1860 NW 127th St
Miami, FL 33167 · single_family · Pending — under contract · 258 days on market
Asking price$400,000
3 beds 1 baths 851 sqft
Suggested offer$303,926$96,074 above the est. market value of $303,926.
View on Realtor.com →Listed by Salesperson Non Member · Non-Mls Member
Typesingle_family
Built1952
Price / sqft$470
Est. value (own analysis)$303,926
Rent estimate (own analysis)$2,800/mo
HOANone
1 / 49
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Statusfor_sale
Listed date2025-12-18
Removed date—
MLSMiamiMLS #A11931496
Coordinates25.89005, -80.23055
Address1860 NW 127th St
CityMiami
StateFL
Zip33167
Listing ID5382230817
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33167)
Typical home value (ZHVI)$471,366
Typical rent (ZORI)$2,813/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $400,000 |
| Down payment (20.0%) | $80,000 |
| Loan amount | $320,000 |
| Closing costs (5.0%) | $20,000 |
| Total cash to close | $100,000 |
| Income | |
| Rent (comp-derived) | $2,800$33,600 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,576$30,912 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $633$7,600 |
| Insurance (placeholder 0.8% of price) | $267$3,200 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $140$1,680 |
| Total operating expenses | $1,040$12,480 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $140$1,680 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 3 | 2 | 1,000 | $900 | 2026-08-17 | — | |
| single_family | 3 | 1 | 851 | $2,800 | 2026-08-07 | — | |
| single_family | 3 | 2 | 1,124 | $3,500 | 2026-07-27 | — | |
| single_family | 3 | 1 | 925 | $3,000 | 2026-08-31 | — | |
| single_family | 3 | 1 | 1,040 | $2,600 | 2026-09-01 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 1680 NW 122 ST | SINGLE FAMILY : 1 UNIT | 3 | 2 | 1,540 | $550,000 | 2026-05-28 |
| 12430 NW 20 AVE | SINGLE FAMILY : 1 UNIT | 3 | 1 | 1,175 | $589,000 | 2026-05-26 |
| 12975 NW 16 AVE | SINGLE FAMILY : 1 UNIT | 3 | 1 | 1,075 | $410,000 | 2026-05-06 |
| 14321 NW 14 DR | SINGLE FAMILY : 1 UNIT | 3 | 2 | 1,928 | $725,000 | 2026-05-05 |
| 1760 NW 127 ST | SINGLE FAMILY : 1 UNIT | 3 | 1 | 851 | $424,000 | 2026-04-22 |
| 1860 NW 121 ST | SINGLE FAMILY : 1 UNIT | 3 | 2 | 2,043 | $625,000 | 2026-04-17 |
| 1775 NW 132 ST | SINGLE FAMILY : 1 UNIT | 3 | 2 | 1,311 | $560,000 | 2026-04-16 |
| 1571 NW 132 ST | SINGLE FAMILY : 1 UNIT | 3 | 2 | 1,308 | $330,000 | 2026-04-15 |
| 12220 NW 15 AVE | SINGLE FAMILY : 1 UNIT | 3 | 2 | 1,251 | $45,000 | 2026-04-13 |
| 1525 NW 126 ST | SINGLE FAMILY : 1 UNIT | 3 | 1 | 1,150 | $385,000 | 2026-04-09 |
| 1800 NW 122 ST | SINGLE FAMILY : 1 UNIT | 3 | 1 | 1,705 | $465,000 | 2026-04-07 |
| 13025 NW 21 AVE | SINGLE FAMILY : 1 UNIT | 3 | 2 | 1,184 | $400,000 | 2026-04-01 |
| 12001 NW 22 AVE | SINGLE FAMILY : 1 UNIT | 3 | 2 | 1,769 | $340,000 | 2026-03-30 |
| 12210 NW 22 AVE | SINGLE FAMILY : 1 UNIT | 3 | 1 | 1,138 | $320,000 | 2026-03-30 |
| 13040 NW 13 AVE | SINGLE FAMILY : 1 UNIT | 3 | 2 | 1,359 | $456,000 | 2026-03-25 |
| 12801 W RANDALL PARK DR | SINGLE FAMILY : 1 UNIT | 3 | 1 | 884 | $445,000 | 2026-03-20 |
| 1245 NW 130 ST | SINGLE FAMILY : 1 UNIT | 3 | 2 | 1,395 | $490,000 | 2026-03-19 |
| 1535 NW 124 ST | SINGLE FAMILY : 1 UNIT | 3 | 2 | 1,075 | $470,000 | 2026-02-24 |
| 1520 NW 128 ST | SINGLE FAMILY : 1 UNIT | 3 | 1 | 1,112 | $450,000 | 2026-02-23 |
| 12530 NW 21 CT | SINGLE FAMILY : 1 UNIT | 3 | 1 | 925 | $73,000 | 2026-02-07 |
| 1860 NW 127 ST | SINGLE FAMILY : 1 UNIT | 3 | 1 | 851 | $415,000 | 2026-01-29 |
| 12601 NW 22 AVE | SINGLE FAMILY : 1 UNIT | 3 | 2 | 2,419 | $400,000 | 2026-01-21 |
| 1735 NW 126 ST | SINGLE FAMILY : 1 UNIT | 3 | 1 | 851 | $322,000 | 2025-12-22 |
| 13201 NW 26 CT | SINGLE FAMILY : 1 UNIT | 3 | 1 | 1,747 | $495,000 | 2025-12-22 |
| 1201 NW 147 ST | SINGLE FAMILY : 1 UNIT | 3 | 1 | 1,897 | $520,000 | 2025-09-16 |
| 1275 NW 134 ST | SINGLE FAMILY : 1 UNIT | 3 | 2 | 1,200 | $460,000 | 2025-09-03 |
| 1561 NW 132 ST | SINGLE FAMILY : 1 UNIT | 3 | 2 | 1,608 | $519,900 | 2025-08-25 |
| 1365 NW 130 ST | SINGLE FAMILY : 1 UNIT | 3 | 2 | 1,072 | $480,000 | 2025-08-22 |
| 13310 NW 17 PL | SINGLE FAMILY : 1 UNIT | 3 | 2 | 1,562 | $420,000 | 2025-08-20 |
| 12845 NW 17 PL | SINGLE FAMILY : 1 UNIT | 3 | 2 | 1,166 | $500,000 | 2025-08-19 |
| 12805 NW 17 AVE | SINGLE FAMILY : 1 UNIT | 3 | 1 | 988 | $66,000 | 2025-08-15 |
| 12530 NW 22 AVE | SINGLE FAMILY : 1 UNIT | 3 | 1 | 1,164 | $525,000 | 2025-08-14 |
| 2391 NW 132 ST | SINGLE FAMILY : 1 UNIT | 3 | 1 | 864 | $450,000 | 2025-08-14 |
| 12550 NW 23 AVE | SINGLE FAMILY : 1 UNIT | 3 | 1 | 972 | $450,000 | 2025-08-12 |
| 1855 NW 126 ST | SINGLE FAMILY : 1 UNIT | 3 | 1 | 1,260 | $450,000 | 2025-08-01 |
| 12245 NW 17 CT | SINGLE FAMILY : 1 UNIT | 3 | 1 | 879 | $415,000 | 2025-07-28 |
| 12301 NW 18 CT | SINGLE FAMILY : 1 UNIT | 3 | 2 | 1,109 | $385,000 | 2025-07-11 |
| 1935 NW 132 ST | SINGLE FAMILY : 1 UNIT | 3 | 1 | 1,643 | $240,000 | 2025-06-10 |
| 1665 NW 124 ST | SINGLE FAMILY : 1 UNIT | 3 | 1 | 1,759 | $600,000 | 2025-05-23 |
| 1830 NW 122 ST | SINGLE FAMILY : 1 UNIT | 3 | 1 | 1,393 | $51,500 | 2025-05-20 |
| 12900 NW 20 AVE | SINGLE FAMILY : 1 UNIT | 3 | 2 | 1,844 | $670,000 | 2025-05-09 |
| 2145 NW 133 ST | SINGLE FAMILY : 1 UNIT | 3 | 2 | 2,143 | $580,000 | 2025-05-08 |
| 12515 NW 23 AVE | SINGLE FAMILY : 1 UNIT | 3 | 2 | 1,490 | $585,000 | 2025-04-30 |
| 14510 NW 16 AVE | SINGLE FAMILY : 1 UNIT | 3 | 1 | 1,362 | $580,000 | 2025-04-25 |
| 12951 NW 19 AVE | SINGLE FAMILY : 1 UNIT | 3 | 2 | 1,360 | $515,000 | 2025-04-10 |
| 12200 NW 18 PL | SINGLE FAMILY : 1 UNIT | 3 | 1 | 1,487 | $546,000 | 2025-04-02 |
| 12301 NW 21 PL | SINGLE FAMILY : 1 UNIT | 3 | 1 | 925 | $408,000 | 2025-03-26 |
| 1940 NW 135 ST | SINGLE FAMILY : 1 UNIT | 3 | 2 | 1,680 | $450,000 | 2025-03-26 |
| 14301 NW 13 CT | SINGLE FAMILY : 1 UNIT | 3 | 4 | 3,593 | $377,000 | 2025-03-25 |
| 12515 W RANDALL PARK DR | SINGLE FAMILY : 1 UNIT | 3 | 1 | 851 | $415,000 | 2025-03-25 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 1725 NW 121st St | single_family | 3 | 1 | 828 | $630,000 | — |
| 1861 NW 112th St | single_family | 3 | 2 | 1,578 | $478,500 | — |
| 12865 NW 24th Ave | townhomes | 3 | 3 | 1,695 | $480,000 | — |
| 1631 NW 114th St | single_family | 3 | 2 | 1,158 | $499,000 | — |
| 12808 NW 22nd Pl | townhomes | 3 | 3 | 1,331 | $575,000 | — |
| 12750 NW 23rd Pl | townhomes | 3 | 3 | 1,827 | $585,000 | — |
| 12123 NW 23rd Ct | condo_townhome_rowhome_coop | 3 | 3 | 1,545 | $470,000 | — |
| 2200 NW 110th St | single_family | 3 | 2 | 1,248 | $615,000 | — |
10-year hold projection
IRR5.1%
Equity multiple1.82x
Total return (10yr)$134,166
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $412,000 | $18,432 | -$7,925 | $316,530 | $95,470 |
| 2 | $424,360 | $19,047 | -$7,352 | $312,823 | $111,537 |
| 3 | $437,091 | $19,683 | -$6,759 | $308,860 | $128,231 |
| 4 | $450,204 | $20,339 | -$6,147 | $304,626 | $145,578 |
| 5 | $463,710 | $21,016 | -$5,515 | $300,100 | $163,609 |
| 6 | $477,621 | $21,716 | -$4,862 | $295,264 | $182,357 |
| 7 | $491,950 | $22,438 | -$4,188 | $290,096 | $201,854 |
| 8 | $506,708 | $23,183 | -$3,491 | $284,573 | $222,135 |
| 9 | $521,909 | $23,953 | -$2,771 | $278,671 | $243,239 |
| 10 | $537,567 | $24,747 | -$2,028 | $272,363 | $265,204 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.