13002 SW 48th St
Miami, FL 33175 · townhomes · Pending — under contract · 42 days on market
Asking price$550,000
3 beds 1 baths 1,015 sqft
Suggested offer$460,412$89,588 above the est. market value of $460,412.
View on Realtor.com →Listed by Fernando Villagran · Partnership Realty Inc.
Typetownhomes
Built1971
Price / sqft$542
Est. value (own analysis)$460,412
Rent estimate (own analysis)$3,000/mo
HOANone
1 / 5
Show every detail
Statusfor_sale
Listed date2026-07-22
Removed date—
MLSMiamiMLS #A12057852
Coordinates25.72087, -80.40548
Address13002 SW 48th St
CityMiami
StateFL
Zip33175
Listing ID5380184339
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33175)
Typical home value (ZHVI)$628,459
Typical rent (ZORI)$3,232/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $550,000 |
| Down payment (20.0%) | $110,000 |
| Loan amount | $440,000 |
| Closing costs (5.0%) | $27,500 |
| Total cash to close | $137,500 |
| Income | |
| Rent (comp-derived) | $3,000$36,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,760$33,120 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $871$10,450 |
| Insurance (placeholder 0.8% of price) | $367$4,400 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $150$1,800 |
| Total operating expenses | $1,388$16,650 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $150$1,800 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| townhomes | 3 | 3 | 1,232 | $3,000 | 2026-08-19 | — | |
| townhomes | 3 | 3 | 1,300 | $2,800 | 2026-08-06 | — | |
| townhomes | 3 | 2 | 970 | $2,700 | 2026-08-05 | — | |
| townhomes | 3 | 2 | 1,015 | $3,200 | 2026-06-24 | — | |
| townhomes | 3 | 2 | 1,144 | $3,249 | 2026-06-20 | — | |
| townhomes | 3 | 2 | 970 | $2,900 | 2026-06-19 | — | |
| townhomes | 3 | 3 | 1,232 | $3,000 | 2026-06-12 | — | |
| townhomes | 3 | 3 | 1,232 | $3,000 | 2026-06-12 | — | |
| townhomes | 3 | 3 | 956 | $2,600 | 2026-07-06 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 13934 SW 52nd Ter | townhomes | 3 | 1 | 970 | $440,000 | 2026-07-23 |
| 13756 SW 54th Ter | townhomes | 3 | 2 | 970 | $460,000 | 2026-07-20 |
| 12900 SW 51st St | townhomes | 3 | 1 | 1,015 | $515,000 | 2026-07-13 |
| 4762 SW 131st Ave | townhomes | 3 | 1 | 1,015 | $500,000 | 2026-07-08 |
| 5103 SW 138th Avenue Cir | townhomes | 3 | 2 | 970 | $445,000 | 2026-06-30 |
| 4575 SW 143rd Ave | townhomes | 3 | 2 | 1,268 | $353,000 | 2026-05-19 |
| 1703 SW 131st Place Cir S | townhomes | 3 | 3 | 1,851 | $510,000 | 2026-05-14 |
| 4531 SW 144th Ave | townhomes | 3 | 2 | 1,346 | $515,000 | 2026-05-04 |
| 4445 SW 136th Pl | townhomes | 3 | 2 | 1,110 | $445,000 | 2026-05-01 |
| 4809 SW 135th Ct | townhomes | 3 | 2 | 1,110 | $470,000 | 2026-05-01 |
| 13105 SW 51st St | townhomes | 3 | 1 | 1,015 | $395,000 | 2026-04-29 |
| 13765 SW 54th Ln | townhomes | 3 | 1 | 970 | $455,000 | 2026-04-15 |
| 12924 SW 45th Ter | townhomes | 3 | 1 | 1,015 | $470,000 | 2026-04-10 |
| 5402 SW 139th Ct | townhomes | 3 | 1 | 970 | $449,000 | 2026-04-08 |
| 4816 SW 145th Ave | townhomes | 3 | 2 | 1,264 | $480,000 | 2026-04-08 |
| 5388792772 | townhomes | 3 | 2 | 1,015 | $475,000 | 2026-04-06 |
| 13761 SW 49th St | townhomes | 3 | 2 | 1,061 | $390,000 | 2026-04-02 |
| 2410 SW 122nd Ct Unit 1 | townhomes | 3 | 3 | 1,430 | $466,000 | 2026-04-01 |
| 12961 SW 50th Ln | townhomes | 3 | 1 | 1,015 | $490,000 | 2026-03-27 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 2375 SW 141st Ave | single_family | 3 | 2 | 2,351 | $685,000 | — |
| 2524 SW 122nd Ct | townhomes | 3 | 3 | 1,430 | $474,900 | — |
| 2050 SW 122nd Ave Apt 21 | condos | 3 | 2 | 1,196 | $425,000 | — |
| 5416 SW 138th Ave | condo_townhome_rowhome_coop | 3 | 1 | 970 | $335,000 | — |
| 12055 SW 19th Ln Unit 227 | condos | 3 | 3 | 1,716 | $499,999 | — |
| 4874 SW 142nd Pl | single_family | 3 | 2 | 1,661 | $650,000 | — |
| 14261 SW 28th St | single_family | 3 | 3 | 1,840 | $725,000 | — |
| 4309 SW 129th Ave | townhomes | 3 | 2 | 1,250 | $520,000 | — |
10-year hold projection
IRR0.7%
Equity multiple1.12x
Total return (10yr)$88,328
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $566,500 | $16,470 | -$19,261 | $435,229 | $131,271 |
| 2 | $583,495 | $17,047 | -$18,728 | $430,131 | $153,364 |
| 3 | $601,000 | $17,644 | -$18,178 | $424,683 | $176,317 |
| 4 | $619,030 | $18,261 | -$17,608 | $418,860 | $200,169 |
| 5 | $637,601 | $18,898 | -$17,019 | $412,638 | $224,963 |
| 6 | $656,729 | $19,557 | -$16,410 | $405,989 | $250,740 |
| 7 | $676,431 | $20,238 | -$15,780 | $398,882 | $277,548 |
| 8 | $696,724 | $20,942 | -$15,129 | $391,288 | $305,435 |
| 9 | $717,625 | $21,669 | -$14,455 | $383,173 | $334,453 |
| 10 | $739,154 | $22,421 | -$13,758 | $374,500 | $364,654 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.