17019 SW 100th Ave

Miami, FL 33157 · single_family · For Sale · 29 days on market
Asking price$499,000
2 beds 1 baths 909 sqft
Suggested offer$444,052$54,948 above the est. market value of $444,052.
View on Realtor.com →
Listed by Louis Tamayo · Grass Tamayo Real Estate Group LLC
Typesingle_family
Built1956
Price / sqft$549
Est. value (own analysis)$444,052
Rent estimate (own analysis)$2,000/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood4/10moderate$Air2/10MinorWildfire1/10Minimal
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Neighborhood

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Statusfor_sale
Listed date2026-08-04
Removed date
MLSMiamiMLS #A12061139
Coordinates25.61153, -80.35278
Address17019 SW 100th Ave
CityMiami
StateFL
Zip33157
Listing ID5378905925
Sourceus-real-estate-listings, cached 2026-08-31

ZIP market snapshot (33157)

Typical home value (ZHVI)$630,585
Typical rent (ZORI)$2,736/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$499,000
Down payment (20.0%)$99,800
Loan amount$399,200
Closing costs (5.0%)$24,950
Total cash to close$124,750
Rent (comp-derived)$2,000$24,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$24,000
Vacancy rate (assumption) assumption8.0%

$24,000 × 8.0% = $1,920

Effective gross income$1,840$22,080
Property tax (placeholder 1.9% of price)$790$9,481
Insurance (est. scaled by flood & wind risk)$532$6,387
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$100$1,200
Total operating expenses$1,422$17,068
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$22,080
Total operating expenses derived$17,068

$22,080 − $17,068 = $5,012

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$399,200
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$399,200 amortized at 6.7% over 30 years = $2,565/mo

CapEx reserve (5.0% of GSR)$100$1,200
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$5,012
Annual debt service derived$30,784
Annual CapEx reserve assumption$1,200
Annual PMI assumption$0

($5,012 − $30,784 − $1,200 − $0) ÷ 12 = -$2,248

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$5,012
Purchase price data$499,000

$5,012 ÷ $499,000 = 1.0%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$26,973
Total cash to close derived$124,750

-$26,973 ÷ $124,750 = -21.6%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$5,012
Annual debt service derived$30,784

$5,012 ÷ $30,784 = 0.16

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$24,000
Purchase price data$499,000

($24,000 ÷ 12) ÷ $499,000 = 0.4%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$499,000
Gross scheduled rent (annual) comp$24,000

$499,000 ÷ $24,000 = 20.8

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$17,068
Effective gross income derived$22,080

$17,068 ÷ $22,080 = 77.3%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$17,068
Annual debt service derived$30,784
Annual PMI assumption$0
Gross scheduled rent (annual) comp$24,000

($17,068 + $30,784 + $0) ÷ $24,000 = 199.4%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family21800$1,8002026-08-27
single_family21800$2,000
single_family22720$2,7902026-08-31

10480 SW 181st Ter

Miami, 33157 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage800
Listed2026-08-27
Days on market

Asking rent: $1,800

View on Zillow →

17255 SW 95th Ave Apt 134

Palmetto Bay, 33157 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage800
Listed
Days on market

Asking rent: $2,000

View on Zillow →

10420 SW 182nd St

Miami, 33157 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage720
Listed2026-08-31
Days on market

Asking rent: $2,790

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
10040 SW 170th Tersingle_family21720$380,0002026-07-21
16901 SW 94th Avesingle_family21870$425,0002026-07-20
15600 SW 77th Avesingle_family221,330$967,0002026-06-25
16220 SW 101st Avesingle_family221,200$450,0002026-06-18
15801 SW 99th Plsingle_family221,622$559,0002026-06-02
10229 SW 175th Stsingle_family21792$349,9002026-05-28
10045 SW 172nd Stsingle_family21924$495,0002026-05-18

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
11249 SW 169th St Unit V4831condos221,240$268,500
19771 SW 114th Ave Apt 126condos22800$165,000
15888 SW 95th Ave Apt 209condos21880$237,000
16971 SW 113th Ct Unit 31444Econdos221,240$320,000
11284 SW 169th St Unit V3743condos221,110$268,000
condos22800$129,000
11311 SW 200th St Apt 311Dcondos22840$200,000
11326 SW 169th St Unit V3944condos221,240$264,000

10-year hold projection

IRR-4.5%
Equity multiple0.25x
Total return (10yr)-$28,346
YearProperty valueNOICash flowLoan balanceEquity
1$513,970$5,012-$26,973$394,872$119,098
2$529,389$5,248-$26,767$390,246$139,143
3$545,271$5,492-$26,553$385,303$159,968
4$561,629$5,747-$26,330$380,021$181,608
5$578,478$6,011-$26,098$374,375$204,103
6$595,832$6,286-$25,856$368,342$227,490
7$613,707$6,571-$25,605$361,895$251,812
8$632,118$6,867-$25,344$355,005$277,113
9$651,082$7,174-$25,072$347,642$303,440
10$670,614$7,494-$24,790$339,773$330,841
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.