,000 | 2026-02-25 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 10860 NE 11th Ave | single_family | 2 | 1 | 1,021 | $825,000 | — |
| 1289 NE 146th St | single_family | 2 | 1 | 591 | $699,999 | — |
| 14241 Memorial Highway 9F | condos | 2 | 2 | 1,182 | $264,995 | — |
| 1350 NE 119th St Unit 135021 | condos | 2 | 2 | 952 | $165,000 | — |
| 1251 NE 108th St Apt 423 | condos | 2 | 2 | 1,010 | $250,000 | — |
| 274 NE 141st St Unit 3C | townhomes | 2 | 2 | 1,200 | $250,000 | — |
| 14310 NE 5th Pl | single_family | 2 | 2 | 1,160 | $330,000 | — |
| 650 NE 149th St Apt 407A | condos | 2 | 1 | 860 | $155,000 | — |
10-year hold projection
IRR-0.8%
Equity multiple0.86x
Total return (10yr)$28,510
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $303,850 | $7,430 | -$12,224 | $233,441 | $70,409 |
| 2 | $312,966 | $7,750 | -$11,941 | $230,707 | $82,259 |
| 3 | $322,354 | $8,081 | -$11,647 | $227,785 | $94,570 |
| 4 | $332,025 | $8,425 | -$11,341 | $224,662 | $107,364 |
| 5 | $341,986 | $8,782 | -$11,023 | $221,324 | $120,662 |
| 6 | $352,245 | $9,152 | -$10,693 | $217,758 | $134,488 |
| 7 | $362,813 | $9,536 | -$10,350 | $213,946 | $148,867 |
| 8 | $373,697 | $9,935 | -$9,994 | $209,873 | $163,824 |
| 9 | $384,908 | $10,348 | -$9,624 | $205,520 | $179,388 |
| 10 | $396,455 | $10,776 | -$9,240 | $200,868 | $195,587 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.